People's Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.50% | 5-year CD | 60 Month CD 1.85% - Synchrony Bank 60 Month CD |
| 0.50% | 1-year CD | 12 Month CD 1.05% - Ally Bank High Yield 12-Month CD |
| 0.05% | Savings | Basic Savings 1.00% - Ally Bank Online Savings Account |
People's Credit Union is headquartered in Middletown and is the 3rd largest credit union in the state of Rhode Island. It is also the 540th largest credit union in the nation. It was established in 1922 and as of June of 2016, it had grown to 112 employees and 37,637 members at 6 locations. People's Credit Union has an A health rating.
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Terrible Management
They let the best manager they ever had go unjustly. This manager had managed almost every branch they had. I lived in Narragansett and followed him to every branch he worked. Dennis would go above and beyond for me. He would even balance my check book for me. He was the best. I will certainly open my accounts at the next employer who is lucky enough to have him. The situation was a mistake that never should have happened and had nothing to do with his employment. As a matter of fact it is my understanding a more serious situation along the same lines as what happened to Dennis occurred with another Employee only that situation was legitimate and the promoted that employee. Do not ever work for this company RUN and since they are so unfair to their employees imagine how they will treat their members
A Little Bit Fishy
They offered a credit card that gave 3 points on some purchases. What they didn't say is that this really isn't 3%. The points are worth less, and so it turned out to be about 1.3%. I talked to them when I realized this, but they think it is perfectly fine to do this.
I think this is deceptive advertising, so I no longer trust them about anything.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 65861 |
| Year Chartered | 1922 |
| Employees | 112 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.42% |
| Return on Equity - YTD | 4.47% |
| Annual Interest Income | $7.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $457.3MM$396.1MM |
| Loans | Q2 2016vs Q2 2015 | $369.5MM$330.5MM |
| Deposits | Q2 2016vs Q2 2015 | $362.8MM$338.0MM |
| Equity Capital | Q2 2016vs Q2 2015 | $42.2MM$40.3MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $3.9MM$3.6MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $2.3MM$2.3MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $113.00K$191.00K |
Always verify rates and promotions with the bank or credit union. We are not People's Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
People's Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $50k* | - | Personal Premium Savings | ||
| OTHER TIERS: 0.05% → $10k - $50k | |||||
| 0.10%* | $50k* | - | Business Premium Savings | ||
| OTHER TIERS: 0.05% → $10k - $50k | |||||
| 0.05% | $100 | - | Business Savings | ||
| 0.05% | $100 | - | IRA Account | ||
| 0.05% | - | - | Holiday Club Account | ||
| 0.05% | - | - | Basic Savings | ||
| 0.05% | $100 | - | Coverdell Education Savings Account | ||
People's Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $75k* | - | Business Money Market | ||
| OTHER TIERS: 0.05% → $2,500 - $25k | 0.10% → $25k - $50k | 0.15% → $50k - $75k | |||||
| 0.25%* | $75k* | - | Personal Money Market | ||
| OTHER TIERS: 0.05% → $2,500 - $25k | 0.10% → $25k - $50k | 0.15% → $50k - $75k | |||||
People's Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Interest Checking | |
| 0.05% | - | - | Business Interest Checking |
People's Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $500 | - | 60 Month CD | |
| 1.50% | $500 | - | Business 60 Month CD | |
| 1.00% | $500 | - | 48 Month CD | |
| 1.00% | $500 | - | Business 48 Month CD | |
| 0.75% | $500 | - | 36 Month CD | |
| 0.75% | $500 | - | Business 36 Month CD | |
| 0.70% | $500 | - | 30 Month Bump Up CD | |
| 0.70% | $500 | - | Business 30 Month Bump Up CD | |
| 0.65% | $500 | - | 24 Month CD | |
| 0.65% | $500 | - | Business 24 Month CD | |
| 0.60% | $500 | - | 18 Month CD | |
| 0.60% | $500 | - | Business 18 Month CD | |
| 0.50% | $500 | - | 12 Month CD | |
| 0.50% | $500 | - | Business 12 Month CD | |
| 0.45% | $500 | - | 9 Month CD | |
| 0.45% | $500 | - | Business 9 Month CD | |
| 0.30% | $500 | - | 6 Month CD | |
| 0.30% | $500 | - | Business 6 Month CD | |
| 0.25% | $500 | - | 3 Month CD | |
| 0.25% | $500 | - | Business 3 Month CD |
People's Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $500 | - | 60 Month IRA | |
| 1.00% | $500 | - | 48 Month IRA | |
| 0.75% | $500 | - | 36 Month IRA | |
| 0.70% | $500 | - | 30 Month Bump Up IRA | |
| 0.65% | $500 | - | 24 Month IRA | |
| 0.60% | $500 | - | 18 Month IRA | |
| 0.50% | $500 | - | 12 Month IRA | |
| 0.45% | $500 | - | 9 Month IRA | |
| 0.30% | $500 | - | 6 Month IRA | |
| 0.25% | $500 | - | 3 Month IRA |
| People's Credit Union Locations | ||
|---|---|---|
| Branch Office | 43 Memorial Blvd | Newport, RI 02840 |
| Branch Office | 150 Old Tower Hill Rd | Wakefield, RI 02879 |
| Branch Office | 50 Gooding Ave | Bristol, RI 02809 |
| Branch Office | 7490 Post Rd | N Kingstown, RI 02852 |
| Branch Office | 2537 E Main Rd | Portsmouth, RI 02871 |
| Branch Office | 858 W Main Rd | Middletown, RI 02842 |