PeoplesChoice Credit Union


Overview / Commentary
207-282-4156
23 Industrial Park Rd
Saco, ME 04072

PeoplesChoice Credit Union is headquartered in Saco and is the 12th largest credit union in the state of Maine. It is also the 987th largest credit union in the nation. It was established in 1963 and as of June of 2021, it had grown to 62 employees and 19,541 members at 4 locations. PeoplesChoice Credit Union has a B+ health rating.

Field of Membership Restrictions

PeoplesChoice Credit Union is open to anyone who lives, works, or goes to school in York or Cumberland County, Maine.
See current membership details

Reviews (2)

Rude To Long Time Customers

I’ve been banking here since I was 14 and up until a few months ago I’ve never had any issue. Brenda who works in the fraud department has some sort of immature vendetta because she doesn’t like to do her due diligence or her job correctly and uses her authority to belittle and talk down to clients. Ive never worked with someone so incompetent and rude. She likes to make up her own narratives in her head without again doing her due diligence. Bank anywhere else honestly. Brenda alone is enough of a reason for me to switch CU’s. Not worth the condescending attitude when there are way better people to give your money to.

Peopleschoice CU

Posted by: |

I had been a member of PeoplesChoice CU since I was a kid.  They used to be good to deal with but not anylonger. The CEO operates the credit union like a bank and just plain sucks!  They operate more like a bank and I feel like a number.  They are rude and I wouldnt recommend anyone join and do business with them.   



Health
B+

Health Grade Components

Overall
NCUA #68442
Year Chartered1963
Employees62
Primary Regulator
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD6.67%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$290.1MM$241.4MM
LoansQ2 2021vs Q2 2020$170.9MM$169.5MM
DepositsQ2 2021vs Q2 2020$265.6MM$219.7MM
Equity CapitalQ2 2021vs Q2 2020$19.6MM$18.2MM
Loan Loss AllowanceQ2 2021vs Q2 2020$1.5MM$1.3MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$1.1MM$1.3MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not PeoplesChoice Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

PeoplesChoice Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$25-Club Accounts
0.05%$25-IRA Share
0.05%$25-Health Saving Account
0.05%--Escrow Accounts
0.05%$25-Share (Savings)

PeoplesChoice Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$250k*-Money Market
OTHER TIERS: 0.10% Up to $2k | 0.15% $2k - $10k | 0.20% $10k - $50k | 0.25% $50k - $250k
0.15%*$25k*-Money Market Checking
OTHER TIERS: 0.05% $5k - $25k

PeoplesChoice Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$500-84 Month CD Special
0.90%*$75k*-60 Month CD
OTHER TIERS: 0.75% $500 - $10k | 0.80% $10k - $75k
0.80%*$75k*-48 Month CD
OTHER TIERS: 0.65% $500 - $10k | 0.70% $10k - $75k
0.75%*$75k*-36 Month CD
OTHER TIERS: 0.60% $500 - $10k | 0.65% $10k - $75k
0.70%*$75k*-24 Month CD
OTHER TIERS: 0.50% $500 - $10k | 0.55% $10k - $75k
0.60%*$75k*-18 Month CD
OTHER TIERS: 0.40% $500 - $10k | 0.50% $10k - $75k
0.55%*$75k*-12 Month CD
OTHER TIERS: 0.40% $500 - $10k | 0.45% $10k - $75k
0.45%*$75k*-6 Month CD
OTHER TIERS: 0.35% $500 - $10k | 0.40% $10k - $75k
0.40%*$75k*-3 Month CD
OTHER TIERS: 0.30% $500 - $10k | 0.35% $10k - $75k

PeoplesChoice Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$500-84 Month IRA Special
0.90%*$75k*-60 Month IRA
OTHER TIERS: 0.75% $500 - $10k | 0.80% $10k - $75k
0.80%*$75k*-48 Month IRA
OTHER TIERS: 0.65% $500 - $10k | 0.70% $10k - $75k
0.75%*$75k*-36 Month IRA
OTHER TIERS: 0.60% $500 - $10k | 0.65% $10k - $75k
0.70%*$75k*-24 Month IRA
OTHER TIERS: 0.50% $500 - $10k | 0.55% $10k - $75k
0.60%*$75k*-18 Month IRA
OTHER TIERS: 0.40% $500 - $10k | 0.50% $10k - $75k
0.55%*$75k*-12 Month IRA
OTHER TIERS: 0.40% $500 - $10k | 0.45% $10k - $75k
0.45%*$75k*-6 Month IRA
OTHER TIERS: 0.35% $500 - $10k | 0.40% $10k - $75k
0.40%*$75k*-3 Month IRA
OTHER TIERS: 0.30% $500 - $10k | 0.35% $10k - $75k
Locations


PeoplesChoice Credit Union Locations
Branch Office39 Country Club RdSanford, ME 04073-5201
Branch Office23 Industrial Park RdSaco, ME 04072-1804
Branch Office774 Post Rd Route 1Wells, ME 04090-4104
Branch Office369 Elm StBiddeford, ME 04005-3023

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