People First Federal Credit Union is headquartered in Allentown and is the 16th largest credit union in the state of Pennsylvania. It is also the 477th largest credit union in the nation. It was established in 1950 and as of December of 2024, it had grown to 154 employees and 74,933 members at 10 locations. People First Federal Credit Union's savings rates are 7X the national average, and it has a B+ health rating.
People First Federal Credit Union is open to those who live in Pennsylvania, New Jersey, Ohio, or West Virginia. Immediate family members of those who qualify for People First membership are also eligible to join.
See current membership details
We've been with them for about 5 years. Their CD rates are good and we take advantage of them when we can. It's what I expect out of a CU.
There are branches all over the place and another just opened a couple miles from us.
They stopped their overdraft protection charges so it makes my life easier (it's the bank's discretion and PF changed theirs for the better of consumers). I auto-transfer $ from one account to the other when bills are due but if I forget, there's no fee and I won't get in trouble if there are > 6 in a month.
Haven't seen an error on anything and I really appreciate they're doing video conferencing rather than having to go in for whatever. Staff is ALWAYS helpful and go beyond my own expectations (it's not branch-dependent either - all the staff has been good over the years).
My only warning is if this or any other credit union or bank crashes and the next administration removes FDIC and the insurance for credit unions. You'll not be able to get your money back. Insurance covers bank loss in a democratic republic but it won't if our democracy ends.
Overall | |
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NCUA # | 6885 |
Year Chartered | 1950 |
Employees | 154 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | -0.16% |
Return on Equity - YTD | -2.95% |
Annual Interest Income | $43.9MM |
Assets and Liabilities | ||
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Assets | Q4 2024vs Q4 2023 | $923.8MM$859.8MM |
Loans | Q4 2024vs Q4 2023 | $600.5MM$512.1MM |
Deposits | Q4 2024vs Q4 2023 | $864.8MM$808.5MM |
Equity Capital | Q4 2024vs Q4 2023 | $48.4MM$43.9MM |
Loan Loss Allowance | Q4 2024vs Q4 2023 | $5.2MM$3.1MM |
Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $3.6MM$3.5MM |
Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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4.00%* | $0 | $25k | Hometown Hero Checking | ||
OTHER TIERS: 0.50% → $25k+ | |||||
0.15%* | $25k* | - | Business Share Draft Account | ||
OTHER TIERS: 0.05% → $2.5k - $10k | 0.10% → $10k - $25k |
Allentown Branches | ||
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Branch Office | 2141 Downyflake Ln | Allentown, PA 18103-4774 |
Corporate Office | 740 W Hamilton St Ste 300 | Allentown, PA 18101-2474 |
Branch Office | 26 N 6th St Ste 120 | Allentown, PA 18101-1430 |
Branch Office | 4680 Broadway Ste A03-A04 | Allentown, PA 18104-3214 |
Bethlehem Branches | ||
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Branch Office | 2259 Schoenersville Rd | Bethlehem, PA 18017-7418 |
Branch Office | 4150 Easton Ave | Bethlehem, PA 18020-1428 |
Nazareth Branches | ||
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Branch Office | 4066 Jandy Blvd | Nazareth, PA 18064-8998 |
Palmerton Branches | ||
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Branch Office | 330 Delaware Ave | Palmerton, PA 18071-1814 |
Trexlertown Branches | ||
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Branch Office | 6900 Hamilton Blvd | Trexlertown, PA 18087-9101 |
Whitehall Branches | ||
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Branch Office | 3682 Crescent Ct E | Whitehall, PA 18052-3400 |