Peoples Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.26% | 5-year CD | |
| 1.20% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.40% | Savings | 2.00% - Ally Bank Online Savings Account |
Peoples Credit Union is headquartered in Webster City and is the 35th largest credit union in the state of Iowa. It is also the 2,288th largest credit union in the nation. It was established in 1962 and as of September of 2018, it had grown to 18 employees and 7,798 members at 3 locations. Peoples Credit Union's money market rates are 5X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Hamilton, Franklin, Hardin, Boone, Story, Wright, and Webster Counties in Iowa.
See current membership details
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 64140 |
| Year Chartered | 1962 |
| Employees | 18 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.02% |
| Return on Equity - YTD | 6.81% |
| Annual Interest Income | $1.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $52.1MM$51.3MM |
| Loans | Q3 2018vs Q3 2017 | $38.9MM$35.3MM |
| Deposits | Q3 2018vs Q3 2017 | $43.9MM$43.9MM |
| Equity Capital | Q3 2018vs Q3 2017 | $7.9MM$7.1MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $421.00K$390.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $223.00K$394.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Peoples Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Peoples Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | Christmas Club Share Account | |
| 0.45% | - | - | IRA Share Account | |
| 0.45% | - | - | Escrow Share Account | |
| 0.40% | - | - | Savings Account |
Peoples Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | $100k* | - | Money Market Share Account | ||
| OTHER TIERS: 0.40% → Up to $2k | 0.75% → $2k - $10k | 1.00% → $10k - $25k | 1.50% → $25k - $100k | |||||
Peoples Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $200 | - | Share Draft Account |
Peoples Credit Union CD Rates
Peoples Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.26% | $1k | - | 60 Month IRA | |
| 2.01% | $1k | - | 36 Month IRA | |
| 1.51% | $1k | - | 24 Month IRA | |
| 1.25% | $1k | - | 18 Month IRA | |
| 1.20% | $1k | - | 12 Month IRA | |
| 0.90% | $1k | - | 6 Month IRA | |
| 0.60% | $1k | - | 3 Month IRA |
| Peoples Credit Union Locations | ||
|---|---|---|
| Branch Office | 310 1st ST | Webster City, IA 50595-2337 |
| Branch Office | 117 Main St | Lehigh, IA 50557 |
| Branch Office | 13 S 3rd St | Fort Dodge, IA 50501 |