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Overview / Commentary
478-994-5146
88 North Lee St
Forsyth, GA 31029

Persons Banking Company is headquartered in Forsyth and is the 42nd largest bank in the state of Georgia. It is also the 2,064th largest bank in the nation. It was established in 1910 and as of December of 2016, it had grown to 105 employees at 6 locations. Persons Banking Company has a C- health rating.

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Health
C-

Health Grade Components

Overall
FDIC Certificate #17089
Year Established1910
Employees105
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.07%
Return on Equity - YTD-1.13%
Annual Interest Income$13.0MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$325.3MM$322.8MM
LoansQ4 2016vs Q4 2015$203.0MM$221.8MM
DepositsQ4 2016vs Q4 2015$302.3MM$298.6MM
Equity CapitalQ4 2016vs Q4 2015$18.4MM$19.0MM
Loan Loss AllowanceQ4 2016vs Q4 2015$2.9MM$2.7MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$12.9MM$12.5MM
Real Estate OwnedQ4 2016vs Q4 2015$7.8MM$9.5MM
Rates

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Locations


Persons Banking Company Locations
The Farmers Bank88 North Lee StreetForsyth, GA 31029
Spivey State Bank Branch211 North Main StreetSwainsboro, GA 30401
Lake Joy Branch1110 Highway 96Kathleen, GA 31047
The Bank Of Perry Branch1006 Main StreetPerry, GA 31069
The Peoples Bank Branch6124 Highway 278 NeCovington, GA 30014
Conyers Branch1793 Highway 138 SouthConyers, GA 30013
South Main Street Drive-In Branch571 South Main StreetSwainsboro, GA 30401