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Overview / Commentary
701 9th St NW Ste 6230
Washington, DC 20001-4572

Pepco Federal Credit Union is headquartered in Washington and is the 23rd largest credit union in the District of Columbia. It is also the 2,851st largest credit union in the nation. It was established in 1935 and as of December of 2017, it had grown to 6 employees and 2,328 members at 2 locations. Pepco Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of the Potomac Electric Power Company and its affiliates, who work in Washington DC, Maryland or Virginia.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Pepco Federal Credit Union has a low asset base.

Health Grade Components

NCUA #367
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD-0.21%
Return on Equity - YTD-2.19%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$31.1MM$32.5MM
LoansQ4 2017vs Q4 2016$8.2MM$8.9MM
DepositsQ4 2017vs Q4 2016$27.9MM$29.1MM
Equity CapitalQ4 2017vs Q4 2016$3.1MM$3.2MM
Loan Loss AllowanceQ4 2017vs Q4 2016$169.00K$110.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$173.00K$138.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0

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Pepco Federal Credit Union Locations
Branch Office701 9th St NW Ste 6230Washington, DC 20001-4572
Branch Office3400 Benning Rd NEWashington, DC 20019-1503