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136 W Kings Hwy
Mount Ephraim, NJ 08059

Peoples Transport Federal Credit Union is headquartered in Mount Ephraim and is the 90th largest credit union in the state of New Jersey. It is also the 4,069th largest credit union in the nation. It was established in 1959 and as of September of 2017, it had grown to 2 employees and 1,355 members at 1 location. Peoples Transport Federal Credit Union's CD rates are 88% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of New Jersey Transit.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Peoples Transport Federal Credit Union has a low asset base.

Health Grade Components

NCUA #12956
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD5.13%
Annual Interest Income$465.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$11.1MM$10.4MM
LoansQ3 2017vs Q3 2016$5.7MM$5.4MM
DepositsQ3 2017vs Q3 2016$9.9MM$9.3MM
Equity CapitalQ3 2017vs Q3 2016$1.2MM$1.1MM
Loan Loss AllowanceQ3 2017vs Q3 2016$187.00K$210.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$149.00K$152.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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Peoples Transport Federal Credit Union CD Rates

2.00%--24 Month CD
1.79%--18 Month CD
1.69%--1 Year CD
1.49%--6 Month CD
1.29%--3 Month CD

Peoples Transport Federal Credit Union Locations
Branch Office136 W Kings HwyMount Ephraim, NJ 08059-1343