People's Credit Union is headquartered in Middletown and is the 4th largest credit union in the state of Rhode Island. It is also the 545th largest credit union in the nation. It was established in 1922 and as of March of 2019, it had grown to 121 employees and 44,385 members at 6 locations. People's Credit Union has an A health rating.
Field of Membership Restrictions
People's Credit Union is open to anyone. Please see online application for more information.
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Terrible Management
They let the best manager they ever had go unjustly. This manager had managed almost every branch they had. I lived in Narragansett and followed him to every branch he worked. Dennis would go above and beyond for me. He would even balance my check book for me. He was the best. I will certainly open my accounts at the next employer who is lucky enough to have him. The situation was a mistake that never should have happened and had nothing to do with his employment. As a matter of fact it is my understanding a more serious situation along the same lines as what happened to Dennis occurred with another Employee only that situation was legitimate and the promoted that employee. Do not ever work for this company RUN and since they are so unfair to their employees imagine how they will treat their members
A Little Bit Fishy
They offered a credit card that gave 3 points on some purchases. What they didn't say is that this really isn't 3%. The points are worth less, and so it turned out to be about 1.3%. I talked to them when I realized this, but they think it is perfectly fine to do this.
I think this is deceptive advertising, so I no longer trust them about anything.
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 65861 |
| Year Chartered | 1922 |
| Employees | 121 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.77% |
| Return on Equity - YTD | 7.79% |
| Annual Interest Income | $5.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $522.7MM$470.5MM |
| Loans | Q1 2019vs Q1 2018 | $434.4MM$394.5MM |
| Deposits | Q1 2019vs Q1 2018 | $416.0MM$389.0MM |
| Equity Capital | Q1 2019vs Q1 2018 | $50.4MM$45.7MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $3.5MM$3.5MM |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $2.9MM$1.8MM |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
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| People's Credit Union Locations | ||
|---|---|---|
| Branch Office | 43 Memorial Blvd | Newport, RI 02840 |
| Branch Office | 150 Old Tower Hill Rd | Wakefield, RI 02879 |
| Branch Office | 50 Gooding Ave | Bristol, RI 02809 |
| Branch Office | 7490 Post Rd | N Kingstown, RI 02852 |
| Branch Office | 2537 E Main Rd | Portsmouth, RI 02871 |
| Branch Office | 858 W Main Rd | Middletown, RI 02842 |