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PeoplesChoice Credit Union


Overview / Commentary
www.peopleschoicecreditunion.com
207-282-4156
23 Industrial Park Rd
Saco, ME 04072

PeoplesChoice Credit Union is headquartered in Saco and is the 13th largest credit union in the state of Maine. It is also the 904th largest credit union in the nation. It was established in 1963 and as of June of 2024, it had grown to 63 employees and 20,716 members at 4 locations. PeoplesChoice Credit Union's CD rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

PeoplesChoice Credit Union is open to anyone who lives, works, or goes to school in York or Cumberland County, Maine.
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Health
B

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #68442
Year Chartered1963
Employees63
Primary Regulator
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD7.43%
Annual Interest Income$9.2MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$361MM$331.4MM
LoansQ2 2024vs Q2 2023$268.2MM$248.7MM
DepositsQ2 2024vs Q2 2023$328.4MM$313.9MM
Equity CapitalQ2 2024vs Q2 2023$18.8MM$16.3MM
Loan Loss AllowanceQ2 2024vs Q2 2023$1.6MM$1.4MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$2.7MM$1.4MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not PeoplesChoice Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

PeoplesChoice Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.05%*$0$2.5kBoost Youth Savings
OTHER TIERS: 0.05% → $2.5k+
0.20%$0-Escrow Accounts
0.05%$25-Club Accounts
0.05%$25-IRA Share
0.05%$25-Health Saving Account
0.05%$25-Share (Savings)

PeoplesChoice Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$200k*-Money Market
OTHER TIERS: 0.35% → $0 - $2k | 0.45% → $2k - $10k | 0.60% → $10k - $50k | 0.70% → $50k - $100k | 0.90% → $100k - $200k
0.15%*$25k*-Money Market Checking
OTHER TIERS: 0.05% → $5k - $25k

PeoplesChoice Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$500-3 Month CD Special
4.07%$500-6 Month CD
3.71%*$75k*-60 Month CD
OTHER TIERS: 3.56% → $500 - $10k | 3.61% → $10k - $75k
3.56%$500-84 Month CD
3.45%*$75k*-48 Month CD
OTHER TIERS: 3.30% → $500 - $10k | 3.35% → $10k - $75k
3.20%*$75k*-36 Month CD
OTHER TIERS: 3.04% → $500 - $10k | 3.09% → $10k - $75k
2.94%*$75k*-24 Month CD
OTHER TIERS: 2.78% → $500 - $10k | 2.84% → $10k - $75k
2.68%*$75k*-18 Month CD
OTHER TIERS: 2.53% → $500 - $10k | 2.58% → $10k - $75k
2.43%*$75k*-12 Month CD
OTHER TIERS: 2.27% → $500 - $10k | 2.32% → $10k - $75k
Locations


PeoplesChoice Credit Union Locations
Branch Office39 Country Club RdSanford, ME 04073-5201
Branch Office23 Industrial Park RdSaco, ME 04072-1804
Branch Office774 Post Rd Route 1Wells, ME 04090-4104
Branch Office369 Elm StBiddeford, ME 04005-3023

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