Overview / Commentary
Peoples Bank and Trust Company (OK) is headquartered in Ryan and is the 182nd largest bank in the state of Oklahoma. It is also the 4,950th largest bank in the nation. It was established in 1906 and as of June of 2019, it had grown to 14 employees at 2 locations. Peoples Bank and Trust Company (OK)'s CD rates are 3X the national average, but it has a C health rating.
Health
C
Data as of Q2 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Peoples Bank and Trust Company (OK) has a low asset base, and a negative return on equity.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 2331 |
| Year Established | 1906 |
| Employees | 14 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -2.81% |
| Return on Equity - YTD | -21.08% |
| Annual Interest Income | $1.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $43.8MM$45.4MM |
| Loans | Q2 2019vs Q2 2018 | $30.7MM$21.0MM |
| Deposits | Q2 2019vs Q2 2018 | $37.3MM$33.4MM |
| Equity Capital | Q2 2019vs Q2 2018 | $5.2MM$6.3MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $505.00K$248.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $1.0MM$607.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $107.00K$64.00K |
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Peoples Bank and Trust Company (OK) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $500 | - | Elite Savings | |
| 0.25% | $25 | - | Peoples Savings | |
| 0.25% | $25 | - | Vintage Savings |
Peoples Bank and Trust Company (OK) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.76% | $500 | - | Elite Checking | |
| 1.76% | $5k | - | Elite Business Checking |
Peoples Bank and Trust Company (OK) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.27% | $1k | - | 12 Month CD Special | |
| 2.22% | $50k | - | 42 Month CD | |
| 1.81% | $50k | - | 25 Month CD | |
| 1.66% | $50k | - | 15 Month CD |
Locations
| Peoples Bank and Trust Company (OK) Locations | ||
|---|---|---|
| Peoples Bank and Trust Company | 517 Washington Street | Ryan, OK 73565 |
| Edmond Branch | 2400 Nw 178th St. | Edmond, OK 73012 |