Peoples Savings Bank (14868)

Popular Accounts at this Bank

3.05%Reward CheckingPSB Preferred Rewards Checking
2.05%5-year CD60 Month CD
1.00%1-year CD12 Month CD

Overview / Commentary
414 North Adams Street
Wellsburg, IA 50680

Peoples Savings Bank (14868) is headquartered in Wellsburg and is the 204th largest bank in the state of Iowa. It is also the 4,223rd largest bank in the nation. It was established in 1934 and as of June of 2018, it had grown to 24 employees at 3 locations. Peoples Savings Bank (14868)'s money market rates are 2X the national average, and it has a C+ health rating.

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Peoples Savings Bank (14868) has a relatively low asset base.

Health Grade Components

FDIC Certificate #14868
Year Established1934
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.16%
Return on Equity - YTD1.81%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$97.0MM$97.3MM
LoansQ2 2018vs Q2 2017$69.6MM$69.1MM
DepositsQ2 2018vs Q2 2017$77.9MM$73.0MM
Equity CapitalQ2 2018vs Q2 2017$8.4MM$9.0MM
Loan Loss AllowanceQ2 2018vs Q2 2017$865.00K$995.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$1.9MM$165.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$150.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peoples Savings Bank (14868) Savings Account Rates

1.90%-$3.3kIndividual Retirement Accounts - Single
1.90%-$6.5kIndividual Retirement Accounts - Family
1.00%-$3.3kHealth Savings Account - Single
1.00%-$6.5kHealth Savings Account - Family
0.99%--Christmas Club Savings
0.40%$50-Regular Savings
0.40%--Treasure Cove Kids Club

Peoples Savings Bank (14868) Money Market Rates

0.90%*$500k*-Hi-Fi Money Market
OTHER TIERS: 0.15% Up to $2.5k | 0.40% $2.5k - $25k | 0.50% $25k - $100k | 0.70% $100k - $300k | 0.85% $300k - $500k

Peoples Savings Bank (14868) Checking Account Rates

3.05%*-$25kPSB Preferred Rewards Checking
OTHER TIERS: 0.35% $25k+
0.30%$750-NOW Account
0.20%$750-Business Premiere Checking

Peoples Savings Bank (14868) CD Rates

2.05%$1k-60 Month CD
1.95%$1k-48 Month CD
1.60%$1k-36 Month CD
1.30%$1k-24 Month CD
1.10%$500-18 Month CD
1.00%$1k-12 Month CD
0.90%$1k-30 Month CD
0.75%$1k-182 Day CD
0.50%$1k-91 Day CD

Peoples Savings Bank (14868) Locations
Dike Branch233 Dike RoadDike, IA 50624
Peoples Savings Bank414 North Adams StreetWellsburg, IA 50680
Cleves Branch33149 159th StreetAckley, IA 50601

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