Featured Savings Rates
Featured Accounts

Peopleschoice Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.02%6+ Year CD84 Months CD
1.76%5-year CD60 Months CD
2.02%6+ Year IRA84 Months IRA (Traditional, Roth, CESA)

Overview / Commentary
207-282-4156
23 Industrial Park Rd
Saco, ME 04072-1804

Peopleschoice Credit Union is headquartered in Saco and is the 15th largest credit union in the state of Maine. It is also the 1,071st largest credit union in the nation. It was established in 1963 and as of September of 2016, it had grown to 51 employees and 17,685 members at 4 locations. Peopleschoice Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, attend school or work in Cumberland and York Counties in Maine.
See current membership details

Related Posts

View all posts from:


Reviews (1)

Peopleschoice CU

Posted by: NatalieA | Nov 3, 2012

I had been a member of PeoplesChoice CU since I was a kid.  They used to be good to deal with but not anylonger. The CEO operates the credit union like a bank and just plain sucks!  They operate more like a bank and I feel like a number.  They are rude and I wouldnt recommend anyone join and do business with them.   



Health
B+

Health Grade Components

Overall
NCUA #68442
Year Chartered1963
Employees51
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD4.9%
Annual Interest Income$5.0MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$179.7MM$167.5MM
LoansQ3 2016vs Q3 2015$134.6MM$106.6MM
DepositsQ3 2016vs Q3 2015$157.3MM$143.3MM
Equity CapitalQ3 2016vs Q3 2015$13.9MM$13.5MM
Loan Loss AllowanceQ3 2016vs Q3 2015$667.00K$405.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.8MM$1.9MM
Real Estate OwnedQ3 2016vs Q3 2015$0$241.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Peopleschoice Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peopleschoice Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.13%--Escrow Accounts
0.10%$25-IRA Account
0.10%$25-Health Saving Account
0.10%$25-Coverdell Education Savings Account
0.10%$25-Roth IRA Account
0.05%$25-Club Account
0.05%$25-Share (Savings) Account

Peopleschoice Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$250k*-Money Market Account
OTHER TIERS: 0.05% Up to $2k | 0.10% $2k - $10k | 0.15% $10k - $50k | 0.30% $50k - $250k
0.10%*$25k*-Money Market Checking Account
OTHER TIERS: 0.05% $5k - $25k

Peopleschoice Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500-84 Months CD
1.76%$500-60 Months CD
1.61%*$10k*-48 Months CD
OTHER TIERS: 1.41% $500 - $10k
1.21%*$75k*-36 Months CD
OTHER TIERS: 1.00% $500 - $10k | 1.11% $10k - $75k
1.00%*$75k*-24 Months CD
OTHER TIERS: 0.70% $500 - $10k | 0.90% $10k - $75k
0.70%*$75k*-18 Months CD
OTHER TIERS: 0.50% $500 - $10k | 0.60% $10k - $75k
0.50%*$75k*-12 Months CD
OTHER TIERS: 0.35% $500 - $10k | 0.45% $10k - $75k
0.30%*$75k*-6 Months CD
OTHER TIERS: 0.20% $500 - $10k | 0.25% $10k - $75k
0.20%*$75k*-3 Months CD
OTHER TIERS: 0.10% $500 - $10k | 0.15% $10k - $75k

Peopleschoice Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500-84 Months IRA
1.76%$500-60 Months IRA
1.61%*$10k*-48 Months IRA
OTHER TIERS: 1.41% $500 - $10k
1.21%*$75k*-36 Months IRA
OTHER TIERS: 1.00% $500 - $10k | 1.11% $10k - $75k
1.00%*$75k*-24 Months IRA
OTHER TIERS: 0.70% $500 - $10k | 0.90% $10k - $75k
0.70%*$75k*-18 Months IRA
OTHER TIERS: 0.50% $500 - $10k | 0.60% $10k - $75k
0.50%*$75k*-12 Months IRA
OTHER TIERS: 0.35% $500 - $10k | 0.45% $10k - $75k
0.30%*$75k*-6 Months IRA
OTHER TIERS: 0.20% $500 - $10k | 0.25% $10k - $75k
0.20%*$75k*-3 Months IRA
OTHER TIERS: 0.10% $500 - $10k | 0.15% $10k - $75k
Locations


Peopleschoice Credit Union Locations
Branch Office39 Country Club RdSanford, ME 04073-5201
Branch Office23 Industrial Park RdSaco, ME 04072-1804
Branch Office774 Post Rd Route 1Wells, ME 04090-4104
Branch Office369 Elm StBiddeford, ME 04005-3023