Perpetual Federal Savings Bank

Overview / Commentary
120 North Main Street
Urbana, OH 43078

Perpetual Federal Savings Bank is headquartered in Urbana and is the 53rd largest bank in the state of Ohio. It is also the 1,800th largest bank in the nation. It was established in 1878 and as of June of 2019, it had grown to 21 employees at 1 location. Perpetual Federal Savings Bank's CD rates are 68% higher than the national average, and it has an A health rating.

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Health Grade Components

FDIC Certificate #28934
Year Established1878
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.6%
Return on Equity - YTD8.41%
Annual Interest Income$8.8MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$391.3MM$400.9MM
LoansQ2 2019vs Q2 2018$349.7MM$343.9MM
DepositsQ2 2019vs Q2 2018$305.4MM$315.9MM
Equity CapitalQ2 2019vs Q2 2018$74.9MM$71.5MM
Loan Loss AllowanceQ2 2019vs Q2 2018$5.1MM$5.1MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$1.0MM$959.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$20.00K
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Always verify rates and promotions with the bank or credit union. We are not Perpetual Federal Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Perpetual Federal Savings Bank Savings Account Rates

0.15%$10-Passbook Savings Account

Perpetual Federal Savings Bank Money Market Rates

0.25%*$2.5k*-Money Fund Savings
OTHER TIERS: 0.15% $10 - $2.5k

Perpetual Federal Savings Bank Checking Account Rates

0.25%*$2.5k*-Super NOW Checking
OTHER TIERS: 0.15% $100 - $2.5k
0.15%$100-NOW Checking Account

Perpetual Federal Savings Bank CD Rates

2.65%$1k-60 Month CD
2.45%$1k-48 Month CD
2.35%$1k-36 Month CD
2.25%$1k-30 Month CD
2.15%$1k-24 Month CD
2.00%$1k-18 Month CD
1.51%$1k-12 Month CD
0.75%$1k-6 Month CD

Perpetual Federal Savings Bank Locations
Perpetual Federal Savings Bank120 North Main StreetUrbana, OH 43078

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