Overview / Commentary
Peoples Credit Union is headquartered in Webster City and is the 33rd largest credit union in the state of Iowa. It is also the 1,914th largest credit union in the nation. It was established in 1962 and as of March of 2025, it had grown to 21 employees and 6,830 members at 3 locations. Peoples Credit Union has a B health rating.
Field of Membership Restrictions
Membership in Peoples Credit Union is open to those who live, work, or worship in the Iowa counties of Franklin, Boone, Calhoun, Greene, Humboldt, Hamilton, Hardin, Pocahontas, Story, Webster, or Wright.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Peoples Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 64140 |
| Year Chartered | 1962 |
| Employees | 21 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.72% |
| Return on Equity - YTD | 6.72% |
| Annual Interest Income | $1.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $91.6MM$89MM |
| Loans | Q1 2025vs Q1 2024 | $61.1MM$64.5MM |
| Deposits | Q1 2025vs Q1 2024 | $80.4MM$77.9MM |
| Equity Capital | Q1 2025vs Q1 2024 | $9.6MM$9.7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $1.3MM$695K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.2MM$1.4MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |