Peoples Advantage Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.78% | 5-year CD | 60 Month CD |
| 1.60% | 1-year CD | 12 Month CD |
| 0.10% | Savings | Shares Account |
Peoples Advantage Federal Credit Union is headquartered in Petersburg and is the 59th largest credit union in the state of Virginia. It is also the 1,954th largest credit union in the nation. It was established in 1966 and as of March of 2018, it had grown to 36 employees and 8,714 members at 4 locations. Peoples Advantage Federal Credit Union's CD rates are 78% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship volunteer, attend school in, or businesses and other legal entities located in the Counties of Amelia, Caroline, Charles City, Chesterfield, Cumberland, Dinwiddie, Goochland, Hanover, Henrico, King and Queen, King William, Louisa, New Kent, Powhatan, Prince George, and Sussex; and the Independent Cities of Colonial Heights, Hopewell, Petersburg, and Richmond.
See current membership details
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 17464 |
| Year Chartered | 1966 |
| Employees | 36 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.51% |
| Return on Equity - YTD | 5.76% |
| Annual Interest Income | $1.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $72.0MM$73.6MM |
| Loans | Q1 2018vs Q1 2017 | $40.7MM$35.7MM |
| Deposits | Q1 2018vs Q1 2017 | $66.3MM$67.4MM |
| Equity Capital | Q1 2018vs Q1 2017 | $6.2MM$6.1MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $692.00K$481.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $716.00K$450.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Peoples Advantage Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Peoples Advantage Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | IRA Share Accounts | |
| 0.10% | $500 | - | Shares Account | |
| 0.10% | - | - | Kat's Shares |
Peoples Advantage Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $50k* | $250k | Money Market Shares | ||
| OTHER TIERS: 0.10% → $250k+ | 0.45% → $2k - $50k | |||||
Peoples Advantage Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1k | - | Share Drafts Account |
Peoples Advantage Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.78% | $1k | - | 60 Month CD | |
| 2.52% | $1k | - | 48 Month CD | |
| 2.12% | $1k | - | 36 Month CD | |
| 1.91% | $1k | - | 24 Month CD | |
| 1.60% | $1k | - | 12 Month CD | |
| 1.30% | $1k | - | 6 Month CD | |
| 0.90% | $1k | - | 3 Month CD |
Peoples Advantage Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.78% | $1k | - | 60 Month IRA | |
| 2.52% | $1k | - | 48 Month IRA | |
| 2.12% | $1k | - | 36 Month IRA | |
| 1.91% | $1k | - | 24 Month IRA | |
| 1.60% | $1k | - | 12 Month IRA |
| Peoples Advantage Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 110 Wagner Rd | Petersburg, VA 23805-9303 |
| Branch Office | 10001 Courtview Ln | Chesterfield, VA 23832 |
| Branch Office | 2801 Conduit Rd | Colonial Heights, VA 23834-2971 |
| Branch Office | 6620 W Broad St Bldg 2 | Richmond, VA 23230 |