Overview / Commentary
1912 Cherokee Avenue, SW
Cullman, AL 35055

Peoples Bank of Alabama is headquartered in Cullman and is the 15th largest bank in the state of Alabama. It is also the 987th largest bank in the nation. It was established in 1977 and as of September of 2018, it had grown to 255 employees at 25 locations. Peoples Bank of Alabama has an A health rating.


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Health Grade Components

FDIC Certificate #22537
Year Established1977
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.58%
Return on Equity - YTD17.38%
Annual Interest Income$26.3MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$772.0MM$707.5MM
LoansQ3 2018vs Q3 2017$608.6MM$555.2MM
DepositsQ3 2018vs Q3 2017$678.6MM$620.7MM
Equity CapitalQ3 2018vs Q3 2017$70.8MM$64.9MM
Loan Loss AllowanceQ3 2018vs Q3 2017$9.0MM$8.6MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.6MM$2.7MM
Real Estate OwnedQ3 2018vs Q3 2017$657.00K$3.5MM

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