Synergy Bank

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.synergybank.com

985-851-3341

210 Synergy Center Boulevard
Houma, LA 70360

Synergy Bank is headquartered in HOUMA and is the 13^th largest bank in the state of Louisiana. It is also the 870^th largest bank in the nation. It was established in 1999 and as of March of 2025, it had grown to 184 employees at 10 locations. Synergy Bank has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	34978
Year Established	1999
Employees	184
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.57%
Return on Equity - YTD	11.81%
Annual Interest Income	$17.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.22B$1.18B
Loans	Q1 2025vs Q1 2024	$731.7MM$702.4MM
Deposits	Q1 2025vs Q1 2024	$1.05B$1.01B
Equity Capital	Q1 2025vs Q1 2024	$163.6MM$155.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$15MM$11.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$19.3MM$13.7MM
Real Estate Owned	Q1 2025vs Q1 2024	$494K$490K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Synergy Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.50%^*	$0	$15k	Synergy Saves
OTHER TIERS: 1.00% → $15k+

Synergy Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.25%^*	$0	$15k	Synergy Pays
OTHER TIERS: 0.75% → $15k+

Locations

Synergy Bank Locations
Tunnel Office Branch	1036 West Tunnel Boulevard	Houma, LA 70360
Thibodaux Office	209 East Bayou Road	Thibodaux, LA 70301
Synergy Bank	210 Synergy Center Blvd	Houma, LA 70360
Gray Office Branch	3855 West Park Avenue	Gray, LA 70359
East Houma Office	919 Grand Caillou Road	Houma, LA 70363
South Acadia Office	1070 South Acadia Road	Thibodaux, LA 70301

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