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First Service CU (TX)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.fscu.com
713-676-7777
16430 Park Ten Pl
Houston, TX 77084

First Service CU (TX) is headquartered in Houston and is the 25th largest credit union in the state of Texas. It is also the 338th largest credit union in the nation. It was established in 1977 and as of March of 2025, it had grown to 249 employees and 103,361 members at 16 locations. First Service CU (TX)'s CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in First Service Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Austin, Brazoria, Chambers, Fort Bend, Galveston, Grimes, Harris, Liberty, Matagorda, Montgomery, San Jacinto, Walker, Waller or, Wharton, or the Conroe ISD or Magnolia ISD. Membership is also open to employees of Halliburton, KBR, NRG, CenterPoint, Kinder Morgan, Baker Hughes and other Select Employer Groups, and to the family of current members.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #68605
Year Chartered1977
Employees249
Primary Regulator
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD5.44%
Annual Interest Income$18.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.41B$1.33B
LoansQ1 2025vs Q1 2024$1.08B$988MM
DepositsQ1 2025vs Q1 2024$1.24B$1.14B
Equity CapitalQ1 2025vs Q1 2024$149.4MM$141.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$11.2MM$8.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$9.1MM$12.3MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Service CU (TX) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$50k*-Coverdell ESA Share
OTHER TIERS: 0.30% → $100 - $50k
0.30%$5-Holiday Club
0.10%$5-Health Savings Account (HSA)
0.05%$100-Primary Savings Account
0.05%$100-Bongo Youth Savings Account
0.05%$100-Business Savings
0.05%$100-Non Profit Organization Savings
0.05%$100-Secondary Savings Account

First Service CU (TX) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$500k*-Money Market Account
OTHER TIERS: 0.10% → $0 - $2.5k | 1.00% → $2.5k - $25k | 1.05% → $25k - $50k | 1.10% → $50k - $100k | 1.15% → $100k - $250k | 1.20% → $250k - $500k
1.25%*$500k*-Business Money Market Account
OTHER TIERS: 0.10% → $0 - $2.5k | 1.00% → $2.5k - $25k | 1.05% → $25k - $50k | 1.10% → $50k - $100k | 1.15% → $100k - $250k | 1.20% → $250k - $500k

First Service CU (TX) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$50k-12 Month Jumbo Certificate
4.25%$50k-12 Month Bump Up Jumbo Certificate
4.20%$50k-6 Month Jumbo Certificate
4.15%$1k$50k12 Month Certificate
4.15%$100$50m12 Month Smart Growth Certificate
4.15%$1k$50k12 Month Bump Up Certificate
4.10%$1k$50k6 Month Certificate
4.05%$50k-18 Month Jumbo Certificate
4.05%$50k-18 Month Bump Up Jumbo Certificate
3.95%$1k$50k18 Month Certificate
3.95%$1k$50k18 Month Bump Up Certificate
3.80%$50k-24 Month Jumbo Certificate
3.75%$50k-36 Month Jumbo Certificate
3.70%$1k$50k24 Month Certificate
3.65%$1k$50k36 Month Certificate
3.65%$50k-48 Month Jumbo Certificate
3.60%$50k-60 Month Jumbo Certificate
3.55%$1k$50k48 Month Certificate
3.50%$1k$50k60 Month Certificate

First Service CU (TX) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$1k-12 Month IRA Certificate
4.20%$1k-6 Month IRA Certificate
4.05%$1k-18 Month IRA Certificate
3.80%$1k-24 Month IRA Certificate
3.75%$1k-36 Month IRA Certificate
3.65%$1k-48 Month IRA Certificate
3.60%$1k-60 Month IRA Certificate
0.60%*$50k*-IRA Share
OTHER TIERS: 0.30% → $100 - $50k
Locations

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