Peoples Savings Bank (14868)

Overview / Commentary
414 North Adams Street
Wellsburg, IA 50680

Peoples Savings Bank (14868) is headquartered in Wellsburg and is the 199th largest bank in the state of Iowa. It is also the 4,070th largest bank in the nation. It was established in 1934 and as of December of 2019, it had grown to 24 employees at 3 locations. Peoples Savings Bank (14868)'s money market rates are 2X the national average, and it has a B health rating.

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Peoples Savings Bank (14868) has a relatively low asset base.

Health Grade Components

FDIC Certificate #14868
Year Established1934
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD7.91%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$96.3MM$99.0MM
LoansQ4 2019vs Q4 2018$65.0MM$67.8MM
DepositsQ4 2019vs Q4 2018$76.6MM$79.9MM
Equity CapitalQ4 2019vs Q4 2018$9.6MM$8.6MM
Loan Loss AllowanceQ4 2019vs Q4 2018$863.00K$1.2MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.9MM$3.1MM
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peoples Savings Bank (14868) Savings Account Rates

1.70%-$3.3kIndividual Retirement Accounts - Single
1.70%-$6.5kIndividual Retirement Accounts - Family
0.74%-$3.3kHealth Savings Account - Single
0.74%--Christmas Club Savings
0.74%-$6.5kHealth Savings Account - Family
0.20%$50-Regular Savings
0.20%--Treasure Cove Kids Club

Peoples Savings Bank (14868) Money Market Rates

0.90%*$500k*-Hi-Fi Money Market
OTHER TIERS: 0.15% Up to $2.5k | 0.40% $2.5k - $25k | 0.50% $25k - $100k | 0.70% $100k - $300k | 0.85% $300k - $500k

Peoples Savings Bank (14868) Checking Account Rates

2.89%-$25kPSB Preferred Rewards Checking
0.30%$750-NOW Account
0.20%$750-Business Premiere Checking

Peoples Savings Bank (14868) CD Rates

1.14%$1k-60 Month CD
1.09%*$150k*-48 Month CD
OTHER TIERS: 0.99% $1k - $150k
1.04%*$150k*-36 Month CD
OTHER TIERS: 0.94% $1k - $150k
0.99%*$150k*-18 Month CD
OTHER TIERS: 0.89% $1k - $150k
0.99%*$150k*-24 Month CD
OTHER TIERS: 0.89% $1k - $150k
0.94%*$150k*-12 Month CD
OTHER TIERS: 0.84% $1k - $150k
0.79%*$150k*-182 Day CD
OTHER TIERS: 0.69% $1k - $150k
0.60%*$150k*-30 Month CD
OTHER TIERS: 0.50% $1k - $150k
0.40%$1k-91 Day CD

Peoples Savings Bank (14868) Locations
Dike Branch233 Dike RoadDike, IA 50624
Peoples Savings Bank414 North Adams StreetWellsburg, IA 50680
Cleves Branch33149 159th StreetAckley, IA 50601

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