Overview / Commentary
386-754-0002
350 Sw Main Boulevard
Lake City, FL 32025
Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Peoples State Bank (FL) has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #34702
Year Established1999
Employees30
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD6.08%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$86.5MM$83.7MM
LoansQ3 2018vs Q3 2017$74.0MM$64.5MM
DepositsQ3 2018vs Q3 2017$73.7MM$75.0MM
Equity CapitalQ3 2018vs Q3 2017$7.7MM$7.5MM
Loan Loss AllowanceQ3 2018vs Q3 2017$806.00K$804.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$363.00K$614.00K
Real Estate OwnedQ3 2018vs Q3 2017$276.00K$276.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Peoples State Bank (FL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peoples State Bank (FL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$50-Regular Savings
0.10%$50-Minor Savings

Peoples State Bank (FL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$250k*-Money Market Checking
OTHER TIERS: 0.10% $1 - $5k | 0.15% $5k - $25k | 0.20% $25k - $50k | 0.30% $50k - $100k | 0.40% $100k - $250k

Peoples State Bank (FL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$250k*-Peoples Checking
OTHER TIERS: 0.10% Up to $5k | 0.20% $5k - $50k | 0.30% $50k - $100k | 0.40% $100k - $250k
0.10%--NOW Checking
0.10%$50-Horizon Club Checking

Peoples State Bank (FL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.15%$2k-24 Month Rate Riser Relationship CD
1.46%$2k-60 Month Relationship CD
1.31%$2k-48 Month Relationship CD
1.06%$2k-36 Month Relationship CD
0.95%$2k-24 Month Relationship CD
0.80%$2k-18 Month Relationship CD
0.75%$2k-12 Month Relationship CD
0.55%$2k-6 Month Relationship CD
0.30%$2k-3 Month Relationship CD

Peoples State Bank (FL) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.46%$2k-60 Month Relationship IRA
1.31%$2k-48 Month Relationship IRA
1.06%$2k-36 Month Relationship IRA
0.95%$2k-24 Month Relationship IRA
0.80%$2k-18 Month Relationship IRA
0.75%$2k-12 Month Relationship IRA
0.55%$2k-6 Month Relationship IRA
0.30%$2k-3 Month Relationship IRA
Locations


Peoples State Bank (FL) Locations
Peoples State Bank350 Sw Main BoulevardLake City, FL 32025
West Office Branch3882 West US Highway 90Lake City, FL 32055

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.