Persons Banking Company

Overview / Commentary
88 North Lee St
Forsyth, GA 31029

Persons Banking Company is headquartered in Forsyth and is the 42nd largest bank in the state of Georgia. It is also the 1,954th largest bank in the nation. It was established in 1910 and as of December of 2021, it had grown to 73 employees at 5 locations. Persons Banking Company has a B+ health rating.


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Health Grade Components

FDIC Certificate #17089
Year Established1910
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD7.82%
Annual Interest Income$11.7MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$429.5MM$386.4MM
LoansQ4 2021vs Q4 2020$179.7MM$207.8MM
DepositsQ4 2021vs Q4 2020$406.3MM$360.9MM
Equity CapitalQ4 2021vs Q4 2020$22.6MM$24.9MM
Loan Loss AllowanceQ4 2021vs Q4 2020$2.4MM$2.3MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$95.00K$286.00K
Real Estate OwnedQ4 2021vs Q4 2020$1.4MM$1.5MM

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Persons Banking Company Locations
Spivey State Bank Branch211 North Main StreetSwainsboro, GA 30401
Lake Joy Branch1110 Highway 96Kathleen, GA 31047
The Bank Of Perry Branch1006 Main StreetPerry, GA 31069
Conyers Branch1793 Highway 138 SouthConyers, GA 30013
Persons Banking Company88 North Lee StreetForsyth, GA 31029

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