PeoplesChoice Credit Union

Overview / Commentary
23 Industrial Park Rd
Saco, ME 04072

PeoplesChoice Credit Union is headquartered in Saco and is the 12th largest credit union in the state of Maine. It is also the 915th largest credit union in the nation. It was established in 1963 and as of March of 2024, it had grown to 63 employees and 20,705 members at 4 locations. PeoplesChoice Credit Union has a B+ health rating.

Field of Membership Restrictions

PeoplesChoice Credit Union is open to anyone who lives, works, or goes to school in York or Cumberland County, Maine.
See current membership details

Reviews (2)

Rude To Long Time Customers

I’ve been banking here since I was 14 and up until a few months ago I’ve never had any issue. Brenda who works in the fraud department has some sort of immature vendetta because she doesn’t like to do her due diligence or her job correctly and uses her authority to belittle and talk down to clients. Ive never worked with someone so incompetent and rude. She likes to make up her own narratives in her head without again doing her due diligence. Bank anywhere else honestly. Brenda alone is enough of a reason for me to switch CU’s. Not worth the condescending attitude when there are way better people to give your money to.

Peopleschoice CU

Posted by: |

I had been a member of PeoplesChoice CU since I was a kid.  They used to be good to deal with but not anylonger. The CEO operates the credit union like a bank and just plain sucks!  They operate more like a bank and I feel like a number.  They are rude and I wouldnt recommend anyone join and do business with them.   


Health Grade Components

NCUA #68442
Year Chartered1963
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD7.49%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$356.9MM$323.3MM
LoansQ1 2024vs Q1 2023$266.6MM$235.1MM
DepositsQ1 2024vs Q1 2023$325.3MM$304.7MM
Equity CapitalQ1 2024vs Q1 2023$17.7MM$16.1MM
Loan Loss AllowanceQ1 2024vs Q1 2023$1.5MM$1.2MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$1.6MM$957K
Real Estate OwnedQ1 2024vs Q1 2023$0$0

Rates for PeoplesChoice Credit Union are currently being reviewed.


PeoplesChoice Credit Union Locations
Branch Office39 Country Club RdSanford, ME 04073-5201
Branch Office23 Industrial Park RdSaco, ME 04072-1804
Branch Office774 Post Rd Route 1Wells, ME 04090-4104
Branch Office369 Elm StBiddeford, ME 04005-3023

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