1. Banks
  2. PeoplesChoice Credit Union

PeoplesChoice Credit Union


Overview / Commentary
www.peopleschoicecreditunion.com
207-282-4156
23 Industrial Park Rd
Saco, ME 04072

PeoplesChoice Credit Union is headquartered in Saco and is the 13th largest credit union in the state of Maine. It is also the 1,026th largest credit union in the nation. It was established in 1963 and as of June of 2020, it had grown to 57 employees and 19,026 members at 4 locations. PeoplesChoice Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, attend school or work in Cumberland and York Counties in Maine.
See current membership details

Related Posts

View all posts from:


Reviews (2)

Rude To Long Time Customers

Posted by: |

I’ve been banking here since I was 14 and up until a few months ago I’ve never had any issue. Brenda who works in the fraud department has some sort of immature vendetta because she doesn’t like to do her due diligence or her job correctly and uses her authority to belittle and talk down to clients. Ive never worked with someone so incompetent and rude. She likes to make up her own narratives in her head without again doing her due diligence. Bank anywhere else honestly. Brenda alone is enough of a reason for me to switch CU’s. Not worth the condescending attitude when there are way better people to give your money to.

1

Peopleschoice CU

Posted by: |

I had been a member of PeoplesChoice CU since I was a kid.  They used to be good to deal with but not anylonger. The CEO operates the credit union like a bank and just plain sucks!  They operate more like a bank and I feel like a number.  They are rude and I wouldnt recommend anyone join and do business with them.   

6


Health
A

Data as of Q2 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #68442
Year Chartered1963
Employees57
Primary Regulator
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD9.06%
Annual Interest Income$5.0MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$241.4MM$205.0MM
LoansQ2 2020vs Q2 2019$169.5MM$161.4MM
DepositsQ2 2020vs Q2 2019$219.7MM$188.3MM
Equity CapitalQ2 2020vs Q2 2019$18.2MM$17.1MM
Loan Loss AllowanceQ2 2020vs Q2 2019$1.3MM$1.3MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$1.3MM$1.9MM
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not PeoplesChoice Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

PeoplesChoice Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%--Escrow Accounts
0.10%$25-IRA Share
0.10%$25-Health Saving Account
0.05%$25-Club Accounts
0.05%$25-Share (Savings)

PeoplesChoice Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$250k*-Money Market
OTHER TIERS: 0.10% → Up to $2k | 0.15% → $2k - $10k | 0.20% → $10k - $50k | 0.30% → $50k - $250k
0.20%*$25k*-Money Market Checking
OTHER TIERS: 0.05% → $5k - $25k

PeoplesChoice Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*$75k*-60 Month CD
OTHER TIERS: 1.11% → $500 - $10k | 1.16% → $10k - $75k
1.16%*$75k*-48 Month CD
OTHER TIERS: 1.01% → $500 - $10k | 1.06% → $10k - $75k
1.01%*$75k*-36 Month CD
OTHER TIERS: 0.90% → $500 - $10k | 0.95% → $10k - $75k
0.90%*$75k*-24 Month CD
OTHER TIERS: 0.80% → $500 - $10k | 0.85% → $10k - $75k
0.80%*$75k*-18 Month CD
OTHER TIERS: 0.65% → $500 - $10k | 0.75% → $10k - $75k
0.65%*$75k*-12 Month CD
OTHER TIERS: 0.50% → $500 - $10k | 0.60% → $10k - $75k
0.50%*$75k*-6 Month CD
OTHER TIERS: 0.40% → $500 - $10k | 0.45% → $10k - $75k
0.40%*$75k*-3 Month CD
OTHER TIERS: 0.30% → $500 - $10k | 0.35% → $10k - $75k

PeoplesChoice Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*$75k*-60 Month IRA
OTHER TIERS: 1.11% → $500 - $10k | 1.16% → $10k - $75k
1.16%*$75k*-48 Month IRA
OTHER TIERS: 1.01% → $500 - $10k | 1.06% → $10k - $75k
1.01%*$75k*-36 Month IRA
OTHER TIERS: 0.90% → $500 - $10k | 0.95% → $10k - $75k
0.90%*$75k*-24 Month IRA
OTHER TIERS: 0.80% → $500 - $10k | 0.85% → $10k - $75k
0.80%*$75k*-18 Month IRA
OTHER TIERS: 0.65% → $500 - $10k | 0.75% → $10k - $75k
0.65%*$75k*-12 Month IRA
OTHER TIERS: 0.50% → $500 - $10k | 0.60% → $10k - $75k
0.50%*$75k*-6 Month IRA
OTHER TIERS: 0.40% → $500 - $10k | 0.45% → $10k - $75k
0.40%*$75k*-3 Month IRA
OTHER TIERS: 0.30% → $500 - $10k | 0.35% → $10k - $75k
Locations


PeoplesChoice Credit Union Locations
Branch Office39 Country Club RdSanford, ME 04073-5201
Branch Office23 Industrial Park RdSaco, ME 04072-1804
Branch Office774 Post Rd Route 1Wells, ME 04090-4104
Branch Office369 Elm StBiddeford, ME 04005-3023

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.