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Peoples Trust Company of St. Albans


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.ptcvt.com
802-524-2196
25 Kingman Street
Saint Albans, VT 05478

Peoples Trust Company of St. Albans is headquartered in SAINT ALBANS and is the 8th largest bank in the state of Vermont. It is also the 2,175th largest bank in the nation. It was established in 1866 and as of March of 2025, it had grown to 76 employees at 5 locations. Peoples Trust Company of St. Albans has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #14168
Year Established1866
Employees76
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD9.17%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$374.7MM$363.7MM
LoansQ1 2025vs Q1 2024$269.4MM$246.6MM
DepositsQ1 2025vs Q1 2024$330.9MM$323.4MM
Equity CapitalQ1 2025vs Q1 2024$38.3MM$35.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3.6MM$4.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$490K$636K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peoples Trust Company of St. Albans Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$0-Health Savings Account
0.10%$0-Personal Savings & ATM Savings
0.10%$0-Coach Club Savings
0.10%$0-Club Choice
0.10%$0-Access Savings

Peoples Trust Company of St. Albans Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$150k*- Business Money Market
OTHER TIERS: 0.10% → $500+ | 0.15% → $2.5k - $50k | 0.25% → $50k - $150k
0.25%*$75k*-Personal Money Market
OTHER TIERS: 0.10% → $1.5k - $25k | 0.15% → $25k - $75k

Peoples Trust Company of St. Albans Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Personal Connection with Interest
0.05%$1k-Business Connect with Interest

Peoples Trust Company of St. Albans CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$500-60 Month CD
0.85%$500-48 Month CD
0.80%$500-12 Month CD
0.75%$500-6 Month CD
0.75%$500-9 Month CD
0.70%$500-36 Month CD
0.60%$500-24 Month CD
0.55%$500-18 Month CD
0.25%$500-3 Month CD
0.20%$500-1 Month CD

Peoples Trust Company of St. Albans IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$500-60 Month IRA
0.85%$500-48 Month IRA
0.80%$500-12 Month IRA
0.75%$500-6 Month IRA
0.75%$500-9 Month IRA
0.70%$500-36 Month IRA
0.60%$500-24 Month IRA
0.55%$500-18 Month IRA
0.25%$500-3 Month IRA
0.20%$500-1 Month IRA
Locations


Peoples Trust Company of St. Albans Locations
First Street Branch123 First StreetSwanton, VT 05488
Enosburg Falls Branch140 Main StreetEnosburg Falls, VT 05450
Peoples Trust Company Of St. Albans25 Kingman StSaint Albans, VT 05478
Franklin Park West Branch59 Franklin Park WSaint Albans, VT 05478
Georgia Branch1127 Ethan Allen HighwaySaint Albans, VT 05478

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