People's Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.35% | 1-year CD | 10 Month CD Special |
| 1.50% | 5-year CD | 60 Month CD |
| 0.05% | Savings | Basic Savings |
People's Credit Union is headquartered in Middletown and is the 4th largest credit union in the state of Rhode Island. It is also the 581st largest credit union in the nation. It was established in 1922 and as of March of 2018, it had grown to 121 employees and 41,518 members at 6 locations. People's Credit Union has an A health rating.
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Terrible Management
They let the best manager they ever had go unjustly. This manager had managed almost every branch they had. I lived in Narragansett and followed him to every branch he worked. Dennis would go above and beyond for me. He would even balance my check book for me. He was the best. I will certainly open my accounts at the next employer who is lucky enough to have him. The situation was a mistake that never should have happened and had nothing to do with his employment. As a matter of fact it is my understanding a more serious situation along the same lines as what happened to Dennis occurred with another Employee only that situation was legitimate and the promoted that employee. Do not ever work for this company RUN and since they are so unfair to their employees imagine how they will treat their members
A Little Bit Fishy
They offered a credit card that gave 3 points on some purchases. What they didn't say is that this really isn't 3%. The points are worth less, and so it turned out to be about 1.3%. I talked to them when I realized this, but they think it is perfectly fine to do this.
I think this is deceptive advertising, so I no longer trust them about anything.
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 65861 |
| Year Chartered | 1922 |
| Employees | 121 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.64% |
| Return on Equity - YTD | 6.55% |
| Annual Interest Income | $4.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $470.5MM$468.3MM |
| Loans | Q1 2018vs Q1 2017 | $394.5MM$392.4MM |
| Deposits | Q1 2018vs Q1 2017 | $389.0MM$381.1MM |
| Equity Capital | Q1 2018vs Q1 2017 | $45.7MM$42.6MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $3.5MM$3.3MM |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $1.8MM$1.3MM |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$247.00K |
Always verify rates and promotions with the bank or credit union. We are not People's Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
People's Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $50k* | - | Personal Premium Savings | ||
| OTHER TIERS: 0.05% → $10k - $50k | |||||
| 0.10%* | $50k* | - | Business Premium Savings | ||
| OTHER TIERS: 0.05% → $10k - $50k | |||||
| 0.05% | $100 | - | Business Savings | ||
| 0.05% | $100 | - | IRA Statement Savings | ||
| 0.05% | - | - | Holiday Club Account | ||
| 0.05% | - | - | Basic Savings | ||
| 0.05% | - | - | MyCU Savings | ||
People's Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $75k* | - | Business Money Market | ||
| OTHER TIERS: 0.05% → $2,500 - $25k | 0.10% → $25k - $50k | 0.15% → $50k - $75k | |||||
| 0.25%* | $75k* | - | Personal Money Market | ||
| OTHER TIERS: 0.05% → $2,500 - $25k | 0.10% → $25k - $50k | 0.15% → $50k - $75k | |||||
People's Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $50k* | - | Business Interest Checking | ||
| OTHER TIERS: 0.05% → Up to $50k | |||||
| 0.10%* | $1.5k* | - | Max Yield Checking | ||
| OTHER TIERS: 0.05% → Up to $1,500 | |||||
| 0.05% | - | - | myDirect Interest Checking | ||
People's Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.25% | $500 | - | 18 Month CD | |
| 1.75% | $500 | - | 24 Month CD | |
| 1.50% | $500 | - | 60 Month CD | |
| 1.35% | $500 | - | 10 Month CD Special | |
| 1.00% | $500 | - | 48 Month CD | |
| 0.75% | $500 | - | 36 Month CD | |
| 0.70% | $500 | - | 30 Month CD | |
| 0.50% | $500 | - | 12 Month CD | |
| 0.45% | $500 | - | 9 Month CD | |
| 0.30% | $500 | - | 6 Month CD | |
| 0.25% | $500 | - | 3 Month CD |
People's Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.25% | $500 | - | 18 Month IRA | |
| 1.75% | $500 | - | 24 Month IRA | |
| 1.50% | $500 | - | 60 Month IRA | |
| 1.35% | $500 | - | 10 Month IRA Special | |
| 1.00% | $500 | - | 48 Month IRA | |
| 0.75% | $500 | - | 36 Month IRA | |
| 0.70% | $500 | - | 30 Month IRA | |
| 0.50% | $500 | - | 12 Month IRA | |
| 0.45% | $500 | - | 9 Month IRA | |
| 0.30% | $500 | - | 6 Month IRA | |
| 0.25% | $500 | - | 3 Month IRA |
| People's Credit Union Locations | ||
|---|---|---|
| Branch Office | 43 Memorial Blvd | Newport, RI 02840 |
| Branch Office | 150 Old Tower Hill Rd | Wakefield, RI 02879 |
| Branch Office | 50 Gooding Ave | Bristol, RI 02809 |
| Branch Office | 7490 Post Rd | N Kingstown, RI 02852 |
| Branch Office | 2537 E Main Rd | Portsmouth, RI 02871 |
| Branch Office | 858 W Main Rd | Middletown, RI 02842 |