Perpetual Federal Savings Bank

Overview / Commentary
120 North Main Street
Urbana, OH 43078

Perpetual Federal Savings Bank is headquartered in Urbana and is the 54th largest bank in the state of Ohio. It is also the 1,773rd largest bank in the nation. It was established in 1878 and as of December of 2019, it had grown to 21 employees at 1 location. Perpetual Federal Savings Bank has an A health rating.

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Health Grade Components

FDIC Certificate #28934
Year Established1878
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.54%
Return on Equity - YTD8.05%
Annual Interest Income$17.6MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$395.2MM$390.2MM
LoansQ4 2019vs Q4 2018$330.0MM$345.1MM
DepositsQ4 2019vs Q4 2018$308.0MM$302.8MM
Equity CapitalQ4 2019vs Q4 2018$76.6MM$73.6MM
Loan Loss AllowanceQ4 2019vs Q4 2018$5.1MM$5.1MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.9MM$1.1MM
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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Always verify rates and promotions with the bank or credit union. We are not Perpetual Federal Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Perpetual Federal Savings Bank Savings Account Rates

0.05%$10-Passbook Savings Account

Perpetual Federal Savings Bank Money Market Rates

0.15%*$2.5k*-Money Fund Savings
OTHER TIERS: 0.05% $10 - $2.5k

Perpetual Federal Savings Bank Checking Account Rates

0.15%*$2.5k*-Super NOW Checking
OTHER TIERS: 0.05% $100 - $2.5k
0.05%$100-NOW Checking Account

Perpetual Federal Savings Bank CD Rates

1.16%$1k-60 Month CD
1.11%$1k-48 Month CD
1.06%$1k-30 Month CD
1.06%$1k-36 Month CD
1.01%$1k-24 Month CD
0.75%$1k-18 Month CD
0.50%$1k-12 Month CD
0.30%$1k-6 Month CD

Perpetual Federal Savings Bank Locations
Perpetual Federal Savings Bank120 North Main StreetUrbana, OH 43078

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