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Overview / Commentary
337-393-2495
904 E TEXAS AVE
Rayne, LA 70578

People's Credit Union (Rayne, LA) is headquartered in Rayne and is the 70th largest credit union in the state of Louisiana. It is also the 3,181st largest credit union in the nation. It was established in 1942 and as of June of 2017, it had grown to 5 employees and 3,424 members at 1 location. People's Credit Union (Rayne, LA) has a B health rating.

Field of Membership Restrictions

Membership is open to those who live in the City of Rayne, Louisiana and their family.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. People's Credit Union (Rayne, LA) has a low asset base.

Health Grade Components

Overall
NCUA #62564
Year Chartered1942
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD0.15%
Return on Equity - YTD0.87%
Annual Interest Income$273.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$24.9MM$25.1MM
LoansQ2 2017vs Q2 2016$8.2MM$8.2MM
DepositsQ2 2017vs Q2 2016$20.5MM$20.7MM
Equity CapitalQ2 2017vs Q2 2016$4.4MM$4.4MM
Loan Loss AllowanceQ2 2017vs Q2 2016$31.00K$23.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$151.00K$60.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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People's Credit Union (Rayne, LA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$25-Savings Account
Locations


People's Credit Union (Rayne, LA) Locations
Branch Office904 E TEXAS AVERayne, LA 70578