Perennial Bank

Overview / Commentary
318 N 1st Street
Darwin, MN 55324

Perennial Bank is headquartered in Darwin and is the 155th largest bank in the state of Minnesota. It is also the 3,807th largest bank in the nation. It was established in 1914 and as of June of 2020, it had grown to 24 employees at 4 locations. Perennial Bank has an A health rating.


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Health Grade Components

FDIC Certificate #1413
Year Established1914
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.27%
Return on Equity - YTD12.97%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$120.3MM$106.1MM
LoansQ2 2020vs Q2 2019$36.5MM$33.5MM
DepositsQ2 2020vs Q2 2019$108.0MM$95.4MM
Equity CapitalQ2 2020vs Q2 2019$11.6MM$10.1MM
Loan Loss AllowanceQ2 2020vs Q2 2019$549.00K$572.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$266.00K$261.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Perennial Bank Savings Account Rates

0.75%--Variable Rate IRA Account
0.20%--Passbook Savings Account

Perennial Bank Money Market Rates

0.40%*$50k*-Money Market Account
OTHER TIERS: 0.25% $2.5k - $25k | 0.30% $25k - $50k

Perennial Bank Checking Account Rates

0.10%$800-Super Now Checking Account

Perennial Bank CD Rates

0.55%$1k-48 Month CD
0.50%$1k-30 Month CD
0.45%$1k-12 Month CD
0.40%$1k-6 Month CD
0.30%$1k-91 Day CD

Perennial Bank Locations
Farmers State Bank Of Darwin318 N 1st StreetDarwin, MN 55324
Dassel Branch780 W. Parker AveDassel, MN 55325
Winthrop Br102 E. 2nd St.Winthrop, MN 55396
Paynesville Br125 East James StreetPaynesville, MN 56362

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