PeoplesChoice Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.peopleschoicecreditunion.com

207-282-4156

23 Industrial Park Rd
Saco, ME 04072

PeoplesChoice Credit Union is headquartered in Saco and is the 13^th largest credit union in the state of Maine. It is also the 920^th largest credit union in the nation. It was established in 1963 and as of December of 2024, it had grown to 64 employees and 20,737 members at 4 locations. PeoplesChoice Credit Union has a C+ health rating.

Field of Membership Restrictions

PeoplesChoice Credit Union is open to anyone who lives, works, or goes to school in York or Cumberland County, Maine.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

C+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68442
Year Chartered	1963
Employees	64
Primary Regulator

Profit Margin
Return on Assets - YTD	0.45%
Return on Equity - YTD	8.17%
Annual Interest Income	$19.1MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$352.7MM$356.3MM
Loans	Q4 2024vs Q4 2023	$274.4MM$268.1MM
Deposits	Q4 2024vs Q4 2023	$327.3MM$328MM
Equity Capital	Q4 2024vs Q4 2023	$19.9MM$17.8MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$1.7MM$1.5MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$3.3MM$2.2MM
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for PeoplesChoice Credit Union.

Locations

PeoplesChoice Credit Union Locations
Branch Office	39 Country Club Rd	Sanford, ME 04073-5201
Branch Office	23 Industrial Park Rd	Saco, ME 04072-1804
Branch Office	774 Post Rd Route 1	Wells, ME 04090-4104
Branch Office	369 Elm St	Biddeford, ME 04005-3023

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.