Overview / Commentary
478-994-5146
88 North Lee St
Forsyth, GA 31029

Persons Banking Company is headquartered in Forsyth and is the 45th largest bank in the state of Georgia. It is also the 2,083rd largest bank in the nation. It was established in 1910 and as of June of 2018, it had grown to 95 employees at 6 locations. Persons Banking Company has a C+ health rating.

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Health
C+

Health Grade Components

Overall
FDIC Certificate #17089
Year Established1910
Employees95
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD4.04%
Annual Interest Income$6.4MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$317.3MM$323.2MM
LoansQ2 2018vs Q2 2017$191.9MM$211.9MM
DepositsQ2 2018vs Q2 2017$298.6MM$300.0MM
Equity CapitalQ2 2018vs Q2 2017$18.1MM$18.5MM
Loan Loss AllowanceQ2 2018vs Q2 2017$2.2MM$2.9MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$2.3MM$14.7MM
Real Estate OwnedQ2 2018vs Q2 2017$5.8MM$6.5MM
Rates

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Locations


Persons Banking Company Locations
Spivey State Bank Branch211 North Main StreetSwainsboro, GA 30401
South Main Street Drive-In Branch571 South Main StreetSwainsboro, GA 30401
Lake Joy Branch1110 Highway 96Kathleen, GA 31047
The Bank Of Perry Branch1006 Main StreetPerry, GA 31069
Conyers Branch1793 Highway 138 SouthConyers, GA 30013
Persons Banking Company88 North Lee StreetForsyth, GA 31029

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