Featured Savings Rates
Featured Accounts

Peoples Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.01%5-year CD60 Month Share Certificate
0.90%1-year CD12 Month Share Certificate
0.30%SavingsSecondary Share Account

Overview / Commentary
515-832-6346
310 1st ST
Webster City, IA 50595-2337

Peoples Credit Union is headquartered in Webster City and is the 33rd largest credit union in the state of Iowa. It is also the 2,307th largest credit union in the nation. It was established in 1962 and as of September of 2017, it had grown to 17 employees and 7,978 members at 3 locations. Peoples Credit Union's money market rates are 25% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Hamilton, Franklin, Hardin, Boone, Story, Wright, and Webster Counties in Iowa.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Peoples Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #64140
Year Chartered1962
Employees17
Primary Regulator
Profit Margin
Return on Assets - YTD0.21%
Return on Equity - YTD1.51%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$51.3MM$48.5MM
LoansQ3 2017vs Q3 2016$35.3MM$28.4MM
DepositsQ3 2017vs Q3 2016$43.9MM$41.4MM
Equity CapitalQ3 2017vs Q3 2016$7.1MM$7.0MM
Loan Loss AllowanceQ3 2017vs Q3 2016$390.00K$167.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$394.00K$668.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peoples Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%--Christmas Club Share Account
0.35%--Education IRA Accumulation Share Account
0.35%--IRA Share Account
0.35%--Escrow Share Account
0.35%--IRA Roth Share Account
0.30%--Primary Share Account
0.30%--Secondary Share Account

Peoples Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$25k*-Money Market Share Account
OTHER TIERS: 0.30% Up to $2k | 0.35% $2k - $10k | 0.40% $10k - $25k

Peoples Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$200-Share Draft Account

Peoples Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%$1k-60 Month Share Certificate
1.51%$1k-36 Month Share Certificate
1.26%$1k-24 Month Share Certificate
1.00%$1k-18 Month Share Certificate
0.90%$1k-12 Month Share Certificate
0.50%$1k-6 Month Share Certificate
0.45%$1k-3 Month Share Certificate
Locations


Peoples Credit Union Locations
Branch Office310 1st STWebster City, IA 50595-2337
Branch Office117 Main StLehigh, IA 50557
Branch Office13 S 3rd StFort Dodge, IA 50501