People's Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.peoplescu.com

401-846-8930

858 W Main Rd
Middletown, RI 02842

People's Credit Union is headquartered in Middletown and is the 4^th largest credit union in the state of Rhode Island. It is also the 558^th largest credit union in the nation. It was established in 1922 and as of March of 2025, it had grown to 117 employees and 41,520 members at 6 locations. People's Credit Union has an A health rating.

Field of Membership Restrictions

People's Credit Union is open to anyone. Please see online application for more information.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	65861
Year Chartered	1922
Employees	117
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.03%
Return on Equity - YTD	-0.3%
Annual Interest Income	$7.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$772.4MM$712.1MM
Loans	Q1 2025vs Q1 2024	$636.7MM$578.2MM
Deposits	Q1 2025vs Q1 2024	$599.1MM$561.2MM
Equity Capital	Q1 2025vs Q1 2024	$68.5MM$64.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.9MM$2.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.3MM$2.4MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for People's Credit Union are currently being reviewed.

Locations

People's Credit Union Locations
Branch Office	43 Memorial Blvd	Newport, RI 02840
Branch Office	150 Old Tower Hill Rd	Wakefield, RI 02879
Branch Office	50 Gooding Ave	Bristol, RI 02809
Branch Office	7490 Post Rd	N Kingstown, RI 02852
Branch Office	2537 E Main Rd	Portsmouth, RI 02871
Branch Office	858 W Main Rd	Middletown, RI 02842

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