Overview / Commentary
Peoples Choice Credit Union (KS) is headquartered in Coffeyville and is the 52nd largest credit union in the state of Kansas. It is also the 4,038th largest credit union in the nation. It was established in 1935 and as of December of 2022, it had grown to 3 employees and 665 members at 1 location. Peoples Choice Credit Union (KS)'s savings rates are 2X the national average, and it has a B health rating.
Field of Membership Restrictions
Peoples Choice Credit Union is open to employees of the Union Pacific Railroad, and anyone who lives, works, worships, or is paid from Chautauqua, Elk, Labette, Neosho, or Montgomery County.
See current membership details
Health
B
Data as of Q4 2022
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Peoples Choice Credit Union (KS) has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 60039 |
| Year Chartered | 1935 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.37% |
| Return on Equity - YTD | 1.67% |
| Annual Interest Income | $262.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2022vs Q4 2021 | $7.7MM$7.8MM |
| Loans | Q4 2022vs Q4 2021 | $2.5MM$2.3MM |
| Deposits | Q4 2022vs Q4 2021 | $5.9MM$6.0MM |
| Equity Capital | Q4 2022vs Q4 2021 | $1.7MM$1.7MM |
| Loan Loss Allowance | Q4 2022vs Q4 2021 | $27.00K$40.00K |
| Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $5.00K$0 |
| Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |