Peoples Exchange Bank (KY)

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.pebank.com

859-744-9400

101 North Main Street
Winchester, KY 40391

Peoples Exchange Bank (KY) is headquartered in WINCHESTER and is the 31^st largest bank in the state of Kentucky. It is also the 1,615^th largest bank in the nation. It was established in 1912 and as of March of 2025, it had grown to 94 employees at 10 locations. Peoples Exchange Bank (KY) has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	8785
Year Established	1912
Employees	94
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.87%
Return on Equity - YTD	9.79%
Annual Interest Income	$7.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$581.7MM$549.9MM
Loans	Q1 2025vs Q1 2024	$476.3MM$426MM
Deposits	Q1 2025vs Q1 2024	$486MM$468.2MM
Equity Capital	Q1 2025vs Q1 2024	$51.4MM$47MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$5.5MM$4.9MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$17K$1.1MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Peoples Exchange Bank (KY); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peoples Exchange Bank (KY) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.01%^*	$0	$10k	Kasasa Saver Account
OTHER TIERS: 0.50% → $10k+

Peoples Exchange Bank (KY) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.02%^*	$0	$10k	Kasasa Cash Checking
OTHER TIERS: 0.10% → $10k+

Peoples Exchange Bank (KY) CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.30%	$1k	$10k	13 Month CD Special

Locations

Peoples Exchange Bank (KY) Locations
Winchester Main Branch	53 E Pendleton Street	Stanton, KY 40380
Winchester Branch	175 Brooks Place Way	Winchester, KY 40391
Stonewall Branch	3101 Claysmill Rd.	Lexington, KY 40503
Lexington Main Branch	901 Richmond Road	Lexington, KY 40502
Peoples Exchange Bank	101 N Main St	Winchester, KY 40391
Mount Sterling Main	560 Indian Mound Drive	Mount Sterling, KY 40353
Beattyville	7 HWY 11 South	Beattyville, KY 41311
Georgetown South Broadway Branch	923 South Broadway	Georgetown, KY 40324

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.