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Persons Banking Company


Overview / Commentary
www.personsbankingcompany.com
478-994-5146
88 North Lee St
Forsyth, GA 31029

Persons Banking Company is headquartered in Forsyth and is the 44th largest bank in the state of Georgia. It is also the 2,007th largest bank in the nation. It was established in 1910 and as of September of 2020, it had grown to 80 employees at 5 locations. Persons Banking Company has a B+ health rating.

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Health
B+

Data as of Q3 2020

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Health Grade Components

Overall
FDIC Certificate #17089
Year Established1910
Employees80
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD7.43%
Annual Interest Income$10.1MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$378.3MM$316.7MM
LoansQ3 2020vs Q3 2019$227.0MM$203.2MM
DepositsQ3 2020vs Q3 2019$353.0MM$293.5MM
Equity CapitalQ3 2020vs Q3 2019$24.8MM$22.8MM
Loan Loss AllowanceQ3 2020vs Q3 2019$2.1MM$1.3MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$264.00K$648.00K
Real Estate OwnedQ3 2020vs Q3 2019$1.5MM$4.6MM
Rates

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Locations


Persons Banking Company Locations
Spivey State Bank Branch211 North Main StreetSwainsboro, GA 30401
Lake Joy Branch1110 Highway 96Kathleen, GA 31047
The Bank Of Perry Branch1006 Main StreetPerry, GA 31069
Conyers Branch1793 Highway 138 SouthConyers, GA 30013
Persons Banking Company88 North Lee StreetForsyth, GA 31029

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