Synergy Bank

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.synergybank.com

985-851-3341

210 Synergy Center Boulevard
Houma, LA 70360

Synergy Bank is headquartered in HOUMA and is the 13^th largest bank in the state of Louisiana. It is also the 889^th largest bank in the nation. It was established in 1999 and as of December of 2024, it had grown to 178 employees at 10 locations. Synergy Bank has an A health rating.

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Health

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	34978
Year Established	1999
Employees	178
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.55%
Return on Equity - YTD	11.6%
Annual Interest Income	$65.7MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$1.2B$1.17B
Loans	Q4 2024vs Q4 2023	$704.5MM$694.9MM
Deposits	Q4 2024vs Q4 2023	$1.03B$1.01B
Equity Capital	Q4 2024vs Q4 2023	$158.2MM$150.6MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$14MM$11.1MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$15.8MM$15.5MM
Real Estate Owned	Q4 2024vs Q4 2023	$545K$310K

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Synergy Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.50%^*	$0	$15k	Synergy Saves
OTHER TIERS: 1.00% → $15k+

Synergy Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.25%^*	$0	$15k	Synergy Pays
OTHER TIERS: 0.75% → $15k+

Locations

Synergy Bank Locations
Tunnel Office Branch	1036 West Tunnel Boulevard	Houma, LA 70360
Thibodaux Office	209 East Bayou Road	Thibodaux, LA 70301
Synergy Bank	210 Synergy Center Blvd	Houma, LA 70360
Gray Office Branch	3855 West Park Avenue	Gray, LA 70359
East Houma Office	919 Grand Caillou Road	Houma, LA 70363
South Acadia Office	1070 South Acadia Road	Thibodaux, LA 70301

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