PeoplesChoice Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.peopleschoicecreditunion.com

207-282-4156

23 Industrial Park Rd
Saco, ME 04072

PeoplesChoice Credit Union is headquartered in Saco and is the 13^th largest credit union in the state of Maine. It is also the 925^th largest credit union in the nation. It was established in 1963 and as of March of 2025, it had grown to 63 employees and 20,665 members at 4 locations. PeoplesChoice Credit Union has a B health rating.

Field of Membership Restrictions

PeoplesChoice Credit Union is open to anyone who lives, works, or goes to school in York or Cumberland County, Maine.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68442
Year Chartered	1963
Employees	63
Primary Regulator

Profit Margin
Return on Assets - YTD	0.57%
Return on Equity - YTD	9.61%
Annual Interest Income	$4.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$356.9MM$356.9MM
Loans	Q1 2025vs Q1 2024	$271.7MM$266.6MM
Deposits	Q1 2025vs Q1 2024	$335.1MM$325.3MM
Equity Capital	Q1 2025vs Q1 2024	$21MM$17.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.7MM$1.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.6MM$1.6MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for PeoplesChoice Credit Union.

Locations

PeoplesChoice Credit Union Locations
Branch Office	39 Country Club Rd	Sanford, ME 04073-5201
Branch Office	23 Industrial Park Rd	Saco, ME 04072-1804
Branch Office	774 Post Rd Route 1	Wells, ME 04090-4104
Branch Office	369 Elm St	Biddeford, ME 04005-3023

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