Overview / Commentary
Peoples Bank and Trust Company (OK) is headquartered in Ryan and is the 185th largest bank in the state of Oklahoma. It is also the 5,087th largest bank in the nation. It was established in 1906 and as of December of 2018, it had grown to 17 employees at 2 locations. Peoples Bank and Trust Company (OK)'s CD rates are 3X the national average, and it has a B+ health rating.
Health
B+
Data as of Q4 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Peoples Bank and Trust Company (OK) has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 2331 |
| Year Established | 1906 |
| Employees | 17 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 3.26% |
| Return on Equity - YTD | 22.65% |
| Annual Interest Income | $2.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $40.1MM$42.6MM |
| Loans | Q4 2018vs Q4 2017 | $23.1MM$19.6MM |
| Deposits | Q4 2018vs Q4 2017 | $31.6MM$30.1MM |
| Equity Capital | Q4 2018vs Q4 2017 | $6.3MM$6.4MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $166.00K$216.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $452.00K$1.1MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $39.00K$101.00K |
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Peoples Bank and Trust Company (OK) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $500 | - | Elite Savings | |
| 0.25% | $25 | - | Peoples Savings | |
| 0.25% | $25 | - | Vintage Savings |
Peoples Bank and Trust Company (OK) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.76% | $500 | - | Elite Checking | |
| 1.76% | $5k | - | Elite Business Checking |
Peoples Bank and Trust Company (OK) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.27% | $1k | - | 12 Month CD Special | |
| 2.22% | $50k | - | 42 Month CD | |
| 1.81% | $50k | - | 25 Month CD | |
| 1.66% | $50k | - | 15 Month CD |
Locations
| Peoples Bank and Trust Company (OK) Locations | ||
|---|---|---|
| Peoples Bank and Trust Company | 517 Washington Street | Ryan, OK 73565 |
| Edmond Branch | 2400 Nw 178th St. | Edmond, OK 73012 |