Peoples Credit Union (CO)
LOCATIONS
2
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HEALTH RATING
B+
View health report
CURRENT TOP RATE
1.46% APY
60 Month CD
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Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.46% | 5-year CD | 60 Month CD 2.35% - Synchrony Bank 60 Month CD |
| 1.10% | 1-year CD | 12 Month CD 1.40% - Synchrony Bank 12 Month CD |
| 0.40% | Savings | Regular Share |
Overview / Commentary
Peoples Credit Union (CO) is headquartered in Springfield and is the 46th largest credit union in the state of Colorado. It is also the 2,360th largest credit union in the nation. It was established in 1956 and as of March of 2017, it had grown to 16 employees and 3,591 members at 2 locations. Peoples Credit Union (CO)'s CD rates are 22% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those in Morton, Baca, Stanton, Prowers, Bent, Otero and Las Animas Counties in Colorado.
See current membership details
Health
B+
Data as of Q1 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Peoples Credit Union (CO) has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 66155 |
| Year Chartered | 1956 |
| Employees | 16 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.3% |
| Return on Equity - YTD | 1.85% |
| Annual Interest Income | $542.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $50.0MM$42.5MM |
| Loans | Q1 2017vs Q1 2016 | $40.0MM$35.5MM |
| Deposits | Q1 2017vs Q1 2016 | $41.6MM$35.0MM |
| Equity Capital | Q1 2017vs Q1 2016 | $8.2MM$7.4MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $324.00K$255.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $553.00K$3.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
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Peoples Credit Union (CO) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.36% | $50 | - | Traditional IRA | |
| 1.36% | $50 | - | Education IRA | |
| 1.31% | - | $2,500 | Vacation Club | |
| 1.30% | - | $2,500 | Christmas Club | |
| 0.50% | $100 | - | Money Fund | |
| 0.40% | $25 | - | Regular Share |
Peoples Credit Union (CO) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $750 | - | Share Draft |
Peoples Credit Union (CO) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.46% | - | - | 60 Month CD | |
| 1.41% | - | - | 48 Month CD | |
| 1.35% | - | - | 36 Month CD | |
| 1.25% | - | - | 24 Month CD | |
| 1.15% | - | - | 18 Month CD | |
| 1.10% | - | - | 12 Month CD | |
| 0.75% | - | - | 6 Month CD |
Locations
| Peoples Credit Union (CO) Locations | ||
|---|---|---|
| Branch Office | 125 Main St | Springfield, CO 81073 |
| Branch Office | 311 S 5th St | Lamar, CO 81052-2711 |