Overview / Commentary
330 Whitney Avenue
Holyoke, MA 01040

PeoplesBank is headquartered in Holyoke and is the 18th largest bank in the state of Massachusetts. It is also the 355th largest bank in the nation. It was established in 1885 and as of June of 2018, it had grown to 276 employees at 20 locations. PeoplesBank's money market rates are 3X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #90213
Year Established1885
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD9.91%
Annual Interest Income$42.9MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$2.53B$2.30B
LoansQ2 2018vs Q2 2017$1.91B$1.68B
DepositsQ2 2018vs Q2 2017$1.94B$1.66B
Equity CapitalQ2 2018vs Q2 2017$219.6MM$207.4MM
Loan Loss AllowanceQ2 2018vs Q2 2017$14.5MM$13.9MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$2.5MM$2.1MM
Real Estate OwnedQ2 2018vs Q2 2017$0$500.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

PeoplesBank Savings Account Rates

0.50%$10-Business Premium Savings Account
0.35%$10-Growth Savings
0.10%$10-Easy Savings Account
0.10%$1-Student Savings Account
0.10%$10-Holiday Club Savings Account
0.10%$10-Vacation Club Savings Account

PeoplesBank Money Market Rates

1.30%*$250k*-Elite Tiered Money Market
OTHER TIERS: 0.25% $10 - $25k | 0.75% $25k - $100k | 1.00% $100k - $250k
1.30%*$250k*-Business Elite Tiered Money Market
OTHER TIERS: 0.25% $10 - $25k | 0.75% $25k - $100k | 1.00% $100k - $250k
0.10%$10-Money Market One
0.10%$10-IRA Money Market Account

PeoplesBank Checking Account Rates

0.10%$10-Interest Relationship Checking

PeoplesBank CD Rates

1.75%$1k-60 Month CD Special
1.75%$1k-Business 60 Month CD Special
1.50%$1k-4 Year Relationship CD
1.50%$1k-Business 4 Year Relationship CD
1.30%$1k-3 Year Relationship CD
1.30%$1k-Business 3 Year Relationship CD
1.25%$1k-4 Year CD
1.25%$1k-Business 4 Year CD
1.20%$1k-30 Month CD Special
1.20%$1k-Business 30 Month CD Special
1.05%$1k-3 Year CD
1.05%$1k-2 Year Relationship CD
1.05%$1k-Business 2 Year Relationship CD
1.05%$1k-Business 3 Year CD
0.80%$1k-2 Year CD
0.80%$1k-Business 2 Year CD
0.60%$1k-1 Year Relationship CD
0.60%$1k-Business 1 Year Relationship CD
0.40%$1k-9 Month Relationship CD
0.40%$1k-Business 9 Month Relationship CD
0.35%$1k-1 Year CD
0.35%$1k-6 Month Relationship CD
0.35%$1k-Business 6 Month Relationship CD
0.35%$1k-Business 1 Year CD
0.30%$1k-3 Month Relationship CD
0.30%$1k-Business 3 Month Relationship CD
0.15%$1k-9 Month CD
0.15%$1k-Business 9 Month CD
0.10%$1k-6 Month CD
0.10%$1k-Business 6 Month CD
0.05%$1k-3 Month CD
0.05%$1k-Business 3 Month CD

PeoplesBank IRA Rates

1.75%$1k-60 Month IRA Special
1.50%$1k-4 Year Relationship IRA
1.30%$1k-3 Year Relationship IRA
1.25%$1k-4 Year IRA
1.20%$1k-30 Month IRA Special
1.05%$1k-2 Year Relationship IRA
1.05%$1k-3 Year IRA
0.80%$1k-2 Year IRA
0.60%$1k-1 Year Relationship IRA
0.40%$1k-9 Month Relationship IRA
0.35%$1k-6 Month Relationship IRA
0.35%$1k-1 Year IRA
0.30%$1k-3 Month Relationship IRA
0.15%$1k-9 Month IRA
0.10%$1k-6 Month IRA
0.05%$1k-3 Month IRA


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