Persons Banking Company
Overview / Commentary
Persons Banking Company is headquartered in Forsyth and is the 45th largest bank in the state of Georgia. It is also the 2,083rd largest bank in the nation. It was established in 1910 and as of June of 2018, it had grown to 95 employees at 6 locations. Persons Banking Company has a C+ health rating.
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Health
C+
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 17089 |
| Year Established | 1910 |
| Employees | 95 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.23% |
| Return on Equity - YTD | 4.04% |
| Annual Interest Income | $6.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $317.3MM$323.2MM |
| Loans | Q2 2018vs Q2 2017 | $191.9MM$211.9MM |
| Deposits | Q2 2018vs Q2 2017 | $298.6MM$300.0MM |
| Equity Capital | Q2 2018vs Q2 2017 | $18.1MM$18.5MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $2.2MM$2.9MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $2.3MM$14.7MM |
| Real Estate Owned | Q2 2018vs Q2 2017 | $5.8MM$6.5MM |
Rates
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Locations
| Persons Banking Company Locations | ||
|---|---|---|
| Spivey State Bank Branch | 211 North Main Street | Swainsboro, GA 30401 |
| South Main Street Drive-In Branch | 571 South Main Street | Swainsboro, GA 30401 |
| Lake Joy Branch | 1110 Highway 96 | Kathleen, GA 31047 |
| The Bank Of Perry Branch | 1006 Main Street | Perry, GA 31069 |
| Conyers Branch | 1793 Highway 138 South | Conyers, GA 30013 |
| Persons Banking Company | 88 North Lee Street | Forsyth, GA 31029 |