Advertising Disclosure
  1. Banks
  2. People First Federal Credit Union

People First Federal Credit Union


Overview / Commentary
www.peoplefirstcu.org
610-797-7440
740 W Hamilton St Ste 300
Allentown, PA 18101

People First Federal Credit Union is headquartered in Allentown and is the 16th largest credit union in the state of Pennsylvania. It is also the 486th largest credit union in the nation. It was established in 1950 and as of September of 2024, it had grown to 157 employees and 74,822 members at 10 locations. People First Federal Credit Union's savings rates are 8X the national average, and it has a B+ health rating.

Field of Membership Restrictions

People First Federal Credit Union is open to those who live in Pennsylvania, New Jersey, Ohio, or West Virginia. Immediate family members of those who qualify for People First membership are also eligible to join.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #6885
Year Chartered1950
Employees157
Primary Regulator
Profit Margin
Return on Assets - YTD-0.24%
Return on Equity - YTD-4.22%
Annual Interest Income$32.1MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$898.3MM$835.9MM
LoansQ3 2024vs Q3 2023$595.7MM$486.4MM
DepositsQ3 2024vs Q3 2023$837.8MM$790.3MM
Equity CapitalQ3 2024vs Q3 2023$50.5MM$38.2MM
Loan Loss AllowanceQ3 2024vs Q3 2023$4.6MM$3.2MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$4.2MM$2.4MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not People First Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

People First Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$0$2.5kSmart Saver Account
OTHER TIERS: 0.25% → $10k+ | 1.00% → $5k - $10k | 2.00% → $2.5k - $5k
0.15%$0-IRA Savings Account
0.15%$0-Roth Contributory IRA
0.15%$0-Coverdell ESA
0.05%$0-Savings Account
0.05%$0-Holiday Account
0.05%$0-Vacation Account
0.05%$0-Special Account
0.05%$0-Business Holiday Account
0.05%$0-Business Savings Account
0.05%$0-Business Special Account
0.05%$0-Business Vacation Account

People First Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%*$1m*-Money Market
OTHER TIERS: 0.75% → $2.5k - $10k | 1.05% → $10k - $25k | 1.30% → $25k - $75k | 1.55% → $75k - $250k | 1.80% → $250k - $1m
2.30%*$1m*-Business Money Market
OTHER TIERS: 0.75% → $2.5k - $10k | 1.05% → $10k - $25k | 1.30% → $25k - $75k | 1.55% → $75k - $250k | 1.80% → $250k - $1m

People First Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$0$25kHometown Hero Checking
OTHER TIERS: 0.50% → $25k+
0.15%*$25k*-Business Share Draft Account
OTHER TIERS: 0.05% → $2.5k - $10k | 0.10% → $10k - $25k

People First Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.35%$500-3 Month Share Certificate
4.35%$500-Business 3 Month Share Certificate
4.25%$500-6 Month Share Certificate
4.25%$500-Business 6 Month Share Certificate
4.15%$500-12 Month Share Certificate
4.15%$500-Business 12 Month Share Certificate
4.00%$500-8 Month Share Certificate
4.00%$500-15 Month Share Certificate
4.00%$500-Business 8 Month Share Certificate
4.00%$500-Business 15 Month Share Certificate
3.50%$500-24 Month Share Certificate
3.50%$500-Business 24 Month Share Certificate
3.35%$500-60 Month Share Certificate
3.35%$500-Business 60 Month Share Certificate
3.25%$500-18 Month Share Certificate
3.25%$500-30 Month Share Certificate
3.25%$500-36 Month Share Certificate
3.25%$500-48 Month Share Certificate
3.25%$500-Business 18 Month Share Certificate
3.25%$500-Business 30 Month Share Certificate
3.25%$500-Business 36 Month Share Certificate
3.25%$500-Business 48 Month Share Certificate

People First Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.35%$500-3 Month IRA Share Certificate
4.25%$500-6 Month IRA Share Certificate
4.15%$500-12 Month IRA Share Certificate
4.00%$500-8 Month IRA Share Certificate
4.00%$500-15 Month IRA Share Certificate
3.50%$500-24 Month IRA Share Certificate
3.35%$500-60 Month IRA Share Certificate
3.25%$500-18 Month IRA Share Certificate
3.25%$500-30 Month IRA Share Certificate
3.25%$500-36 Month IRA Share Certificate
3.25%$500-48 Month IRA Share Certificate
Locations


Cities: Allentown, Bethlehem, Nazareth, Palmerton, Trexlertown, Whitehall

Allentown Branches
Branch Office2141 Downyflake LnAllentown, PA 18103-4774
Corporate Office740 W Hamilton St Ste 300Allentown, PA 18101-2474
Branch Office26 N 6th St Ste 120Allentown, PA 18101-1430
Branch Office4680 Broadway Ste A03-A04Allentown, PA 18104-3214

Bethlehem Branches
Branch Office1362 Catasauqua RdBethlehem, PA 18017-7402
Branch Office4150 Easton AveBethlehem, PA 18020-1428

Nazareth Branches
Branch Office4066 Jandy BlvdNazareth, PA 18064-8998

Palmerton Branches
Branch Office330 Delaware AvePalmerton, PA 18071-1814

Trexlertown Branches
Branch Office6900 Hamilton BlvdTrexlertown, PA 18087-9101

Whitehall Branches
Branch Office3682 Crescent Ct EWhitehall, PA 18052-3400

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.