Overview / Commentary
478-994-5146
88 North Lee St
Forsyth, GA 31029

Persons Banking Company is headquartered in Forsyth and is the 42nd largest bank in the state of Georgia. It is also the 2,097th largest bank in the nation. It was established in 1910 and as of September of 2018, it had grown to 95 employees at 6 locations. Persons Banking Company has a C+ health rating.

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Health
C+

Health Grade Components

Overall
FDIC Certificate #17089
Year Established1910
Employees95
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.27%
Return on Equity - YTD4.7%
Annual Interest Income$9.7MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$312.1MM$320.9MM
LoansQ3 2018vs Q3 2017$194.1MM$207.7MM
DepositsQ3 2018vs Q3 2017$293.6MM$297.3MM
Equity CapitalQ3 2018vs Q3 2017$18.0MM$18.9MM
Loan Loss AllowanceQ3 2018vs Q3 2017$2.1MM$2.3MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.8MM$12.9MM
Real Estate OwnedQ3 2018vs Q3 2017$6.3MM$6.2MM
Rates

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Locations


Persons Banking Company Locations
Spivey State Bank Branch211 North Main StreetSwainsboro, GA 30401
South Main Street Drive-In Branch571 South Main StreetSwainsboro, GA 30401
Lake Joy Branch1110 Highway 96Kathleen, GA 31047
The Bank Of Perry Branch1006 Main StreetPerry, GA 31069
Conyers Branch1793 Highway 138 SouthConyers, GA 30013
Persons Banking Company88 North Lee StreetForsyth, GA 31029

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