PeopleFirst Bank

Overview / Commentary
3100 Theodore Street
Joliet, IL 60435

PeopleFirst Bank is headquartered in JOLIET and is the 179th largest bank in the state of Illinois. It is also the 2,697th largest bank in the nation. It was established in 2007 and as of June of 2023, it had grown to 29 employees at 2 locations. PeopleFirst Bank has an A+ health rating.

Reviews (2)


All issues have been corrected.

No Stockholder Return On Investment.

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Peoples First Bank - Joliet, IL does not keep its stock holders informed. We have not received an annual report or any communication from this bank in over eight years. As a stock holder since the banks inception we have yet to receive a return on our investment. Investing in this bank is like giving it an interest free loan. Peoples first bank is not a bad investment, it is a MISERABLE investment.


Health Grade Components

FDIC Certificate #58597
Year Established2007
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD10.67%
Annual Interest Income$6.5MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$253.8MM$213.7MM
LoansQ2 2023vs Q2 2022$190.1MM$148.8MM
DepositsQ2 2023vs Q2 2022$198.8MM$177.2MM
Equity CapitalQ2 2023vs Q2 2022$25.4MM$23.9MM
Loan Loss AllowanceQ2 2023vs Q2 2022$2.4MM$2.3MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$0$0
Real Estate OwnedQ2 2023vs Q2 2022$0$0

Rates for PeopleFirst Bank are currently being reviewed.


PeopleFirst Bank Locations
Shorewood Branch1226 West Jefferson StreetShorewood, IL 60404
Peoplefirst Bank3100 Theodore StJoliet, IL 60435

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