Featured Savings Rates
Featured Accounts

Peoples Advantage Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.81%5-year CD60 Month CD
0.70%1-year CD12 Month CD
0.10%SavingsShares Account

Overview / Commentary
804-748-3081
110 Wagner Rd
Petersburg, VA 23805

Peoples Advantage Federal Credit Union is headquartered in Petersburg and is the 58th largest credit union in the state of Virginia. It is also the 1,917th largest credit union in the nation. It was established in 1966 and as of June of 2016, it had grown to 31 employees and 8,242 members at 4 locations. Peoples Advantage Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship volunteer, attend school in, or businesses and other legal entities located in the Counties of Amelia, Caroline, Charles City, Chesterfield, Cumberland, Dinwiddie, Goochland, Hanover, Henrico, King and Queen, King William, Louisa, New Kent, Powhatan, Prince George, and Sussex; and the Independent Cities of Colonial Heights, Hopewell, Petersburg, and Richmond.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Peoples Advantage Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #17464
Year Chartered1966
Employees31
Primary Regulator
Profit Margin
Return on Assets - YTD0.22%
Return on Equity - YTD2.45%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$71.4MM$69.1MM
LoansQ2 2016vs Q2 2015$32.7MM$24.4MM
DepositsQ2 2016vs Q2 2015$64.6MM$62.9MM
Equity CapitalQ2 2016vs Q2 2015$6.5MM$6.1MM
Loan Loss AllowanceQ2 2016vs Q2 2015$227.00K$246.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$280.00K$144.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peoples Advantage Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--IRA Share Accounts
0.10%$500-Shares Account
0.10%--Kat's Shares

Peoples Advantage Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*$250kMoney Market Shares
OTHER TIERS: 0.10% $250k+ | 0.20% $2k - $50k

Peoples Advantage Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Share Drafts Account

Peoples Advantage Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.81%$1k-60 Month CD
1.56%$1k-48 Month CD
1.15%$1k-36 Month CD
0.85%$1k-24 Month CD
0.70%$1k-12 Month CD
0.40%$1k-6 Month CD
0.25%$1k-3 Month CD

Peoples Advantage Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.81%$1k-60 Month IRA
1.56%$1k-48 Month IRA
1.15%$1k-36 Month IRA
0.85%$1k-24 Month IRA
0.70%$1k-12 Month IRA
Locations


Peoples Advantage Federal Credit Union Locations
Branch Office110 Wagner RdPetersburg, VA 23805-9303
Branch Office10001 Courtview LnChesterfield, VA 23832
Branch Office2801 Conduit RdColonial Heights, VA 23834-2971
Branch Office6620 W Broad St Bldg 2Richmond, VA 23230