PeopleFirst Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.25% | Reward Checking | 1.74% - National Average |
| 0.70% | Reward Savings | 0.84% - National Average |
| 1.25% | 5-year CD | 2.27% - National Average |
PeopleFirst Bank is headquartered in Joliet and is the 256th largest bank in the state of Illinois. It is also the 3,557th largest bank in the nation. It was established in 2007 and as of December of 2018, it had grown to 27 employees at 2 locations. PeopleFirst Bank's savings rates are 2X the national average, and it boasts an A+ health rating.
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No Stockholder Return On Investment.
Peoples First Bank - Joliet, IL does not keep its stock holders informed. We have not received an annual report or any communication from this bank in over eight years. As a stock holder since the banks inception we have yet to receive a return on our investment. Investing in this bank is like giving it an interest free loan. Peoples first bank is not a bad investment, it is a MISERABLE investment.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 58597 |
| Year Established | 2007 |
| Employees | 27 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.83% |
| Return on Equity - YTD | 7.2% |
| Annual Interest Income | $6.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $139.4MM$127.3MM |
| Loans | Q4 2018vs Q4 2017 | $103.5MM$96.3MM |
| Deposits | Q4 2018vs Q4 2017 | $105.4MM$100.4MM |
| Equity Capital | Q4 2018vs Q4 2017 | $16.3MM$15.3MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.3MM$1.1MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $0$1.2MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $413.00K$413.00K |
Always verify rates and promotions with the bank or credit union. We are not PeopleFirst Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
PeopleFirst Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.25%* | $100k* | - | Max Rate Savings | ||
| OTHER TIERS: 1.00% → Up to $100k | |||||
| 0.70%* | - | $50k | Target Savings | ||
| OTHER TIERS: 0.26% → $50k+ | |||||
| 0.35% | $500 | - | Statement Savings | ||
| 0.35% | $100 | - | Minor Savings | ||
PeopleFirst Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $250k* | - | Personal Money Market Account | ||
| OTHER TIERS: 0.05% → $2.5k - $5k | 0.10% → $5k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k | 0.25% → $100k - $250k | |||||
PeopleFirst Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.25%* | - | $25k | Target Secure Checking | ||
| OTHER TIERS: 0.35% → $25k+ | |||||
| 0.15%* | $50k* | - | Interest Checking | ||
| OTHER TIERS: 0.05% → $1k - $25k | 0.10% → $25k - $50k | |||||
PeopleFirst Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.25%* | $100k* | - | 5 Year CD | ||
| OTHER TIERS: 1.10% → $2.5k - $25k | 1.15% → $25k - $50k | 1.20% → $50k - $100k | |||||
| 1.00%* | $100k* | - | 3 Year CD | ||
| OTHER TIERS: 0.85% → $2.5k - $25k | 0.90% → $25k - $50k | 0.95% → $50k - $100k | |||||
| 0.90%* | $100k* | - | 2 Year CD | ||
| OTHER TIERS: 0.60% → $2.5k - $25k | 0.65% → $25k - $50k | 0.85% → $50k - $100k | |||||
| 0.50%* | $100k* | - | 1 Year CD | ||
| OTHER TIERS: 0.40% → $2.5k - $50k | 0.45% → $50k - $100k | |||||
| 0.35%* | $100k* | - | 6 Month CD | ||
| OTHER TIERS: 0.30% → $2.5k - $100k | |||||
| 0.15% | $2.5k | - | 3 Month CD | ||
| 0.10% | $2.5k | - | 30 - 89 Day CD | ||
PeopleFirst Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.25%* | $100k* | - | 5 Year IRA | ||
| OTHER TIERS: 1.10% → $2.5k - $25k | 1.15% → $25k - $50k | 1.20% → $50k - $100k | |||||
| 1.00%* | $100k* | - | 3 Year IRA | ||
| OTHER TIERS: 0.85% → $2.5k - $25k | 0.90% → $25k - $50k | 0.95% → $50k - $100k | |||||
| 0.90%* | $100k* | - | 2 Year IRA | ||
| OTHER TIERS: 0.60% → $2.5k - $25k | 0.65% → $25k - $50k | 0.85% → $50k - $100k | |||||
| 0.50%* | $100k* | - | 1 Year IRA | ||
| OTHER TIERS: 0.40% → $2.5k - $50k | 0.45% → $50k - $100k | |||||
| 0.35%* | $100k* | - | 6 Month IRA | ||
| OTHER TIERS: 0.30% → $2.5k - $100k | |||||
| 0.15% | $2.5k | - | 3 Month IRA | ||
| 0.10% | $2.5k | - | 30 - 89 Day IRA | ||
| PeopleFirst Bank Locations | ||
|---|---|---|
| Shorewood Branch | 1226 West Jefferson Street | Shorewood, IL 60404 |
| Peoplefirst Bank | 3100 Theodore Street | Joliet, IL 60435 |