Overview / Commentary
310 1st ST
Webster City, IA 50595-2337

Peoples Credit Union is headquartered in Webster City and is the 35th largest credit union in the state of Iowa. It is also the 2,288th largest credit union in the nation. It was established in 1962 and as of September of 2018, it had grown to 18 employees and 7,798 members at 3 locations. Peoples Credit Union's money market rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Hamilton, Franklin, Hardin, Boone, Story, Wright, and Webster Counties in Iowa.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Peoples Credit Union has a relatively low asset base.

Health Grade Components

NCUA #64140
Year Chartered1962
Primary Regulator
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD6.81%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$52.1MM$51.3MM
LoansQ3 2018vs Q3 2017$38.9MM$35.3MM
DepositsQ3 2018vs Q3 2017$43.9MM$43.9MM
Equity CapitalQ3 2018vs Q3 2017$7.9MM$7.1MM
Loan Loss AllowanceQ3 2018vs Q3 2017$421.00K$390.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$223.00K$394.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peoples Credit Union Savings Account Rates

0.50%--Christmas Club Share Account
0.45%--IRA Share Account
0.45%--Escrow Share Account
0.40%--Savings Account

Peoples Credit Union Money Market Rates

2.00%*$100k*-Money Market Share Account
OTHER TIERS: 0.40% Up to $2k | 0.75% $2k - $10k | 1.00% $10k - $25k | 1.50% $25k - $100k

Peoples Credit Union Checking Account Rates

0.15%$200-Share Draft Account

Peoples Credit Union CD Rates

2.26%$1k-60 Month Share Certificate
2.01%$1k-36 Month Share Certificate
1.51%$1k-24 Month Share Certificate
1.25%$1k-18 Month Share Certificate
1.20%$1k-12 Month Share Certificate
0.90%$1k-6 Month Share Certificate
0.60%$1k-3 Month Share Certificate

Peoples Credit Union IRA Rates

2.26%$1k-60 Month IRA
2.01%$1k-36 Month IRA
1.51%$1k-24 Month IRA
1.25%$1k-18 Month IRA
1.20%$1k-12 Month IRA
0.90%$1k-6 Month IRA
0.60%$1k-3 Month IRA

Peoples Credit Union Locations
Branch Office310 1st STWebster City, IA 50595-2337
Branch Office117 Main StLehigh, IA 50557
Branch Office13 S 3rd StFort Dodge, IA 50501

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