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Peoples Savings Bank (14868)


Overview / Commentary
www.bankpsb.com
641-869-3721
414 North Adams Street
Wellsburg, IA 50680

Peoples Savings Bank (14868) is headquartered in Wellsburg and is the 202nd largest bank in the state of Iowa. It is also the 4,138th largest bank in the nation. It was established in 1934 and as of September of 2019, it had grown to 24 employees at 3 locations. Peoples Savings Bank (14868)'s money market rates are 2X the national average, and it has a B health rating.

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Health
B

Data as of Q3 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Peoples Savings Bank (14868) has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #14868
Year Established1934
Employees24
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD7.9%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$94.5MM$94.9MM
LoansQ3 2019vs Q3 2018$67.1MM$68.0MM
DepositsQ3 2019vs Q3 2018$74.3MM$76.0MM
Equity CapitalQ3 2019vs Q3 2018$9.5MM$8.0MM
Loan Loss AllowanceQ3 2019vs Q3 2018$858.00K$1.3MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$1.9MM$2.5MM
Real Estate OwnedQ3 2019vs Q3 2018$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peoples Savings Bank (14868) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.90%-$3.3kIndividual Retirement Accounts - Single
1.90%-$6.5kIndividual Retirement Accounts - Family
1.00%-$3.3kHealth Savings Account - Single
1.00%-$6.5kHealth Savings Account - Family
0.99%--Christmas Club Savings
0.40%$50-Regular Savings
0.40%--Treasure Cove Kids Club

Peoples Savings Bank (14868) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$500k*-Hi-Fi Money Market
OTHER TIERS: 0.15% → Up to $2.5k | 0.40% → $2.5k - $25k | 0.50% → $25k - $100k | 0.70% → $100k - $300k | 0.85% → $300k - $500k

Peoples Savings Bank (14868) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.05%*-$25kPSB Preferred Rewards Checking
OTHER TIERS: 0.35% → $25k+
0.30%$750-NOW Account
0.20%$750-Business Premiere Checking

Peoples Savings Bank (14868) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%*$150k*-60 Month CD
OTHER TIERS: 1.45% → $1k - $50k | 1.50% → $50k - $150k
1.50%*$150k*-48 Month CD
OTHER TIERS: 1.39% → $1k - $50k | 1.45% → $50k - $150k
1.45%*$150k*-36 Month CD
OTHER TIERS: 1.34% → $1k - $50k | 1.39% → $50k - $150k
1.39%*$150k*-18 Month CD
OTHER TIERS: 1.29% → $1k - $50k | 1.34% → $50k - $150k
1.39%*$150k*-24 Month CD
OTHER TIERS: 1.29% → $1k - $50k | 1.34% → $50k - $150k
1.34%*$150k*-12 Month CD
OTHER TIERS: 1.24% → $1k - $50k | 1.29% → $50k - $150k
1.19%*$150k*-182 Day CD
OTHER TIERS: 1.09% → $1k - $50k | 1.14% → $50k - $150k
0.60%*$150k*-30 Month CD
OTHER TIERS: 0.50% → $1k - $50k | 0.55% → $50k - $150k
0.50%$1k-91 Day CD
Locations


Peoples Savings Bank (14868) Locations
Dike Branch233 Dike RoadDike, IA 50624
Peoples Savings Bank414 North Adams StreetWellsburg, IA 50680
Cleves Branch33149 159th StreetAckley, IA 50601

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