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  2. Perfect Circle Credit Union

Perfect Circle Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
3.04%Reward CheckingUltimate Checking
1.82% - National Average
1.76%5-year CD5 Year CD
2.35% - Synchrony Bank 60 Month CDAdvertisement
0.25%1-year CD1 Year CD
1.50% - Ally Bank No Penalty 11-Month CDAdvertisement
View all Perfect Circle Credit Union rates »

Overview / Commentary
www.pccu.com
765-489-4571
631 E Main St
Hagerstown, IN 47346

Perfect Circle Credit Union is headquartered in Hagerstown and is the 58th largest credit union in the state of Indiana. It is also the 2,234th largest credit union in the nation. It was established in 1932 and as of March of 2017, it had grown to 26 employees and 6,817 members at 3 locations. Perfect Circle Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Henry and Wayne Counties in Indiana.
See current membership details

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Health
B+

Data as of Q1 2017

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Perfect Circle Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #82792
Year Chartered1932
Employees26
Primary Regulator
Profit Margin
Return on Assets - YTD-0.05%
Return on Equity - YTD-0.51%
Annual Interest Income$494.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$55.4MM$53.4MM
LoansQ1 2017vs Q1 2016$30.6MM$30.5MM
DepositsQ1 2017vs Q1 2016$49.8MM$47.7MM
Equity CapitalQ1 2017vs Q1 2016$5.5MM$5.6MM
Loan Loss AllowanceQ1 2017vs Q1 2016$90.00K$134.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$326.00K$400.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Perfect Circle Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$7,500-Diamond Savings
0.50%--IRA Accounts
0.50%--Roth IRA Accounts
0.50%--HSA Account
0.25%*$1k*-Regular Shares
OTHER TIERS: 0.05% → $100 - $500 | 0.10% → $500 - $1k
0.10%--Youth Club
0.05%--Club For (Misc. Future Expenses) Accounts
0.05%--Vacation Club
0.05%--Christmas Club Accounts

Perfect Circle Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$25k*-Diamond Money Market
OTHER TIERS: 0.20% → $2,500 - $10k | 0.25% → $10k - $25k

Perfect Circle Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*-$10kUltimate Checking
OTHER TIERS: 1.00% → $10k+

Perfect Circle Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.87%$50k-5 Year Jumbo CD
1.76%$500-5 Year CD
1.36%$50k-2 Year Jumbo CD
1.31%$50k-4 Year Jumbo CD
1.26%$500-2 Year CD
1.21%$500-4 Year CD
0.80%$50k-3 Year Jumbo CD
0.70%$500-3 Year CD
0.50%$50k-18 Month Jumbo CD
0.45%$50k-15 Month Jumbo CD
0.40%$500-18 Month CD
0.35%$500-SuperSaver CD
0.35%$500-15 Month CD
0.35%$50k-1 Year Jumbo CD
0.30%$50k-9 Month Jumbo CD
0.25%$500-1 Year CD
0.20%$1k-9 Month CD
0.15%$1k-6 Month CD
0.10%$1k-3 Month CD

Perfect Circle Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%$500-5 Year IRA
1.26%$500-2 Year IRA
1.21%$500-4 Year IRA
0.70%$500-3 Year IRA
0.40%$500-18 Month IRA
0.35%$500-15 Month IRA
0.25%$500-1 Year IRA
0.20%$1k-9 Month IRA
0.15%$1k-6 Month IRA
0.10%$1k-3 Month IRA
Locations


Perfect Circle Credit Union Locations
Branch Office2306 S Memorial DrNew Castle, IN 47362
Branch Office631 E Main StHagerstown, IN 47346
Branch Office77 S 37th StRichmond, IN 47374