Persons Banking Company
Overview / Commentary
Persons Banking Company is headquartered in Forsyth and is the 40th largest bank in the state of Georgia. It is also the 2,051st largest bank in the nation. It was established in 1910 and as of March of 2017, it had grown to 104 employees at 6 locations. Persons Banking Company has a C health rating.
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Health
C
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 17089 |
| Year Established | 1910 |
| Employees | 104 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.3% |
| Return on Equity - YTD | 5.36% |
| Annual Interest Income | $3.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $328.8MM$327.0MM |
| Loans | Q1 2017vs Q1 2016 | $204.3MM$214.6MM |
| Deposits | Q1 2017vs Q1 2016 | $305.5MM$301.6MM |
| Equity Capital | Q1 2017vs Q1 2016 | $18.8MM$20.5MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $2.9MM$2.7MM |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $12.9MM$12.7MM |
| Real Estate Owned | Q1 2017vs Q1 2016 | $7.1MM$9.4MM |
Rates
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Locations
| Persons Banking Company Locations | ||
|---|---|---|
| Spivey State Bank Branch | 211 North Main Street | Swainsboro, GA 30401 |
| South Main Street Drive-In Branch | 571 South Main Street | Swainsboro, GA 30401 |
| Lake Joy Branch | 1110 Highway 96 | Kathleen, GA 31047 |
| The Bank Of Perry Branch | 1006 Main Street | Perry, GA 31069 |
| Conyers Branch | 1793 Highway 138 South | Conyers, GA 30013 |
| Persons Banking Company | 88 North Lee Street | Forsyth, GA 31029 |