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Overview / Commentary
310 1st ST
Webster City, IA 50595-2337

Peoples Credit Union is headquartered in Webster City and is the 34th largest credit union in the state of Iowa. It is also the 2,287th largest credit union in the nation. It was established in 1962 and as of December of 2017, it had grown to 17 employees and 7,896 members at 3 locations. Peoples Credit Union's money market rates are 25% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Hamilton, Franklin, Hardin, Boone, Story, Wright, and Webster Counties in Iowa.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Peoples Credit Union has a relatively low asset base.

Health Grade Components

NCUA #64140
Year Chartered1962
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD2.96%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$51.6MM$50.1MM
LoansQ4 2017vs Q4 2016$36.5MM$30.2MM
DepositsQ4 2017vs Q4 2016$43.9MM$42.8MM
Equity CapitalQ4 2017vs Q4 2016$7.4MM$7.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$421.00K$142.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$335.00K$724.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peoples Credit Union Savings Account Rates

0.40%--Christmas Club Share Account
0.35%--Education IRA Accumulation Share Account
0.35%--IRA Share Account
0.35%--Escrow Share Account
0.35%--IRA Roth Share Account
0.30%--Primary Share Account
0.30%--Secondary Share Account

Peoples Credit Union Money Market Rates

0.55%*$25k*-Money Market Share Account
OTHER TIERS: 0.30% Up to $2k | 0.35% $2k - $10k | 0.40% $10k - $25k

Peoples Credit Union Checking Account Rates

0.10%$200-Share Draft Account

Peoples Credit Union CD Rates

2.01%$1k-60 Month Share Certificate
1.51%$1k-36 Month Share Certificate
1.26%$1k-24 Month Share Certificate
1.00%$1k-18 Month Share Certificate
0.90%$1k-12 Month Share Certificate
0.50%$1k-6 Month Share Certificate
0.45%$1k-3 Month Share Certificate

Peoples Credit Union Locations
Branch Office310 1st STWebster City, IA 50595-2337
Branch Office117 Main StLehigh, IA 50557
Branch Office13 S 3rd StFort Dodge, IA 50501