Peoples Bank of Kentucky, Inc.

Overview / Commentary
106 South Main
Flemingsburg, KY 41041

Peoples Bank of Kentucky, Inc. is headquartered in Flemingsburg and is the 41st largest bank in the state of Kentucky. It is also the 2,079th largest bank in the nation. It was established in 1906 and as of June of 2019, it had grown to 77 employees at 9 locations. Peoples Bank of Kentucky, Inc. has an A health rating.


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Health Grade Components

FDIC Certificate #16970
Year Established1906
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD10.44%
Annual Interest Income$7.8MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$319.4MM$302.8MM
LoansQ2 2019vs Q2 2018$259.7MM$239.6MM
DepositsQ2 2019vs Q2 2018$264.5MM$248.4MM
Equity CapitalQ2 2019vs Q2 2018$37.8MM$36.1MM
Loan Loss AllowanceQ2 2019vs Q2 2018$3.7MM$3.9MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$4.2MM$3.6MM
Real Estate OwnedQ2 2019vs Q2 2018$1.0MM$2.3MM
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Peoples Bank of Kentucky, Inc. CD Rates

1.90%$5k-11 Month CD Special
1.60%$1k-60 Month CD
0.95%$1k-36 Month CD
0.85%$1k-24 Month CD
0.40%$1k-12 Month CD
0.40%$1k-18 Month CD
0.20%$1k-91 Day CD
0.20%$1k-182 Day CD
0.10%$1k-31 Day CD

Peoples Bank of Kentucky, Inc. IRA Rates

1.15%$50-12 Month Fixed IRA

Peoples Bank of Kentucky, Inc. Locations
Peoples Bank Of Kentucky, Inc.106 South MainFlemingsburg, KY 41041
Salt Lick Branch113 Main StreetSalt Lick, KY 40371
Slate Avenue Branch43 Slate AvenueOwingsville, KY 40360
Mayslick Branch6588 US 68Mayslick, KY 41055
Tucker Drive Branch90 Tucker DriveMaysville, KY 41056
Drive-In Branch202 East Water StreetFlemingsburg, KY 41041
Morehead Road Branch6925 Morehead RoadFlemingsburg, KY 41041
Hillsboro BranchRoute 111Hillsboro, KY 41049
Silver Creek Branch202 Bently DriveMount Sterling, KY 40353

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