PeoplesSouth Bank

PeoplesSouth Bank

Overview / Commentary
203 W Crawford Street
Colquitt, GA 39837

PeoplesSouth Bank is headquartered in COLQUITT and is the 16th largest bank in the state of Georgia. It is also the 923rd largest bank in the nation. It was established in 1973 and as of September of 2023, it had grown to 202 employees at 32 locations. PeoplesSouth Bank has a C health rating.


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Health Grade Components

FDIC Certificate #21292
Year Established1973
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.36%
Return on Equity - YTD37.93%
Annual Interest Income$39.4MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$1.09B$1.08B
LoansQ3 2023vs Q3 2022$722.4MM$665.7MM
DepositsQ3 2023vs Q3 2022$1.05B$1.04B
Equity CapitalQ3 2023vs Q3 2022$31.6MM$36.2MM
Loan Loss AllowanceQ3 2023vs Q3 2022$11.5MM$11.5MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$4.1MM$1.8MM
Real Estate OwnedQ3 2023vs Q3 2022$2.5MM$25K

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