People First Federal Credit Union


Overview / Commentary
610-797-7440
740 W Hamilton St Ste 300
Allentown, PA 18101

People First Federal Credit Union is headquartered in Allentown and is the 16th largest credit union in the state of Pennsylvania. It is also the 477th largest credit union in the nation. It was established in 1950 and as of December of 2024, it had grown to 154 employees and 74,933 members at 10 locations. People First Federal Credit Union's savings rates are 7X the national average, and it has a B+ health rating.

Field of Membership Restrictions

People First Federal Credit Union is open to those who live in Pennsylvania, New Jersey, Ohio, or West Virginia. Immediate family members of those who qualify for People First membership are also eligible to join.
See current membership details

Reviews (1)

No Real Problems With The Bank

Posted by: |

We've been with them for about 5 years. Their CD rates are good and we take advantage of them when we can. It's what I expect out of a CU.

There are branches all over the place and another just opened a couple miles from us.

They stopped their overdraft protection charges so it makes my life easier (it's the bank's discretion and PF changed theirs for the better of consumers). I auto-transfer $ from one account to the other when bills are due but if I forget, there's no fee and I won't get in trouble if there are > 6 in a month.

Haven't seen an error on anything and I really appreciate they're doing video conferencing rather than having to go in for whatever. Staff is ALWAYS helpful and go beyond my own expectations (it's not branch-dependent either - all the staff has been good over the years).

My only warning is if this or any other credit union or bank crashes and the next administration removes FDIC and the insurance for credit unions. You'll not be able to get your money back. Insurance covers bank loss in a democratic republic but it won't if our democracy ends.



Health
B+

Health Grade Components

Overall
NCUA #6885
Year Chartered1950
Employees154
Primary Regulator
Profit Margin
Return on Assets - YTD-0.16%
Return on Equity - YTD-2.95%
Annual Interest Income$43.9MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$923.8MM$859.8MM
LoansQ4 2024vs Q4 2023$600.5MM$512.1MM
DepositsQ4 2024vs Q4 2023$864.8MM$808.5MM
Equity CapitalQ4 2024vs Q4 2023$48.4MM$43.9MM
Loan Loss AllowanceQ4 2024vs Q4 2023$5.2MM$3.1MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$3.6MM$3.5MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not People First Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

People First Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$0$2.5kSmart Saver Account
OTHER TIERS: 0.25% $10k+ | 0.50% $5k - $10k | 1.25% $2.5k - $5k
0.15%$0-Coverdell ESA
0.05%$0-Savings Account
0.05%$0-Holiday Account
0.05%$0-Vacation Account
0.05%$0-Special Account
0.05%$0-Business Holiday Account
0.05%$0-Business Savings Account
0.05%$0-Business Special Account
0.05%$0-Business Vacation Account

People First Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%*$1m*-Money Market
OTHER TIERS: 0.75% $2.5k - $10k | 1.05% $10k - $25k | 1.30% $25k - $75k | 1.55% $75k - $250k | 1.80% $250k - $1m
2.30%*$1m*-Business Money Market
OTHER TIERS: 0.75% $2.5k - $10k | 1.05% $10k - $25k | 1.30% $25k - $75k | 1.55% $75k - $250k | 1.80% $250k - $1m

People First Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$0$25kHometown Hero Checking
OTHER TIERS: 0.50% $25k+
0.15%*$25k*-Business Share Draft Account
OTHER TIERS: 0.05% $2.5k - $10k | 0.10% $10k - $25k

People First Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.35%$500-3 Month Share Certificate
4.35%$500-Business 3 Month Share Certificate
4.25%$500-6 Month Share Certificate
4.25%$500-Business 6 Month Share Certificate
4.15%$500-12 Month Share Certificate
4.15%$500-Business 12 Month Share Certificate
4.00%$500-8 Month Share Certificate
4.00%$500-15 Month Share Certificate
4.00%$500-Business 8 Month Share Certificate
4.00%$500-Business 15 Month Share Certificate
3.50%$500-24 Month Share Certificate
3.50%$500-Business 24 Month Share Certificate
3.35%$500-60 Month Share Certificate
3.35%$500-Business 60 Month Share Certificate
3.25%$500-18 Month Share Certificate
3.25%$500-30 Month Share Certificate
3.25%$500-36 Month Share Certificate
3.25%$500-48 Month Share Certificate
3.25%$500-Business 18 Month Share Certificate
3.25%$500-Business 30 Month Share Certificate
3.25%$500-Business 36 Month Share Certificate
3.25%$500-Business 48 Month Share Certificate

People First Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.35%$500-3 Month IRA Share Certificate
4.25%$500-6 Month IRA Share Certificate
4.15%$500-12 Month IRA Share Certificate
4.00%$500-8 Month IRA Share Certificate
4.00%$500-15 Month IRA Share Certificate
3.50%$500-24 Month IRA Share Certificate
3.35%$500-60 Month IRA Share Certificate
3.25%$500-18 Month IRA Share Certificate
3.25%$500-30 Month IRA Share Certificate
3.25%$500-36 Month IRA Share Certificate
3.25%$500-48 Month IRA Share Certificate
0.15%$0-IRA Savings Account
0.15%$0-Roth Contributory IRA
Locations


Cities: Allentown, Bethlehem, Nazareth, Palmerton, Trexlertown, Whitehall

Allentown Branches
Branch Office2141 Downyflake LnAllentown, PA 18103-4774
Corporate Office740 W Hamilton St Ste 300Allentown, PA 18101-2474
Branch Office26 N 6th St Ste 120Allentown, PA 18101-1430
Branch Office4680 Broadway Ste A03-A04Allentown, PA 18104-3214

Bethlehem Branches
Branch Office2259 Schoenersville RdBethlehem, PA 18017-7418
Branch Office4150 Easton AveBethlehem, PA 18020-1428

Nazareth Branches
Branch Office4066 Jandy BlvdNazareth, PA 18064-8998

Palmerton Branches
Branch Office330 Delaware AvePalmerton, PA 18071-1814

Trexlertown Branches
Branch Office6900 Hamilton BlvdTrexlertown, PA 18087-9101

Whitehall Branches
Branch Office3682 Crescent Ct EWhitehall, PA 18052-3400

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