Peoples Exchange Bank (KY)

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.pebank.com

859-744-9400

101 North Main Street
Winchester, KY 40391

Peoples Exchange Bank (KY) is headquartered in WINCHESTER and is the 31^st largest bank in the state of Kentucky. It is also the 1,615^th largest bank in the nation. It was established in 1912 and as of March of 2025, it had grown to 94 employees at 10 locations. Peoples Exchange Bank (KY) has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	8785
Year Established	1912
Employees	94
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.87%
Return on Equity - YTD	9.79%
Annual Interest Income	$7.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$581.7MM$549.9MM
Loans	Q1 2025vs Q1 2024	$476.3MM$426MM
Deposits	Q1 2025vs Q1 2024	$486MM$468.2MM
Equity Capital	Q1 2025vs Q1 2024	$51.4MM$47MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$5.5MM$4.9MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$17K$1.1MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Peoples Exchange Bank (KY).

Locations

Peoples Exchange Bank (KY) Locations
Winchester Main Branch	53 E Pendleton Street	Stanton, KY 40380
Winchester Branch	175 Brooks Place Way	Winchester, KY 40391
Stonewall Branch	3101 Claysmill Rd.	Lexington, KY 40503
Lexington Main Branch	901 Richmond Road	Lexington, KY 40502
Peoples Exchange Bank	101 N Main St	Winchester, KY 40391
Mount Sterling Main	560 Indian Mound Drive	Mount Sterling, KY 40353
Beattyville	7 HWY 11 South	Beattyville, KY 41311
Georgetown South Broadway Branch	923 South Broadway	Georgetown, KY 40324

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