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Peoples Credit Union (CO)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
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Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.peoples-cu.com
719-523-6250
125 Main St
Springfield, CO 81073

Peoples Credit Union (CO) is headquartered in Springfield and is the 43rd largest credit union in the state of Colorado. It is also the 2,111th largest credit union in the nation. It was established in 1956 and as of March of 2025, it had grown to 17 employees and 3,634 members at 2 locations. Peoples Credit Union (CO)'s CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Peoples Credit Union is open to the residents of the Colorado counties of Baca, Bent, Las Animas, Morton, Otero, Prowers, and Stanton.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Peoples Credit Union (CO) has a relatively low asset base.

Health Grade Components

Overall
NCUA #66155
Year Chartered1956
Employees17
Primary Regulator
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD6.63%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$73.2MM$68.3MM
LoansQ1 2025vs Q1 2024$53.9MM$52.4MM
DepositsQ1 2025vs Q1 2024$59.7MM$55.1MM
Equity CapitalQ1 2025vs Q1 2024$13.1MM$12.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$656K$503K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$15K$387K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Peoples Credit Union (CO) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$5$5kVacation Club
5.00%$5$5kChristmas Club
1.40%$100-Money Fund
1.31%$50-Health Savings Account
0.90%$25-Regular Share Savings

Peoples Credit Union (CO) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$750-Share Draft Checking

Peoples Credit Union (CO) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.04%$100-12 Month CD
3.78%$100-6 Month CD
3.32%$100-24 Month CD
3.27%$100-18 Month CD
2.83%$100-36 Month CD
2.83%$100-48 Month CD
2.83%$100-60 Month CD

Peoples Credit Union (CO) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.33%$50-IRA
Locations


Peoples Credit Union (CO) Locations
Branch Office125 Main StSpringfield, CO 81073
Branch Office411 S Main StLamar, CO 81052-3222

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