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Overview / Commentary
88 North Lee St
Forsyth, GA 31029

Persons Banking Company is headquartered in Forsyth and is the 46th largest bank in the state of Georgia. It is also the 2,126th largest bank in the nation. It was established in 1910 and as of December of 2017, it had grown to 96 employees at 6 locations. Persons Banking Company has a C- health rating.

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Health Grade Components

FDIC Certificate #17089
Year Established1910
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.11%
Return on Equity - YTD1.85%
Annual Interest Income$12.7MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$315.1MM$325.3MM
LoansQ4 2017vs Q4 2016$205.9MM$203.0MM
DepositsQ4 2017vs Q4 2016$291.7MM$302.3MM
Equity CapitalQ4 2017vs Q4 2016$18.8MM$18.4MM
Loan Loss AllowanceQ4 2017vs Q4 2016$2.1MM$2.9MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$12.3MM$12.9MM
Real Estate OwnedQ4 2017vs Q4 2016$6.1MM$7.8MM

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Persons Banking Company Locations
Spivey State Bank Branch211 North Main StreetSwainsboro, GA 30401
South Main Street Drive-In Branch571 South Main StreetSwainsboro, GA 30401
Lake Joy Branch1110 Highway 96Kathleen, GA 31047
The Bank Of Perry Branch1006 Main StreetPerry, GA 31069
Conyers Branch1793 Highway 138 SouthConyers, GA 30013
Persons Banking Company88 North Lee StreetForsyth, GA 31029