Peoples Bank (KS)

Peoples Bank

This was the first bank I ever had an account with. My parents had a cd in my name and it was started when I was a child. I had the following accounts:
1) 2 cds that were constantly reinvested into another cd when they matured.
2) a dual savings account (nothing other than a regular savings account) with my mother and father/myself that I put in any funds I made in the summer, or by doing the jobs my dad would give me around the farm from the age of 10-16.
3) I also had my own savings account (parents were secondary) I was allowed to open when I was 16 with my parents agreement. I used that account thereafter to deposit my paychecks from work and make withdrawals. I was allowed a savings deposit card.
4) I added a checking account at 18 to the 2nd savings account, and switched the savings account to a money market savings account. Both were in my name only, althought my mother was listed on there as able to access my account if needed. I kept the other savings since my parents put money into that yearly (for myself and my brothers).

The cds matured at 18 and 25. I used the first cd to buy a car, and the second to purchase furniture/pay closing costs for a house.

I still have the first savings account, although I gave my parents the primary position since I don't use it at all. We are using it as a way for my parents to deposit things as they wish (they are great parents).

The second money market savings and checking account have since been closed. They were kept open until I was 22. I was in the military so I moved alot and found it inconveninent to use a small bank that didn't have many locations. As I understand it, it has since expanded, but at the time it didn't have more than 4 or 5 branches in the kansas area.

I loved the small bank-everyone knew everyone. I would call from out of state or country (in the military) and they KNEW who I was and asked me personally how things were going. No matter what branch I called they knew me. I could ask for transfers and barely have to have anything filled out. They were so nice. Its a shame it wasn't as convenient to keep them.

They were reasonable with fees, I don't recall any checking fees. It was only the size and lack of other branches in other states that had me leave them for my main account.