PeopleFirst Bank

Overview | Eligibility Requirements | Receive alerts for this bank

View health report

CURRENT TOP RATE

13 Month CD Special

Overview / Commentary

www.peoplefirstbank.com

815-207-6200

3100 Theodore Street
Joliet, IL 60435

PeopleFirst Bank is headquartered in JOLIET and is the 168^th largest bank in the state of Illinois. It is also the 2,639^th largest bank in the nation. It was established in 2007 and as of June of 2024, it had grown to 26 employees at 2 locations. PeopleFirst Bank's money market rates are 9X the national average, and it has an A health rating.

Related Posts

View all posts from:

2009

5/15 - 2.75% 13-Month CD at PeopleFirst Bank in Illinois - Local Only

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	58597
Year Established	2007
Employees	26
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.99%
Return on Equity - YTD	9.43%
Annual Interest Income	$6.7MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$267.8MM$253.8MM
Loans	Q2 2024vs Q2 2023	$177MM$190.1MM
Deposits	Q2 2024vs Q2 2023	$227.7MM$198.8MM
Equity Capital	Q2 2024vs Q2 2023	$27.6MM$25.4MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$2.3MM$2.4MM
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$2.1MM$0
Real Estate Owned	Q2 2024vs Q2 2023	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not PeopleFirst Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

PeopleFirst Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.75%^*	$100k^*	-	Max Rate Savings
OTHER TIERS: 2.00% → $0 - $100k
0.70%^*	$0	$50k	Target Savings
OTHER TIERS: 0.26% → $50k+
0.35%	$500	-	Statement Savings
0.35%	$100	-	Minor Savings

PeopleFirst Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.75%^*	$250k^*	-	Premier Money Market
OTHER TIERS: 2.00% → $0 - $100k \| 2.75% → $100k - $250k
0.30%^*	$250k^*	-	Personal Money Market Account
OTHER TIERS: 0.05% → $2.5k - $5k \| 0.10% → $5k - $25k \| 0.15% → $25k - $50k \| 0.20% → $50k - $100k \| 0.25% → $100k - $250k

PeopleFirst Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.25%^*	$0	$25k	Target Secure Checking
OTHER TIERS: 0.35% → $25k+
0.15%^*	$50k^*	-	Interest Checking
OTHER TIERS: 0.05% → $1k - $25k \| 0.10% → $25k - $50k

PeopleFirst Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.15%	$2.5k	-	13 Month CD Special
4.00%	$2.5k	-	23 Month CD Special
3.50%^*	$100k^*	-	3 Year CD
OTHER TIERS: 1.00% → $2.5k - $50k \| 3.00% → $50k - $100k
3.50%^*	$100k^*	-	5 Year CD
OTHER TIERS: 1.00% → $2.5k - $50k \| 3.00% → $50k - $100k
3.00%^*	$100k^*	-	6 Month CD
OTHER TIERS: 1.00% → $2.5k - $50k \| 2.50% → $50k - $100k
3.00%^*	$100k^*	-	1 Year CD
OTHER TIERS: 1.00% → $2.5k - $50k \| 2.50% → $50k - $100k
3.00%^*	$100k^*	-	2 Year CD
OTHER TIERS: 1.00% → $2.5k - $50k \| 2.50% → $50k - $100k
0.15%	$2.5k	-	3 Month CD
0.10%	$2.5k	-	30 - 89 Day CD

PeopleFirst Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.50%^*	$100k^*	-	3 Year IRA
OTHER TIERS: 1.00% → $2.5k - $50k \| 3.00% → $50k - $100k
3.50%^*	$100k^*	-	5 Year IRA
OTHER TIERS: 1.00% → $2.5k - $50k \| 3.00% → $50k - $100k
3.00%^*	$100k^*	-	6 Month IRA
OTHER TIERS: 1.00% → $2.5k - $50k \| 2.50% → $50k - $100k
3.00%^*	$100k^*	-	1 Year IRA
OTHER TIERS: 1.00% → $2.5k - $50k \| 2.50% → $50k - $100k
3.00%^*	$100k^*	-	2 Year IRA
OTHER TIERS: 1.00% → $2.5k - $50k \| 2.50% → $50k - $100k
0.15%	$2.5k	-	3 Month IRA
0.10%	$2.5k	-	30 - 89 Day IRA

Locations

PeopleFirst Bank Locations
Shorewood Branch	1226 West Jefferson Street	Shorewood, IL 60404
Peoplefirst Bank	3100 Theodore St	Joliet, IL 60435

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.