Overview / Commentary
701 9th St NW Ste 6230
Washington, DC 20001-4572

Pepco Federal Credit Union is headquartered in Washington and is the 21st largest credit union in the District of Columbia. It is also the 2,736th largest credit union in the nation. It was established in 1935 and as of September of 2018, it had grown to 6 employees and 2,250 members at 2 locations. Pepco Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of the Potomac Electric Power Company and its affiliates, who work in Washington DC, Maryland or Virginia.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Pepco Federal Credit Union has a low asset base.

Health Grade Components

NCUA #367
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD5.43%
Annual Interest Income$875.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$34.1MM$32.9MM
LoansQ3 2018vs Q3 2017$7.9MM$8.5MM
DepositsQ3 2018vs Q3 2017$30.6MM$29.6MM
Equity CapitalQ3 2018vs Q3 2017$3.2MM$3.2MM
Loan Loss AllowanceQ3 2018vs Q3 2017$189.00K$168.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$177.00K$226.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0

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Pepco Federal Credit Union Locations
Branch Office701 9th St NW Ste 6230Washington, DC 20001-4572
Branch Office3400 Benning Rd NEWashington, DC 20019-1503

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