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PeopleFirst Bank

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Based on 2 reviews

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Overview / Commentary

www.peoplefirstbank.com

815-207-6200

3100 Theodore Street
Joliet, IL 60435

PeopleFirst Bank is headquartered in Joliet and is the 238^th largest bank in the state of Illinois. It is also the 3,519^th largest bank in the nation. It was established in 2007 and as of December of 2019, it had grown to 28 employees at 2 locations. PeopleFirst Bank's savings rates are 2X the national average, and it has a B+ health rating.

Related Posts

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2009

5/15 - 2.75% 13-Month CD at PeopleFirst Bank in Illinois - Local Only

Reviews (2)

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CUSTOMER SERVICE

Posted by: Fedupcustomer | Oct 8, 2019

All issues have been corrected.

Comment

3

No Stockholder Return On Investment.

Posted by: krockey | Feb 18, 2019

Peoples First Bank - Joliet, IL does not keep its stock holders informed. We have not received an annual report or any communication from this bank in over eight years. As a stock holder since the banks inception we have yet to receive a return on our investment. Investing in this bank is like giving it an interest free loan. Peoples first bank is not a bad investment, it is a MISERABLE investment.

14

Health

B+

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	58597
Year Established	2007
Employees	28
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.94%
Return on Equity - YTD	7.66%
Annual Interest Income	$6.1MM

Assets and Liabilities
Assets	Q4 2019vs Q4 2018	$136.2MM$139.4MM
Loans	Q4 2019vs Q4 2018	$99.1MM$103.5MM
Deposits	Q4 2019vs Q4 2018	$106.8MM$105.4MM
Equity Capital	Q4 2019vs Q4 2018	$17.9MM$16.3MM
Loan Loss Allowance	Q4 2019vs Q4 2018	$1.5MM$1.3MM
Unbacked Noncurrent Loans	Q4 2019vs Q4 2018	$1.3MM$0
Real Estate Owned	Q4 2019vs Q4 2018	$0$413.00K

Rates

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Savings
Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

PeopleFirst Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.25%^*	$100k^*	-	Max Rate Savings
OTHER TIERS: 1.00% → Up to $100k
0.70%^*	-	$50k	Target Savings
OTHER TIERS: 0.26% → $50k+
0.35%	$500	-	Statement Savings
0.35%	$100	-	Minor Savings

PeopleFirst Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$250k^*	-	Personal Money Market Account
OTHER TIERS: 0.05% → $2.5k - $5k \| 0.10% → $5k - $25k \| 0.15% → $25k - $50k \| 0.20% → $50k - $100k \| 0.25% → $100k - $250k

PeopleFirst Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.25%^*	-	$25k	Target Secure Checking
OTHER TIERS: 0.35% → $25k+
0.15%^*	$50k^*	-	Interest Checking
OTHER TIERS: 0.05% → $1k - $25k \| 0.10% → $25k - $50k

PeopleFirst Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.25%^*	$100k^*	-	5 Year CD
OTHER TIERS: 1.10% → $2.5k - $25k \| 1.15% → $25k - $50k \| 1.20% → $50k - $100k
1.00%^*	$100k^*	-	3 Year CD
OTHER TIERS: 0.85% → $2.5k - $25k \| 0.90% → $25k - $50k \| 0.95% → $50k - $100k
0.90%^*	$100k^*	-	2 Year CD
OTHER TIERS: 0.60% → $2.5k - $25k \| 0.65% → $25k - $50k \| 0.85% → $50k - $100k
0.50%^*	$100k^*	-	1 Year CD
OTHER TIERS: 0.40% → $2.5k - $50k \| 0.45% → $50k - $100k
0.35%^*	$100k^*	-	6 Month CD
OTHER TIERS: 0.30% → $2.5k - $100k
0.15%	$2.5k	-	3 Month CD
0.10%	$2.5k	-	30 - 89 Day CD

PeopleFirst Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.25%^*	$100k^*	-	5 Year IRA
OTHER TIERS: 1.10% → $2.5k - $25k \| 1.15% → $25k - $50k \| 1.20% → $50k - $100k
1.00%^*	$100k^*	-	3 Year IRA
OTHER TIERS: 0.85% → $2.5k - $25k \| 0.90% → $25k - $50k \| 0.95% → $50k - $100k
0.90%^*	$100k^*	-	2 Year IRA
OTHER TIERS: 0.60% → $2.5k - $25k \| 0.65% → $25k - $50k \| 0.85% → $50k - $100k
0.50%^*	$100k^*	-	1 Year IRA
OTHER TIERS: 0.40% → $2.5k - $50k \| 0.45% → $50k - $100k
0.35%^*	$100k^*	-	6 Month IRA
OTHER TIERS: 0.30% → $2.5k - $100k
0.15%	$2.5k	-	3 Month IRA
0.10%	$2.5k	-	30 - 89 Day IRA

Locations

PeopleFirst Bank Locations
Shorewood Branch	1226 West Jefferson Street	Shorewood, IL 60404
Peoplefirst Bank	3100 Theodore Street	Joliet, IL 60435

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