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Persons Banking Company


Overview / Commentary
www.personsbankingcompany.com
478-994-5146
88 North Lee St
Forsyth, GA 31029

Persons Banking Company is headquartered in Forsyth and is the 46th largest bank in the state of Georgia. It is also the 2,001st largest bank in the nation. It was established in 1910 and as of December of 2020, it had grown to 78 employees at 5 locations. Persons Banking Company has a B+ health rating.

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Health
B+

Data as of Q4 2020

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Health Grade Components

Overall
FDIC Certificate #17089
Year Established1910
Employees78
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD6.98%
Annual Interest Income$13.3MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$386.4MM$316.6MM
LoansQ4 2020vs Q4 2019$207.8MM$201.7MM
DepositsQ4 2020vs Q4 2019$360.9MM$293.9MM
Equity CapitalQ4 2020vs Q4 2019$24.9MM$22.3MM
Loan Loss AllowanceQ4 2020vs Q4 2019$2.3MM$1.3MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$286.00K$506.00K
Real Estate OwnedQ4 2020vs Q4 2019$1.5MM$2.4MM
Rates

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Locations


Persons Banking Company Locations
Spivey State Bank Branch211 North Main StreetSwainsboro, GA 30401
Lake Joy Branch1110 Highway 96Kathleen, GA 31047
The Bank Of Perry Branch1006 Main StreetPerry, GA 31069
Conyers Branch1793 Highway 138 SouthConyers, GA 30013
Persons Banking Company88 North Lee StreetForsyth, GA 31029

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