2. Perfect Circle Credit Union

Perfect Circle Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
3.04%Reward Checking
2.15% - National Average
1.76%5-year CD
3.10% - Barclays 60 Month Online CDAdvertisement
0.60%1-year CD
2.75% - Barclays 12 Month Online CDAdvertisement
View all Perfect Circle Credit Union rates »

Overview / Commentary
www.pccu.com
765-489-4571
631 E Main St
Hagerstown, IN 47346

Perfect Circle Credit Union is headquartered in Hagerstown and is the 59th largest credit union in the state of Indiana. It is also the 2,248th largest credit union in the nation. It was established in 1932 and as of December of 2018, it had grown to 27 employees and 6,441 members at 3 locations. Perfect Circle Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Henry and Wayne Counties in Indiana.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B

Data as of Q4 2018

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Perfect Circle Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #82792
Year Chartered1932
Employees27
Primary Regulator
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD2.86%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$53.7MM$53.8MM
LoansQ4 2018vs Q4 2017$30.7MM$30.9MM
DepositsQ4 2018vs Q4 2017$47.9MM$48.1MM
Equity CapitalQ4 2018vs Q4 2017$5.6MM$5.6MM
Loan Loss AllowanceQ4 2018vs Q4 2017$124.00K$93.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$453.00K$383.00K
Real Estate OwnedQ4 2018vs Q4 2017$31.00K$39.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Perfect Circle Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Perfect Circle Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$7.5k-Diamond Savings
0.50%--IRA Accounts
0.50%--HSA Account
0.25%*$1k*-Regular Shares
OTHER TIERS: 0.05% → $100 - $500 | 0.10% → $500 - $1k
0.10%--Youth Club
0.05%--Club For (Misc. Future Expenses) Accounts
0.05%--Vacation Club
0.05%--Christmas Club Accounts
0.05%--Payroll Savings Club

Perfect Circle Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$25k*-Diamond Money Market
OTHER TIERS: 0.20% → $2.5k - $10k | 0.25% → $10k - $25k

Perfect Circle Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*-$10kUltimate Checking
OTHER TIERS: 1.00% → $10k+

Perfect Circle Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$50k-15 Month Jumbo CD
2.00%$500-15 Month CD
1.87%$50k-5 Year Jumbo CD
1.76%$500-5 Year CD
1.46%$50k-4 Year Jumbo CD
1.36%$500-4 Year CD
1.36%$50k-3 Year Jumbo CD
1.26%$500-3 Year CD
1.00%$50k-2 Year Jumbo CD
0.90%$500-2 Year CD
0.85%$50k-18 Month Jumbo CD
0.75%$500-18 Month CD
0.70%$50k-1 Year Jumbo CD
0.70%$500-Youth CD
0.60%$500-1 Year CD
0.60%$25-Save to Win 1 Year CD
0.40%$50k-9 Month Jumbo CD
0.30%$1k-9 Month CD
0.25%$1k-6 Month CD
0.10%$1k-3 Month CD

Perfect Circle Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$500-15 Month IRA
1.76%$500-5 Year IRA
1.36%$500-4 Year IRA
1.26%$500-3 Year IRA
0.90%$500-2 Year IRA
0.75%$500-18 Month IRA
0.60%$500-1 Year IRA
0.30%$1k-9 Month IRA
0.25%$1k-6 Month IRA
0.10%$1k-3 Month IRA
Locations


Perfect Circle Credit Union Locations
Branch Office2306 S Memorial DrNew Castle, IN 47362
Branch Office631 E Main StHagerstown, IN 47346
Branch Office77 S 37th StRichmond, IN 47374

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.