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Peoples Credit Union (CO)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.peoples-cu.com
719-523-6250
125 Main St
Springfield, CO 81073

Peoples Credit Union (CO) is headquartered in Springfield and is the 42nd largest credit union in the state of Colorado. It is also the 2,142nd largest credit union in the nation. It was established in 1956 and as of December of 2024, it had grown to 17 employees and 3,613 members at 2 locations. Peoples Credit Union (CO)'s CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Peoples Credit Union is open to the residents of the Colorado counties of Baca, Bent, Las Animas, Morton, Otero, Prowers, and Stanton.
See current membership details

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Health
A

Data as of Q4 2024

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Peoples Credit Union (CO) has a relatively low asset base.

Health Grade Components

Overall
NCUA #66155
Year Chartered1956
Employees17
Primary Regulator
Profit Margin
Return on Assets - YTD0.29%
Return on Equity - YTD1.57%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$70.2MM$66.4MM
LoansQ4 2024vs Q4 2023$56.7MM$54MM
DepositsQ4 2024vs Q4 2023$56.9MM$53.5MM
Equity CapitalQ4 2024vs Q4 2023$12.8MM$12.7MM
Loan Loss AllowanceQ4 2024vs Q4 2023$654K$513K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$25K$448K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Peoples Credit Union (CO) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.25%$5-Vacation Club
5.00%$5-Christmas Club
1.40%$100-Money Fund
1.31%$50-Health Savings Account
0.90%$25-Regular Share Savings

Peoples Credit Union (CO) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$750-Share Draft Checking

Peoples Credit Union (CO) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.29%$100-12 Month CD
4.04%$100-6 Month CD
3.63%$100-24 Month CD
3.58%$100-18 Month CD
3.02%$100-36 Month CD
3.02%$100-48 Month CD
3.02%$100-60 Month CD

Peoples Credit Union (CO) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.59%$50-IRA
Locations


Peoples Credit Union (CO) Locations
Branch Office125 Main StSpringfield, CO 81073
Branch Office411 S Main StLamar, CO 81052-3222

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