2. PeoplesChoice Credit Union

PeoplesChoice Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
3.14%5-year CD
2.27% - National Average
3.14%5-year IRA
2.28% - National Average
1.71%1-year CD
1.37% - National Average
View all PeoplesChoice Credit Union rates »

Overview / Commentary
www.peopleschoicecreditunion.com
207-282-4156
23 Industrial Park Rd
Saco, ME 04072-1804

PeoplesChoice Credit Union is headquartered in Saco and is the 15th largest credit union in the state of Maine. It is also the 1,045th largest credit union in the nation. It was established in 1963 and as of December of 2018, it had grown to 54 employees and 18,632 members at 4 locations. PeoplesChoice Credit Union's money market rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, attend school or work in Cumberland and York Counties in Maine.
See current membership details

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Reviews (1)

Peopleschoice CU

Posted by: NatalieA | Nov 3, 2012

I had been a member of PeoplesChoice CU since I was a kid.  They used to be good to deal with but not anylonger. The CEO operates the credit union like a bank and just plain sucks!  They operate more like a bank and I feel like a number.  They are rude and I wouldnt recommend anyone join and do business with them.   

5


Health
B+

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #68442
Year Chartered1963
Employees54
Primary Regulator
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD6.72%
Annual Interest Income$9.1MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$202.9MM$194.4MM
LoansQ4 2018vs Q4 2017$164.8MM$156.7MM
DepositsQ4 2018vs Q4 2017$181.2MM$171.6MM
Equity CapitalQ4 2018vs Q4 2017$16.4MM$15.3MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.2MM$1.0MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$2.1MM$2.9MM
Real Estate OwnedQ4 2018vs Q4 2017$265.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not PeoplesChoice Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

PeoplesChoice Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%--Escrow Accounts
0.10%$25-IRA Share
0.10%$25-Health Saving Account
0.05%$25-Club Accounts
0.05%$25-Share (Savings)

PeoplesChoice Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$250k*-Money Market
OTHER TIERS: 0.10% → Up to $2k | 0.40% → $2k - $10k | 0.65% → $10k - $50k | 0.80% → $50k - $250k
0.25%*$25k*-Money Market Checking
OTHER TIERS: 0.10% → $5k - $25k

PeoplesChoice Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.14%*$75k*-60 Month CD
OTHER TIERS: 2.94% → $500 - $10k | 3.04% → $10k - $75k
2.84%*$75k*-48 Month CD
OTHER TIERS: 2.63% → $500 - $10k | 2.73% → $10k - $75k
2.78%$500-39 Month CD
2.53%*$75k*-36 Month CD
OTHER TIERS: 2.32% → $500 - $10k | 2.43% → $10k - $75k
2.43%*$75k*-24 Month CD
OTHER TIERS: 2.02% → $500 - $10k | 2.22% → $10k - $75k
2.12%*$75k*-18 Month CD
OTHER TIERS: 1.92% → $500 - $10k | 2.02% → $10k - $75k
1.71%*$75k*-12 Month CD
OTHER TIERS: 1.51% → $500 - $10k | 1.61% → $10k - $75k
1.21%*$75k*-6 Month CD
OTHER TIERS: 0.90% → $500 - $10k | 1.11% → $10k - $75k
0.90%*$75k*-3 Month CD
OTHER TIERS: 0.60% → $500 - $10k | 0.80% → $10k - $75k

PeoplesChoice Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.14%*$75k*-60 Month IRA
OTHER TIERS: 2.94% → $500 - $10k | 3.04% → $10k - $75k
2.84%*$75k*-48 Month IRA
OTHER TIERS: 2.63% → $500 - $10k | 2.73% → $10k - $75k
2.78%$500-39 Month IRA
2.53%*$75k*-36 Month IRA
OTHER TIERS: 2.32% → $500 - $10k | 2.43% → $10k - $75k
2.43%*$75k*-24 Month IRA
OTHER TIERS: 2.02% → $500 - $10k | 2.22% → $10k - $75k
2.12%*$75k*-18 Month IRA
OTHER TIERS: 1.92% → $500 - $10k | 2.02% → $10k - $75k
1.71%*$75k*-12 Month IRA
OTHER TIERS: 1.51% → $500 - $10k | 1.61% → $10k - $75k
1.21%*$75k*-6 Month IRA
OTHER TIERS: 0.90% → $500 - $10k | 1.11% → $10k - $75k
0.90%*$75k*-3 Month IRA
OTHER TIERS: 0.60% → $500 - $10k | 0.80% → $10k - $75k
Locations


PeoplesChoice Credit Union Locations
Branch Office39 Country Club RdSanford, ME 04073-5201
Branch Office23 Industrial Park RdSaco, ME 04072-1804
Branch Office774 Post Rd Route 1Wells, ME 04090-4104
Branch Office369 Elm StBiddeford, ME 04005-3023

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