Peoples Bank of Alabama

Overview / Commentary
1912 Cherokee Avenue, SW
Cullman, AL 35055

Peoples Bank of Alabama is headquartered in CULLMAN and is the 11th largest bank in the state of Alabama. It is also the 840th largest bank in the nation. It was established in 1977 and as of December of 2023, it had grown to 283 employees at 28 locations. Peoples Bank of Alabama has an A health rating.


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Health Grade Components

FDIC Certificate #22537
Year Established1977
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.04%
Return on Equity - YTD27.23%
Annual Interest Income$67.3MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$1.27B$1.25B
LoansQ4 2023vs Q4 2022$839.1MM$769MM
DepositsQ4 2023vs Q4 2022$1.15B$1.15B
Equity CapitalQ4 2023vs Q4 2022$104.1MM$87.3MM
Loan Loss AllowanceQ4 2023vs Q4 2022$14.5MM$12.9MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$978K$348K
Real Estate OwnedQ4 2023vs Q4 2022$0$418K

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