2. People's Trust Federal Credit Union

People's Trust Federal Credit Union


Overview / Commentary
www.peoplestrustfcu.org
713-428-3200
413 Bastrop St
Houston, TX 77003

People's Trust Federal Credit Union is headquartered in Houston and is the 50th largest credit union in the state of Texas. It is also the 588th largest credit union in the nation. It was established in 1935 and as of December of 2018, it had grown to 78 employees and 32,961 members at 8 locations. People's Trust Federal Credit Union's money market rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to anyone through becoming a member of the People's Trust Foundation ($5 membership fee). Membership is also open to employees of Shell and its subsidiaries or a select employer group member or to those who live, work, worship or attend school in the Houston city limits.
See current membership details

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Reviews (2)

Worst Bank I Have Ever Done Business With

Posted by: Sullust | Apr 7, 2018

This bank is the worst bank I have ever done business with. They have manged to make my banking experience of 19 years an absolute disaster. They aquired my credit union qualtrust and have managed to completly screw up my account. Customer service doesnt know how to resolve issues and i have never heard a customer rep say "i don't know why.." so many times. Run from this bank! Take your business elsewhere!

2

WARNING!! THIS IS A SCAM CREDIT UNION

Posted by: Ro Lito | Nov 24, 2016

THESE PEOPLE ARE SOMETHING ELSE.....
AFTER UNEXPECTED CIRCUMSTANCES OF LOOSING MY JOB & THE COLLECTIONS STAFF GINA & MARK, MADE IT SEEM THAT THEY WERE GOOD PEOPLE TO WORK WITH. I WAS ONLY 1.5 MONTHS BEHIND AND RECENTLY MADE A PYMNT & THEY STILL TOOK MY CAR ESP WHEN I NEEDED IT FOR THE HOLIDAYS FOR MY FAMILY. Please do not get a loan from them. If you lapse in ins coverage they will slap more charges on your current payment making it harder to make your payments. This getting me to this point of no car.

1


Health
B+

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #177
Year Chartered1935
Employees78
Primary Regulator
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD6.39%
Annual Interest Income$16.7MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$472.7MM$497.2MM
LoansQ4 2018vs Q4 2017$298.6MM$349.8MM
DepositsQ4 2018vs Q4 2017$421.4MM$449.4MM
Equity CapitalQ4 2018vs Q4 2017$45.3MM$43.3MM
Loan Loss AllowanceQ4 2018vs Q4 2017$2.8MM$4.4MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$2.7MM$2.6MM
Real Estate OwnedQ4 2018vs Q4 2017$44.00K$44.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not People's Trust Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

People's Trust Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--IRA Contributory Savings
0.10%--Membership Savings
0.10%--Everyday Savings Account

People's Trust Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%*$500k*-Money Market Account
OTHER TIERS: 0.75% → $2.5k - $25k | 0.80% → $25k - $100k | 1.00% → $100k - $250k | 1.11% → $250k - $500k

People's Trust Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$2.5k*-Premier Checking
OTHER TIERS: 0.02% → Up to $2.5k

