Overview / Commentary
2141 Downyflake Ln
Allentown, PA 18103-4774

People First Federal Credit Union is headquartered in Allentown and is the 17th largest credit union in the state of Pennsylvania. It is also the 492nd largest credit union in the nation. It was established in 1950 and as of June of 2018, it had grown to 155 employees and 68,182 members at 8 locations. People First Federal Credit Union's CD rates are 39% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

People First Federal Credit Union is open to those who live, work, attend school or worship in the Pennsylvania counties of Northampton or Lehigh. Eligibility is also extended to immediate family.
See current membership details

Reviews (2)

Customer Service in a Bygone Era

There are few businesses anymore that seem to be concerned with how they treat their customers. Service seems to have gone out the window, favored more for how many units of product or service can be pushed out in a minimum amount of time. When I go to People First, they mean exactly what they say in their title. I am never rushed; when I go in to make a deposit or withdraw some money, and many times going in person I do, the staff is courteous, friendly, and often go above and beyond to help me and answer any questions I have. I've had a loan with this institution, which was the beginning of our relationship, and it wasn't loaded down with unnecessary fees and other crap to pad their bottom line. I've also since started a checking and savings account with them as well, and while it isn't much, they do pay a noticeable interest rate, which again is more than I can say for traditional banks; their online system, while a bit crude, is also adequate for my transactions. Overall, I've been extremely thrilled with the overall experience here, and I would recommend them to anyone.


Posted by: whitetigon | Feb 2, 2018

I do not recommend getting any loans through this lender. If there is some sort of discrepancy, when you call the main number to get help the call center has nothing but rude, ignorant people working who make you feel as though it is your fault. I have had two issues where I kept getting late notices on my loan when in fact I did pay them. When asking about why it has the loan as delinquent on my credit report (when in fact it was not) and how to get it off my credit report - the woman on the other end of the phone just says "you can't." She then says that I'd have to file a dispute. Good thing I kept all the receipts of payments made.


Health Grade Components

NCUA #6885
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD9.35%
Annual Interest Income$10.7MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$579.3MM$563.3MM
LoansQ2 2018vs Q2 2017$372.9MM$341.8MM
DepositsQ2 2018vs Q2 2017$543.5MM$526.8MM
Equity CapitalQ2 2018vs Q2 2017$34.3MM$36.3MM
Loan Loss AllowanceQ2 2018vs Q2 2017$2.8MM$2.6MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$2.7MM$2.9MM
Real Estate OwnedQ2 2018vs Q2 2017$0$94.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not People First Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

People First Federal Credit Union Savings Account Rates

0.15%--IRA Savings Account
0.15%--Roth Contributory IRA
0.15%--Coverdell ESA
0.05%$5-Savings Account
0.05%--Holiday Account
0.05%--Vacation Account
0.05%--Special Account
0.05%--Business Holiday Account
0.05%$5-Business Savings Account
0.05%--Business Special Account
0.05%--Business Vacation Account

People First Federal Credit Union Money Market Rates

0.50%*$75k*-Money Market
OTHER TIERS: 0.25% $2.5k - $10k | 0.30% $10k - $25k | 0.40% $25k - $75k
0.50%*$75k*-Business Money Market
OTHER TIERS: 0.25% $2.5k - $10k | 0.30% $10k - $25k | 0.40% $25k - $75k

People First Federal Credit Union Checking Account Rates

0.15%*$25k*-Business Share Draft Account
OTHER TIERS: 0.05% $2.5k - $10k | 0.10% $10k - $25k

People First Federal Credit Union CD Rates

2.80%$500-60 Month Share Certificate
2.80%$500-Business 60 Month Share Certificate
2.75%$500-48 Month Share Certificate
2.75%$500-Business 48 Month Share Certificate
2.60%$500-36 Month Share Certificate
2.60%$500-Business 36 Month Share Certificate
2.55%$500-30 Month Share Certificate
2.55%$500-Business 30 Month Share Certificate
2.50%$500-24 Month Share Certificate
2.50%$500-Business 24 Month Share Certificate
2.25%$500-15 Month Share Certificate
2.25%$500-Business 15 Month Share Certificate
1.75%$500-8 Month Share Certificate
1.75%$500-Business 8 Month Share Certificate
1.35%$500-18 Month Share Certificate
1.35%$500-Business 18 Month Share Certificate
1.25%$500-12 Month Share Certificate
1.25%$500-Business 12 Month Share Certificate
0.80%$500-6 Month Share Certificate
0.80%$500-Business 6 Month Share Certificate

People First Federal Credit Union IRA Rates

2.80%$500-60 Month IRA Share Certificate
2.75%$500-48 Month IRA Share Certificate
2.60%$500-36 Month IRA Share Certificate
2.55%$500-30 Month IRA Share Certificate
2.50%$500-24 Month IRA Share Certificate
2.25%$500-15 Month IRA Share Certificate
1.75%$500-8 Month IRA Share Certificate
1.35%$500-18 Month IRA Share Certificate
1.25%$500-12 Month IRA Share Certificate
0.80%$500-6 Month IRA Share Certificate

People First Federal Credit Union Locations
Branch Office4066 Jandy BlvdNazareth, PA 18064-8998
Branch Office3682 Crescent Ct EWhitehall, PA 18052-3400
Branch Office451 Chew St Ste 204 Medical Plaza BuildingAllentown, PA 18102-3472
Branch Office1530 8th Ave Ste 1Bethlehem, PA 18018-1883
Branch Office2141 Downyflake LnAllentown, PA 18103-4774
Branch Office6900 Hamilton BlvdTrexlertown, PA 18087-9101
Branch Office4150 Easton AveBethlehem, PA 18020-1428
Branch Office2218 Walbert AveAllentown, PA 18104-1439

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.