PeopleFirst Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.25%	Reward Checking	2.05% - National Average
0.70%	Reward Savings	0.91% - National Average
1.25%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD

View all PeopleFirst Bank rates »

Overview / Commentary

www.peoplefirstbank.com

815-207-6200

3100 Theodore Street
Joliet, IL 60435

PeopleFirst Bank is headquartered in Joliet and is the 250^th largest bank in the state of Illinois. It is also the 3,518^th largest bank in the nation. It was established in 2007 and as of September of 2018, it had grown to 27 employees at 2 locations. PeopleFirst Bank's savings rates are 2X the national average, and it has an A health rating.

Overall
FDIC Certificate #	58597
Year Established	2007
Employees	27
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.56%
Return on Equity - YTD	4.83%
Annual Interest Income	$4.2MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$142.3MM$123.7MM
Loans	Q3 2018vs Q3 2017	$104.2MM$90.3MM
Deposits	Q3 2018vs Q3 2017	$112.9MM$95.7MM
Equity Capital	Q3 2018vs Q3 2017	$15.6MM$15.5MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$1.2MM$1.0MM
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$1.2MM$1.3MM
Real Estate Owned	Q3 2018vs Q3 2017	$413.00K$413.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

PeopleFirst Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%^*	$25k^*	-	Max Rate Savings
OTHER TIERS: 1.00% → Up to $25k
0.70%^*	-	$50k	Target Savings
OTHER TIERS: 0.26% → $50k+
0.35%	$500	-	Statement Savings
0.35%	$100	-	Minor Savings

PeopleFirst Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$250k^*	-	Personal Money Market Account
OTHER TIERS: 0.05% → $2.5k - $5k \| 0.10% → $5k - $25k \| 0.15% → $25k - $50k \| 0.20% → $50k - $100k \| 0.25% → $100k - $250k

PeopleFirst Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%^*	-	$25k	Target Secure Checking
OTHER TIERS: 0.35% → $25k+
0.15%^*	$50k^*	-	Interest Checking
OTHER TIERS: 0.05% → $1k - $25k \| 0.10% → $25k - $50k

PeopleFirst Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%^*	$100k^*	-	5 Year CD
OTHER TIERS: 1.10% → $2.5k - $25k \| 1.15% → $25k - $50k \| 1.20% → $50k - $100k
1.00%^*	$100k^*	-	3 Year CD
OTHER TIERS: 0.85% → $2.5k - $25k \| 0.90% → $25k - $50k \| 0.95% → $50k - $100k
0.90%^*	$100k^*	-	2 Year CD
OTHER TIERS: 0.60% → $2.5k - $25k \| 0.65% → $25k - $50k \| 0.85% → $50k - $100k
0.50%^*	$100k^*	-	1 Year CD
OTHER TIERS: 0.40% → $2.5k - $50k \| 0.45% → $50k - $100k
0.35%^*	$100k^*	-	6 Month CD
OTHER TIERS: 0.30% → $2.5k - $100k
0.15%	$2.5k	-	3 Month CD
0.10%	$2.5k	-	30 - 89 Day CD

PeopleFirst Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%^*	$100k^*	-	5 Year IRA
OTHER TIERS: 1.10% → $2.5k - $25k \| 1.15% → $25k - $50k \| 1.20% → $50k - $100k
1.00%^*	$100k^*	-	3 Year IRA
OTHER TIERS: 0.85% → $2.5k - $25k \| 0.90% → $25k - $50k \| 0.95% → $50k - $100k
0.90%^*	$100k^*	-	2 Year IRA
OTHER TIERS: 0.60% → $2.5k - $25k \| 0.65% → $25k - $50k \| 0.85% → $50k - $100k
0.50%^*	$100k^*	-	1 Year IRA
OTHER TIERS: 0.40% → $2.5k - $50k \| 0.45% → $50k - $100k
0.35%^*	$100k^*	-	6 Month IRA
OTHER TIERS: 0.30% → $2.5k - $100k
0.15%	$2.5k	-	3 Month IRA
0.10%	$2.5k	-	30 - 89 Day IRA

Locations

PeopleFirst Bank Locations
Shorewood Branch	1226 West Jefferson Street	Shorewood, IL 60404
Peoplefirst Bank	3100 Theodore Street	Joliet, IL 60435

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