PeoplesChoice Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.32% | 5-year CD | 60 Months CD 2.35% - Synchrony Bank 60 Month CD |
| 2.32% | 5-year IRA | 60 Months IRA (Traditional, Roth, CESA) 1.54% - National Average |
| 1.11% | 1-year CD | 12 Months CD 1.40% - Synchrony Bank 12 Month CD |
PeoplesChoice Credit Union is headquartered in Saco and is the 14th largest credit union in the state of Maine. It is also the 1,075th largest credit union in the nation. It was established in 1963 and as of March of 2017, it had grown to 53 employees and 18,122 members at 4 locations. PeoplesChoice Credit Union's CD rates are 23% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Membership is open to those who live, attend school or work in Cumberland and York Counties in Maine.
See current membership details
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Peopleschoice CU
I had been a member of PeoplesChoice CU since I was a kid. They used to be good to deal with but not anylonger. The CEO operates the credit union like a bank and just plain sucks! They operate more like a bank and I feel like a number. They are rude and I wouldnt recommend anyone join and do business with them.
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68442 |
| Year Chartered | 1963 |
| Employees | 53 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.24% |
| Return on Equity - YTD | 3.11% |
| Annual Interest Income | $1.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $186.4MM$175.7MM |
| Loans | Q1 2017vs Q1 2016 | $143.1MM$120.6MM |
| Deposits | Q1 2017vs Q1 2016 | $163.9MM$151.7MM |
| Equity Capital | Q1 2017vs Q1 2016 | $14.2MM$14.0MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $714.00K$380.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $2.1MM$1.2MM |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$27.00K |
Always verify rates and promotions with the bank or credit union. We are not PeoplesChoice Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
PeoplesChoice Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.13% | - | - | Escrow Accounts | |
| 0.10% | $25 | - | IRA Account | |
| 0.10% | $25 | - | Health Saving Account | |
| 0.05% | $25 | - | Club Account | |
| 0.05% | $25 | - | Share (Savings) Account |
PeoplesChoice Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $250k* | - | Money Market Account | ||
| OTHER TIERS: 0.05% → Up to $2k | 0.10% → $2k - $10k | 0.15% → $10k - $50k | 0.30% → $50k - $250k | |||||
| 0.10%* | $25k* | - | Money Market Checking Account | ||
| OTHER TIERS: 0.05% → $5k - $25k | |||||
PeoplesChoice Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.63%* | $75k* | - | 72 Month CD | ||
| OTHER TIERS: 2.53% → $500 - $75k | |||||
| 2.32%* | $75k* | - | 60 Months CD | ||
| OTHER TIERS: 2.22% → $500 - $75k | |||||
| 2.02%* | $75k* | - | 48 Months CD | ||
| OTHER TIERS: 1.81% → $500 - $10k | 1.91% → $10k - $75k | |||||
| 1.71%* | $75k* | - | 36 Months CD | ||
| OTHER TIERS: 1.41% → $500 - $10k | 1.61% → $10k - $75k | |||||
| 1.61%* | $75k* | - | 24 Months CD | ||
| OTHER TIERS: 1.31% → $500 - $10k | 1.51% → $10k - $75k | |||||
| 1.51%* | $75k* | - | 18 Months CD | ||
| OTHER TIERS: 1.11% → $500 - $10k | 1.41% → $10k - $75k | |||||
| 1.11%* | $75k* | - | 12 Months CD | ||
| OTHER TIERS: 0.90% → $500 - $10k | 1.00% → $10k - $75k | |||||
| 0.90%* | $75k* | - | 6 Months CD | ||
| OTHER TIERS: 0.70% → $500 - $10k | 0.80% → $10k - $75k | |||||
| 0.60%* | $75k* | - | 3 Months CD | ||
| OTHER TIERS: 0.40% → $500 - $10k | 0.50% → $10k - $75k | |||||
PeoplesChoice Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.63%* | $75k* | - | 72 Month IRA | ||
| OTHER TIERS: 2.53% → $500 - $75k | |||||
| 2.32%* | $75k* | - | 60 Months IRA | ||
| OTHER TIERS: 2.22% → $500 - $75k | |||||
| 2.02%* | $75k* | - | 48 Months IRA | ||
| OTHER TIERS: 1.81% → $500 - $10k | 1.91% → $10k - $75k | |||||
| 1.71%* | $75k* | - | 36 Months IRA | ||
| OTHER TIERS: 1.41% → $500 - $10k | 1.61% → $10k - $75k | |||||
| 1.61%* | $75k* | - | 24 Months IRA | ||
| OTHER TIERS: 1.31% → $500 - $10k | 1.51% → $10k - $75k | |||||
| 1.51%* | $75k* | - | 18 Months IRA | ||
| OTHER TIERS: 1.11% → $500 - $10k | 1.41% → $10k - $75k | |||||
| 1.11%* | $75k* | - | 12 Months IRA | ||
| OTHER TIERS: 0.90% → $500 - $10k | 1.00% → $10k - $75k | |||||
| 0.90%* | $75k* | - | 6 Months IRA | ||
| OTHER TIERS: 0.70% → $500 - $10k | 0.80% → $10k - $75k | |||||
| 0.60%* | $75k* | - | 3 Months IRA | ||
| OTHER TIERS: 0.40% → $500 - $10k | 0.50% → $10k - $75k | |||||
| PeoplesChoice Credit Union Locations | ||
|---|---|---|
| Branch Office | 39 Country Club Rd | Sanford, ME 04073-5201 |
| Branch Office | 23 Industrial Park Rd | Saco, ME 04072-1804 |
| Branch Office | 774 Post Rd Route 1 | Wells, ME 04090-4104 |
| Branch Office | 369 Elm St | Biddeford, ME 04005-3023 |