People's Community Federal Credit Union is headquartered in Vancouver and is the 30th largest credit union in the state of Washington. It is also the 992nd largest credit union in the nation. It was established in 1952 and as of December of 2020, it had grown to 38 employees and 11,385 members at 4 locations. People's Community Federal Credit Union's savings rates are 10X the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work or worship in Clark, Cowlitz or Skamania counties in Washington and to their family.
See current membership details
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Good credit union to work with
Have been a member of this credit union for over 25 years and have had excellent customer service and services during that entire time. The branches have been conveniently located for us and the website has been fairly easy to use. Have had multiple accounts, both checking and savings and have had ease of moving money from account to account and have had almost no problems with any accounts. Any issues we have had have been handled promptly and professionally. The staff treat you as a individual and are helpful and friendly. We asked for and received a car loan without 24 hours from them without any tedious issues to address. Overall, would highly recommend this credit union to anyone living within the area. We moved out of the area, but still maintain most of our accounts with them!
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24713 |
| Year Chartered | 1952 |
| Employees | 38 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.8% |
| Return on Equity - YTD | 6.57% |
| Annual Interest Income | $5.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $267.0MM$221.3MM |
| Loans | Q4 2020vs Q4 2019 | $111.1MM$104.4MM |
| Deposits | Q4 2020vs Q4 2019 | $234.6MM$191.9MM |
| Equity Capital | Q4 2020vs Q4 2019 | $31.8MM$29.0MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $412.00K$367.00K |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $187.00K$195.00K |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |