APY | ACCOUNT TYPE | ACCOUNT NAME |
---|---|---|
2.53% | 5-year CD | 60 Month CD 2.50% - Ally Bank High Yield 5 Year CD |
2.53% | 5-year IRA | 60 Month IRA (Traditional, Roth, CESA) 1.78% - National Average |
1.11% | 1-year CD | 12 Month CD |
PeoplesChoice Credit Union is headquartered in Saco and is the 15th largest credit union in the state of Maine. It is also the 1,051st largest credit union in the nation. It was established in 1963 and as of December of 2017, it had grown to 52 employees and 18,854 members at 4 locations. PeoplesChoice Credit Union's CD rates are 23% higher than the national average, and it has a B health rating.
Membership is open to those who live, attend school or work in Cumberland and York Counties in Maine.
See current membership details
I had been a member of PeoplesChoice CU since I was a kid. They used to be good to deal with but not anylonger. The CEO operates the credit union like a bank and just plain sucks! They operate more like a bank and I feel like a number. They are rude and I wouldnt recommend anyone join and do business with them.
Overall | |
---|---|
NCUA # | 68442 |
Year Chartered | 1963 |
Employees | 52 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.47% |
Return on Equity - YTD | 5.9% |
Annual Interest Income | $7.9MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2017vs Q4 2016 | $194.4MM$180.9MM |
Loans | Q4 2017vs Q4 2016 | $156.7MM$139.9MM |
Deposits | Q4 2017vs Q4 2016 | $171.6MM$158.4MM |
Equity Capital | Q4 2017vs Q4 2016 | $15.3MM$14.0MM |
Loan Loss Allowance | Q4 2017vs Q4 2016 | $1.0MM$681.00K |
Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $2.9MM$2.1MM |
Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not PeoplesChoice Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.92% | - | - | Escrow Accounts | |
0.10% | $25 | - | IRA Account | |
0.10% | $25 | - | Health Saving Account | |
0.05% | $25 | - | Club Account | |
0.05% | $25 | - | Share (Savings) Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.40%* | $250k* | - | Money Market Account | ||
OTHER TIERS: 0.05% → Up to $2k | 0.10% → $2k - $10k | 0.15% → $10k - $50k | 0.30% → $50k - $250k | |||||
0.10%* | $25k* | - | Money Market Checking Account | ||
OTHER TIERS: 0.05% → $5k - $25k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.53% | $500 | - | 60 Month CD | ||
2.32% | $500 | - | 39 Month CD Special | ||
2.02%* | $75k* | - | 48 Month CD | ||
OTHER TIERS: 1.81% → $500 - $10k | 1.91% → $10k - $75k | |||||
1.71%* | $75k* | - | 36 Month CD | ||
OTHER TIERS: 1.41% → $500 - $10k | 1.61% → $10k - $75k | |||||
1.61%* | $75k* | - | 24 Month CD | ||
OTHER TIERS: 1.31% → $500 - $10k | 1.51% → $10k - $75k | |||||
1.51%* | $75k* | - | 18 Month CD | ||
OTHER TIERS: 1.11% → $500 - $10k | 1.41% → $10k - $75k | |||||
1.11%* | $75k* | - | 12 Month CD | ||
OTHER TIERS: 0.90% → $500 - $10k | 1.00% → $10k - $75k | |||||
0.90%* | $75k* | - | 6 Month CD | ||
OTHER TIERS: 0.70% → $500 - $10k | 0.80% → $10k - $75k | |||||
0.60%* | $75k* | - | 3 Month CD | ||
OTHER TIERS: 0.40% → $500 - $10k | 0.50% → $10k - $75k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.53% | $500 | - | 60 Month IRA | ||
2.32% | $500 | - | 39 Month IRA Special | ||
2.02%* | $75k* | - | 48 Month IRA | ||
OTHER TIERS: 1.81% → $500 - $10k | 1.91% → $10k - $75k | |||||
1.71%* | $75k* | - | 36 Month IRA | ||
OTHER TIERS: 1.41% → $500 - $10k | 1.61% → $10k - $75k | |||||
1.61%* | $75k* | - | 24 Month IRA | ||
OTHER TIERS: 1.31% → $500 - $10k | 1.51% → $10k - $75k | |||||
1.51%* | $75k* | - | 18 Month IRA | ||
OTHER TIERS: 1.11% → $500 - $10k | 1.41% → $10k - $75k | |||||
1.11%* | $75k* | - | 12 Month IRA | ||
OTHER TIERS: 0.90% → $500 - $10k | 1.00% → $10k - $75k | |||||
0.90%* | $75k* | - | 6 Month IRA | ||
OTHER TIERS: 0.70% → $500 - $10k | 0.80% → $10k - $75k | |||||
0.60%* | $75k* | - | 3 Month IRA | ||
OTHER TIERS: 0.40% → $500 - $10k | 0.50% → $10k - $75k |
PeoplesChoice Credit Union Locations | ||
---|---|---|
Branch Office | 39 Country Club Rd | Sanford, ME 04073-5201 |
Branch Office | 23 Industrial Park Rd | Saco, ME 04072-1804 |
Branch Office | 774 Post Rd Route 1 | Wells, ME 04090-4104 |
Branch Office | 369 Elm St | Biddeford, ME 04005-3023 |