Featured Savings Rates
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Peoples State Bank (FL)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.10%SavingsRegular Savings
0.50%CheckingPeoples Checking
0.15%CheckingNOW Checking

Overview / Commentary
386-754-0002
350 Sw Main Boulevard
Lake City, FL 32025

Peoples State Bank (FL) is headquartered in Lake City and is the 143rd largest bank in the state of Florida. It is also the 4,781st largest bank in the nation. It was established in 1999 and as of September of 2016, it had grown to 30 employees at 2 locations. Peoples State Bank (FL) has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Peoples State Bank (FL) has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #34702
Year Established1999
Employees30
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD4.42%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$79.6MM$75.1MM
LoansQ3 2016vs Q3 2015$55.6MM$50.6MM
DepositsQ3 2016vs Q3 2015$71.5MM$67.8MM
Equity CapitalQ3 2016vs Q3 2015$7.2MM$7.0MM
Loan Loss AllowanceQ3 2016vs Q3 2015$954.00K$1.1MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$541.00K$927.00K
Real Estate OwnedQ3 2016vs Q3 2015$568.00K$436.00K
Rates
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Peoples State Bank (FL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Regular Savings

Peoples State Bank (FL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$250k*-Money Market Checking
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $25k | 0.20% $25k - $50k | 0.30% $50k - $100k | 0.40% $100k - $250k

Peoples State Bank (FL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$250k*-Peoples Checking
OTHER TIERS: 0.10% Up to $5k | 0.20% $5k - $50k | 0.30% $50k - $100k | 0.40% $100k - $250k
0.15%--NOW Checking
0.10%$100-Horizon Club Checking

Peoples State Bank (FL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.16%$2k-60 Month Relationship CD
1.01%$2k-48 Month Relationship CD
0.75%$2k-36 Month Relationship CD
0.50%$2k-24 Month Relationship CD
0.40%$2k-18 Month Relationship CD
0.35%$2k-12 Month Relationship CD
0.20%$2k-6 Month Relationship CD
0.10%$2k-3 Month Relationship CD
Locations


Peoples State Bank (FL) Locations
Peoples State Bank350 Sw Main BoulevardLake City, FL 32025
West Office Branch3882 West US Highway 90Lake City, FL 32055