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Persons Banking Company


Overview / Commentary
www.personsbankingcompany.com
478-994-5146
88 North Lee St
Forsyth, GA 31029

Persons Banking Company is headquartered in Forsyth and is the 46th largest bank in the state of Georgia. It is also the 2,065th largest bank in the nation. It was established in 1910 and as of March of 2018, it had grown to 96 employees at 6 locations. Persons Banking Company has a C- health rating.

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Health
C-

Data as of Q1 2018

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Health Grade Components

Overall
FDIC Certificate #17089
Year Established1910
Employees96
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.2%
Return on Equity - YTD3.38%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$321.0MM$328.8MM
LoansQ1 2018vs Q1 2017$205.8MM$204.3MM
DepositsQ1 2018vs Q1 2017$298.3MM$305.5MM
Equity CapitalQ1 2018vs Q1 2017$18.2MM$18.8MM
Loan Loss AllowanceQ1 2018vs Q1 2017$2.0MM$2.9MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$13.0MM$12.9MM
Real Estate OwnedQ1 2018vs Q1 2017$6.0MM$7.1MM
Rates

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Locations


Persons Banking Company Locations
Spivey State Bank Branch211 North Main StreetSwainsboro, GA 30401
South Main Street Drive-In Branch571 South Main StreetSwainsboro, GA 30401
Lake Joy Branch1110 Highway 96Kathleen, GA 31047
The Bank Of Perry Branch1006 Main StreetPerry, GA 31069
Conyers Branch1793 Highway 138 SouthConyers, GA 30013
Persons Banking Company88 North Lee StreetForsyth, GA 31029

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