People's Trust Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.90%*$100k*-60 Month CD
OTHER TIERS: 2.82% → $1k - $10k | 2.84% → $10k - $25k | 2.86% → $25k - $50k | 2.88% → $50k - $100k
2.69%*$100k*-48 Month CD
OTHER TIERS: 2.61% → $1k - $10k | 2.63% → $10k - $25k | 2.65% → $25k - $50k | 2.67% → $50k - $100k
2.49%*$100k*-36 Month CD
OTHER TIERS: 2.41% → $1k - $10k | 2.43% → $10k - $25k | 2.45% → $25k - $50k | 2.47% → $50k - $100k
2.39%*$100k*-30 Month CD
OTHER TIERS: 2.30% → $1k - $10k | 2.32% → $10k - $25k | 2.35% → $25k - $50k | 2.37% → $50k - $100k
2.28%*$100k*-24 Month CD
OTHER TIERS: 2.20% → $1k - $10k | 2.22% → $10k - $25k | 2.24% → $25k - $50k | 2.26% → $50k - $100k
2.23%*$100k*-18 Month CD
OTHER TIERS: 2.15% → $1k - $10k | 2.17% → $10k - $25k | 2.19% → $25k - $50k | 2.21% → $50k - $100k
2.18%*$100k*-12 Month CD
OTHER TIERS: 2.10% → $1k - $10k | 2.12% → $10k - $25k | 2.14% → $25k - $50k | 2.16% → $50k - $100k
2.18%*$100k*-12 Month Save to Win CD
OTHER TIERS: 2.10% → Up to $10k | 2.12% → $10k - $25k | 2.14% → $25k - $50k | 2.16% → $50k - $100k
2.03%*$100k*-9 Month CD
OTHER TIERS: 1.95% → $1k - $10k | 1.97% → $10k - $25k | 1.99% → $25k - $50k | 2.01% → $50k - $100k
1.88%*$100k*-6 Month CD
OTHER TIERS: 1.80% → $1k - $10k | 1.82% → $10k - $25k | 1.84% → $25k - $50k | 1.86% → $50k - $100k
1.47%*$100k*-3 Month CD
OTHER TIERS: 1.39% → $1k - $10k | 1.41% → $10k - $25k | 1.43% → $25k - $50k | 1.45% → $50k - $100k

People's Trust Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.90%*$100k*-60 Month IRA
OTHER TIERS: 2.82% → $1k - $10k | 2.84% → $10k - $25k | 2.86% → $25k - $50k | 2.88% → $50k - $100k
2.69%*$100k*-48 Month IRA
OTHER TIERS: 2.61% → $1k - $10k | 2.63% → $10k - $25k | 2.65% → $25k - $50k | 2.67% → $50k - $100k
2.49%*$100k*-36 Month IRA
OTHER TIERS: 2.41% → $1k - $10k | 2.43% → $10k - $25k | 2.45% → $25k - $50k | 2.47% → $50k - $100k
2.39%*$100k*-30 Month IRA
OTHER TIERS: 2.30% → $1k - $10k | 2.32% → $10k - $25k | 2.35% → $25k - $50k | 2.37% → $50k - $100k
2.28%*$100k*-24 Month IRA
OTHER TIERS: 2.20% → $1k - $10k | 2.22% → $10k - $25k | 2.24% → $25k - $50k | 2.26% → $50k - $100k
2.23%*$100k*-18 Month IRA
OTHER TIERS: 2.15% → $1k - $10k | 2.17% → $10k - $25k | 2.19% → $25k - $50k | 2.21% → $50k - $100k
2.18%*$100k*-12 Month IRA
OTHER TIERS: 2.10% → $1k - $10k | 2.12% → $10k - $25k | 2.14% → $25k - $50k | 2.16% → $50k - $100k
2.03%*$100k*-9 Month IRA
OTHER TIERS: 1.95% → $1k - $10k | 1.97% → $10k - $25k | 1.99% → $25k - $50k | 2.01% → $50k - $100k
1.88%*$100k*-6 Month IRA
OTHER TIERS: 1.80% → $1k - $10k | 1.82% → $10k - $25k | 1.84% → $25k - $50k | 1.86% → $50k - $100k
1.47%*$100k*-3 Month IRA
OTHER TIERS: 1.39% → $1k - $10k | 1.41% → $10k - $25k | 1.43% → $25k - $50k | 1.45% → $50k - $100k
Locations


People's Trust Federal Credit Union Locations
Branch Office150 N Dairy Ashford Rd Ste E-0170Houston, TX 77079-1115
Branch Office650 W Bough Ln Ste 162Houston, TX 77024
Branch Office3333 Highway 6 S Ste EC-101Houston, TX 77082
Branch Office910 Louisiana StHouston, TX 77002
Branch Office3390 Sage RdHouston, TX 77056
Branch Office413 Bastrop StHouston, TX 77003-2201
Branch Office1805 Eldridge PkwyHouston, TX 77077-3573
Branch Office4747 Southwest FwyHouston, TX 77027-6901

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