Overview / Commentary
Peoples Choice Credit Union (KS) is headquartered in Coffeyville and is the 50th largest credit union in the state of Kansas. It is also the 3,826th largest credit union in the nation. It was established in 1935 and as of March of 2025, it had grown to 3 employees and 616 members at 1 location. Peoples Choice Credit Union (KS)'s savings rates are 2X the national average, and it has a C+ health rating.
Field of Membership Restrictions
Peoples Choice Credit Union is open to employees of the Union Pacific Railroad, and anyone who lives, works, worships, or is paid from Chautauqua, Elk, Labette, Neosho, or Montgomery County.
See current membership details
Health
C+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Peoples Choice Credit Union (KS) has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 60039 |
| Year Chartered | 1935 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.4% |
| Return on Equity - YTD | 1.57% |
| Annual Interest Income | $75K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $6.9MM$7.6MM |
| Loans | Q1 2025vs Q1 2024 | $3MM$2.7MM |
| Deposits | Q1 2025vs Q1 2024 | $5.1MM$5.7MM |
| Equity Capital | Q1 2025vs Q1 2024 | $1.8MM$1.8MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $48K$21K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $52K$112K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |