PeoplesBank

Overview / Commentary

www.bankatpeoples.com

413-538-9500

330 Whitney Avenue
Holyoke, MA 01040

PeoplesBank is headquartered in Holyoke and is the 14^th largest bank in the state of Massachusetts. It is also the 336^th largest bank in the nation. It was established in 1885 and as of December of 2021, it had grown to 299 employees at 22 locations. PeoplesBank has an A health rating.

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2021

3/17 - Introducing Zynlo Bank 1.25% Money Market Acct.

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Health

Data as of Q4 2021

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Health Grade Components

Overall
FDIC Certificate #	90213
Year Established	1885
Employees	299
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.84%
Return on Equity - YTD	8.92%
Annual Interest Income	$102.0MM

Assets and Liabilities
Assets	Q4 2021vs Q4 2020	$3.58B$3.35B
Loans	Q4 2021vs Q4 2020	$2.51B$2.36B
Deposits	Q4 2021vs Q4 2020	$3.12B$2.44B
Equity Capital	Q4 2021vs Q4 2020	$342.4MM$311.3MM
Loan Loss Allowance	Q4 2021vs Q4 2020	$23.9MM$23.9MM
Unbacked Noncurrent Loans	Q4 2021vs Q4 2020	$14.1MM$14.3MM
Real Estate Owned	Q4 2021vs Q4 2020	$0$98.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not PeoplesBank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

PeoplesBank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	$10	-	Business Premium Savings Account
0.10%	$10	-	Growth Savings
0.05%	$1	-	Student Savings Account
0.05%	$10	-	Holiday Club Savings Account
0.05%	$10	-	Vacation Club Savings Account
0.05%	$10	-	Primary Savings

PeoplesBank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$250k^*	-	Elite Tiered Money Market
OTHER TIERS: 0.05% → $10 - $25k \| 0.10% → $25k - $100k \| 0.15% → $100k - $250k

PeoplesBank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$10	-	Interest Checking

PeoplesBank CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%	$1k	-	60 Month CD
0.30%	$1k	-	48 Month CD
0.25%	$1k	-	36 Month CD
0.20%	$1k	-	24 Month CD
0.15%	$1k	-	18 Month CD
0.10%	$1k	-	12 Month CD
0.05%	$1k	-	3 Month CD
0.05%	$1k	-	6 Month CD
0.05%	$1k	-	9 Month CD

PeoplesBank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%	$1k	-	60 Month IRA
0.30%	$1k	-	48 Month IRA
0.25%	$1k	-	36 Month IRA
0.20%	$1k	-	24 Month IRA
0.15%	$1k	-	18 Month IRA
0.10%	$1k	-	12 Month IRA
0.05%	$1k	-	3 Month IRA
0.05%	$1k	-	6 Month IRA
0.05%	$1k	-	9 Month IRA

Locations

Availability

Springfield Area

Springfield Area bank & credit union details

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