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Peopleschoice Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.53%6+ Year CD84 Months CD
2.22%5-year CD60 Months CD
2.53%6+ Year IRA84 Months IRA (Traditional, Roth, CESA)

Overview / Commentary
207-282-4156
23 Industrial Park Rd
Saco, ME 04072-1804

Peopleschoice Credit Union is headquartered in Saco and is the 15th largest credit union in the state of Maine. It is also the 1,108th largest credit union in the nation. It was established in 1963 and as of December of 2015, it had grown to 50 employees and 16,297 members at 4 locations. Peopleschoice Credit Union's money market rates are 14% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership eligibility includes anyone who lives, works or attends school in York and Cumberland County, and the immediate family of PeoplesChoice members.
See current membership details

Related Posts

PeoplesChoice CU (ME) Has Competitive Long-Term CDs - 11/27/2015

PeoplesChoice CU (ME) has raised the rates on its 60-month CD (2.22% APY) and 84-month CD (2.53% APY). Minimum opening deposit is $500, with no balance cap.

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Reviews (1)

Peopleschoice CU

Posted by: NatalieA | Nov 3, 2012

I had been a member of PeoplesChoice CU since I was a kid.  They used to be good to deal with but not anylonger. The CEO operates the credit union like a bank and just plain sucks!  They operate more like a bank and I feel like a number.  They are rude and I wouldnt recommend anyone join and do business with them.   



Health
B+

Health Grade Components

Overall
NCUA #68442
Year Chartered1963
Employees50
Primary Regulator
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD3.65%
Annual Interest Income$5.5MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$165.7MM$154.0MM
LoansQ4 2015vs Q4 2014$113.8MM$94.7MM
DepositsQ4 2015vs Q4 2014$142.4MM$131.9MM
Equity CapitalQ4 2015vs Q4 2014$13.7MM$13.3MM
Loan Loss AllowanceQ4 2015vs Q4 2014$373.00K$326.00K
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$1.7MM$2.1MM
Real Estate OwnedQ4 2015vs Q4 2014$27.00K$27.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peopleschoice Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.13%--Escrow Accounts
0.10%$25-IRA Account
0.10%$25-Health Saving Account
0.10%$25-Coverdell Education Savings Account
0.10%$25-Roth IRA Account
0.05%$25-Club Account
0.05%$25-Share (Savings) Account

Peopleschoice Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$250k*-Money Market Account
OTHER TIERS: 0.05% Up to $2k | 0.10% $2k - $10k | 0.20% $10k - $50k | 0.40% $50k - $250k
0.10%*$25k*-Money Market Checking Account
OTHER TIERS: 0.05% $5k - $25k

Peopleschoice Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%$500-84 Months CD
2.22%$500-60 Months CD
1.61%*$10k*-48 Months CD
OTHER TIERS: 1.41% $500 - $10k
1.21%*$75k*-36 Months CD
OTHER TIERS: 1.01% $500 - $10k | 1.11% $10k - $75k
1.01%*$75k*-24 Months CD
OTHER TIERS: 0.70% $500 - $10k | 0.90% $10k - $75k
0.70%*$75k*-18 Months CD
OTHER TIERS: 0.50% $500 - $10k | 0.60% $10k - $75k
0.50%*$75k*-12 Months CD
OTHER TIERS: 0.35% $500 - $10k | 0.45% $10k - $75k
0.30%*$75k*-6 Months CD
OTHER TIERS: 0.20% $500 - $10k | 0.25% $10k - $75k
0.20%*$75k*-3 Months CD
OTHER TIERS: 0.10% $500 - $10k | 0.15% $10k - $75k

Peopleschoice Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%$500-84 Months IRA
2.22%$500-60 Months IRA
1.61%*$10k*-48 Months IRA
OTHER TIERS: 1.41% $500 - $10k
1.21%*$75k*-36 Months IRA
OTHER TIERS: 1.01% $500 - $10k | 1.11% $10k - $75k
1.01%*$75k*-24 Months IRA
OTHER TIERS: 0.70% $500 - $10k | 0.90% $10k - $75k
0.70%*$75k*-18 Months IRA
OTHER TIERS: 0.50% $500 - $10k | 0.60% $10k - $75k
0.50%*$75k*-12 Months IRA
OTHER TIERS: 0.35% $500 - $10k | 0.45% $10k - $75k
0.30%*$75k*-6 Months IRA
OTHER TIERS: 0.20% $500 - $10k | 0.25% $10k - $75k
0.20%*$75k*-3 Months IRA
OTHER TIERS: 0.10% $500 - $10k | 0.15% $10k - $75k
Locations


Peopleschoice Credit Union Locations
Branch Office39 Country Club RdSanford, ME 04073-5201
Branch Office23 Industrial Park RdSaco, ME 04072-1804
Branch Office774 Post Rd Route 1Wells, ME 04090-4104
Branch Office369 Elm StBiddeford, ME 04005-3023