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PeoplesChoice Credit Union

Eligibility Requirements | Locations (4) | Receive alerts for this credit union

Based on 1 review

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Overview / Commentary

www.peopleschoicecreditunion.com

207-282-4156

23 Industrial Park Rd
Saco, ME 04072-1804

PeoplesChoice Credit Union is headquartered in Saco and is the 15^th largest credit union in the state of Maine. It is also the 1,054^th largest credit union in the nation. It was established in 1963 and as of June of 2019, it had grown to 60 employees and 18,795 members at 4 locations. PeoplesChoice Credit Union's money market rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, attend school or work in Cumberland and York Counties in Maine.
See current membership details

Related Posts

View all posts from:

2015
2013
2007

11/27 - PeoplesChoice CU (ME) Has Competitive Long-Term CDs

10/22 - Long-Term CD Specials at PeoplesChoice Credit Union in Parts of Maine

5/25 - 5.50% 9-Month CD at a Maine CU (PeoplesChoice)

Reviews (1)

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Peopleschoice CU

Posted by: NatalieA | Nov 3, 2012

I had been a member of PeoplesChoice CU since I was a kid. They used to be good to deal with but not anylonger. The CEO operates the credit union like a bank and just plain sucks! They operate more like a bank and I feel like a number. They are rude and I wouldnt recommend anyone join and do business with them.

Comment

6

Health

B+

Data as of Q2 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68442
Year Chartered	1963
Employees	60
Primary Regulator

Profit Margin
Return on Assets - YTD	0.65%
Return on Equity - YTD	7.8%
Annual Interest Income	$4.8MM

Assets and Liabilities
Assets	Q2 2019vs Q2 2018	$205.0MM$208.4MM
Loans	Q2 2019vs Q2 2018	$161.4MM$164.1MM
Deposits	Q2 2019vs Q2 2018	$188.3MM$181.3MM
Equity Capital	Q2 2019vs Q2 2018	$17.1MM$15.7MM
Loan Loss Allowance	Q2 2019vs Q2 2018	$1.3MM$1.1MM
Unbacked Noncurrent Loans	Q2 2019vs Q2 2018	$1.9MM$2.3MM
Real Estate Owned	Q2 2019vs Q2 2018	$0$0

Rates

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Savings
Money Market
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not PeoplesChoice Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

PeoplesChoice Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.30%	-	-	Escrow Accounts
0.10%	$25	-	IRA Share
0.10%	$25	-	Health Saving Account
0.05%	$25	-	Club Accounts
0.05%	$25	-	Share (Savings)

PeoplesChoice Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$250k^*	-	Money Market
OTHER TIERS: 0.10% → Up to $2k \| 0.40% → $2k - $10k \| 0.50% → $10k - $50k \| 0.70% → $50k - $250k
0.25%^*	$25k^*	-	Money Market Checking
OTHER TIERS: 0.10% → $5k - $25k

PeoplesChoice Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.53%	$500	-	60 Month CD
2.22%^*	$75k^*	-	48 Month CD
OTHER TIERS: 2.02% → $500 - $10k \| 2.12% → $10k - $75k
2.12%^*	$75k^*	-	36 Month CD
OTHER TIERS: 1.92% → $500 - $10k \| 2.02% → $10k - $75k
2.02%^*	$75k^*	-	24 Month CD
OTHER TIERS: 1.81% → $500 - $10k \| 1.92% → $10k - $75k
1.92%^*	$75k^*	-	18 Month CD
OTHER TIERS: 1.71% → $500 - $10k \| 1.81% → $10k - $75k
1.71%^*	$75k^*	-	12 Month CD
OTHER TIERS: 1.51% → $500 - $10k \| 1.61% → $10k - $75k
1.21%^*	$75k^*	-	6 Month CD
OTHER TIERS: 0.90% → $500 - $10k \| 1.11% → $10k - $75k
0.75%^*	$75k^*	-	3 Month CD
OTHER TIERS: 0.50% → $500 - $10k \| 0.60% → $10k - $75k

PeoplesChoice Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.53%	$500	-	60 Month IRA
2.22%^*	$75k^*	-	48 Month IRA
OTHER TIERS: 2.02% → $500 - $10k \| 2.12% → $10k - $75k
2.12%^*	$75k^*	-	36 Month IRA
OTHER TIERS: 1.92% → $500 - $10k \| 2.02% → $10k - $75k
2.02%^*	$75k^*	-	24 Month IRA
OTHER TIERS: 1.81% → $500 - $10k \| 1.92% → $10k - $75k
1.92%^*	$75k^*	-	18 Month IRA
OTHER TIERS: 1.71% → $500 - $10k \| 1.81% → $10k - $75k
1.71%^*	$75k^*	-	12 Month IRA
OTHER TIERS: 1.51% → $500 - $10k \| 1.61% → $10k - $75k
1.21%^*	$75k^*	-	6 Month IRA
OTHER TIERS: 0.90% → $500 - $10k \| 1.11% → $10k - $75k
0.75%^*	$75k^*	-	3 Month IRA
OTHER TIERS: 0.50% → $500 - $10k \| 0.60% → $10k - $75k

Locations

PeoplesChoice Credit Union Locations
Branch Office	39 Country Club Rd	Sanford, ME 04073-5201
Branch Office	23 Industrial Park Rd	Saco, ME 04072-1804
Branch Office	774 Post Rd Route 1	Wells, ME 04090-4104
Branch Office	369 Elm St	Biddeford, ME 04005-3023

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