Perennial Bank
LOCATIONS
4
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HEALTH RATING
A
View health report
CURRENT TOP RATE
1.00% APY
48 Month CD
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.30% | 1-year CD | 12 Month CD 1.50% - Ally Bank No Penalty 11-Month CD |
| 0.20% | Savings | Passbook Savings Account 1.15% - CIT Bank Spring Savings |
| 1.00% | 4-year CD | 48 Month CD |
Overview / Commentary
Perennial Bank is headquartered in Darwin and is the 166th largest bank in the state of Minnesota. It is also the 4,350th largest bank in the nation. It was established in 1914 and as of March of 2017, it had grown to 24 employees at 4 locations. Perennial Bank has an A health rating.
Health
A
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 1413 |
| Year Established | 1914 |
| Employees | 24 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.84% |
| Return on Equity - YTD | 10.13% |
| Annual Interest Income | $711.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $100.2MM$95.3MM |
| Loans | Q1 2017vs Q1 2016 | $26.1MM$25.2MM |
| Deposits | Q1 2017vs Q1 2016 | $91.4MM$85.3MM |
| Equity Capital | Q1 2017vs Q1 2016 | $8.3MM$9.6MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $561.00K$535.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $52.00K$253.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Perennial Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | - | - | Variable Rate IRA Account | |
| 0.20% | - | - | Passbook Savings Account |
Perennial Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.25% → $2,500 - $25k | 0.30% → $25k - $50k | |||||
Perennial Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Super Now Checking Account |
Perennial Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $1k | - | 48 Month CD | |
| 0.60% | $1k | - | 30 Month CD | |
| 0.30% | $1k | - | 12 Month CD | |
| 0.25% | $1k | - | 6 Month CD | |
| 0.20% | $1k | - | 91 Day CD |
Perennial Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | - | 48 Month IRA | |
| 0.60% | - | - | 30 Month IRA | |
| 0.30% | - | - | 12 Month IRA | |
| 0.25% | - | - | 6 Month IRA | |
| 0.20% | - | - | 91 Day IRA |
Locations
| Perennial Bank Locations | ||
|---|---|---|
| Farmers State Bank Of Darwin | 318 N 1st Street | Darwin, MN 55324 |
| Dassel Branch | 780 W. Parker Ave | Dassel, MN 55325 |
| Winthrop Br | 102 E. 2nd St. | Winthrop, MN 55396 |
| Paynesville Br | 125 East James Street | Paynesville, MN 56362 |