People's Credit Union is headquartered in Middletown and is the 4th largest credit union in the state of Rhode Island. It is also the 570th largest credit union in the nation. It was established in 1922 and as of June of 2024, it had grown to 117 employees and 40,431 members at 6 locations. People's Credit Union's CD rates are 3X the national average, and it has an A health rating.
People's Credit Union is open to anyone. Please see online application for more information.
See current membership details
Overall | |
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NCUA # | 65861 |
Year Chartered | 1922 |
Employees | 117 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | -0.03% |
Return on Equity - YTD | -0.37% |
Annual Interest Income | $13.7MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2024vs Q2 2023 | $740.7MM$702MM |
Loans | Q2 2024vs Q2 2023 | $587.5MM$557.7MM |
Deposits | Q2 2024vs Q2 2023 | $567.8MM$560.2MM |
Equity Capital | Q2 2024vs Q2 2023 | $64.9MM$62.3MM |
Loan Loss Allowance | Q2 2024vs Q2 2023 | $2.3MM$3.4MM |
Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $1.7MM$2MM |
Real Estate Owned | Q2 2024vs Q2 2023 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not People's Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.50%* | $0 | $5k | Save myChange | ||
OTHER TIERS: 0.05% → $5k+ | |||||
0.05% | $100 | - | Business Savings | ||
0.05% | $100 | - | IRA Statement Savings | ||
0.05% | $0 | - | Holiday Club Account | ||
0.05% | $0 | - | Basic Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.10%* | $5k* | - | Business Interest Checking | ||
OTHER TIERS: 0.05% → $0 - $5k | |||||
0.10%* | $1.5k* | - | Max Yield Checking | ||
OTHER TIERS: 0.05% → $0 - $1.5k | |||||
0.05% | $0 | - | myDirect Interest Checking |
People's Credit Union Locations | ||
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Branch Office | 43 Memorial Blvd | Newport, RI 02840 |
Branch Office | 150 Old Tower Hill Rd | Wakefield, RI 02879 |
Branch Office | 50 Gooding Ave | Bristol, RI 02809 |
Branch Office | 7490 Post Rd | N Kingstown, RI 02852 |
Branch Office | 2537 E Main Rd | Portsmouth, RI 02871 |
Branch Office | 858 W Main Rd | Middletown, RI 02842 |