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Overview / Commentary
478-994-5146
88 North Lee St
Forsyth, GA 31029

Persons Banking Company is headquartered in Forsyth and is the 40th largest bank in the state of Georgia. It is also the 2,051st largest bank in the nation. It was established in 1910 and as of March of 2017, it had grown to 104 employees at 6 locations. Persons Banking Company has a C health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #17089
Year Established1910
Employees104
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD5.36%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$328.8MM$327.0MM
LoansQ1 2017vs Q1 2016$204.3MM$214.6MM
DepositsQ1 2017vs Q1 2016$305.5MM$301.6MM
Equity CapitalQ1 2017vs Q1 2016$18.8MM$20.5MM
Loan Loss AllowanceQ1 2017vs Q1 2016$2.9MM$2.7MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$12.9MM$12.7MM
Real Estate OwnedQ1 2017vs Q1 2016$7.1MM$9.4MM
Rates

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Locations


Persons Banking Company Locations
Spivey State Bank Branch211 North Main StreetSwainsboro, GA 30401
South Main Street Drive-In Branch571 South Main StreetSwainsboro, GA 30401
Lake Joy Branch1110 Highway 96Kathleen, GA 31047
The Bank Of Perry Branch1006 Main StreetPerry, GA 31069
Conyers Branch1793 Highway 138 SouthConyers, GA 30013
Persons Banking Company88 North Lee StreetForsyth, GA 31029