Robins Financial Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.20%	5-year CD	5 Year Share Certificate 2.35% - Synchrony Bank 60 Month CD
0.65%	1-year CD	12 Month Easy Save Share Certificate 1.45% - CIT Bank 11-Month No-Penalty CD
0.50%	Savings	Savings Account 1.20% - Synchrony Bank High Yield Savings

View all Robins Financial Credit Union rates »

Overview / Commentary

www.robinsfcu.org

478-923-3773

803 Watson Blvd
Warner Robins, GA 31093

Robins Financial Credit Union is headquartered in Warner Robins and is the 2^nd largest credit union in the state of Georgia. It is also the 97^th largest credit union in the nation. It was established in 1954 and as of June of 2017, it had grown to 392 employees and 182,610 members at 19 locations. Robins Financial Credit Union's money market rates are 48% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Robins Financial Credit Union is open to those who live in Baldwin, Bibb, Bleckley, Clarke, Crawford, Dodge, Emanuel, Houston, Jeff Davis, Jones, Laurens, Macon, Monroe, Oconee, Peach, Pulaski, Putnam, Taylor, Telfair, Twiggs, or Wilkinson Counties in Georgia.
See current membership details

Robins FCU Checking and Savings Review

Posted by: Hostetler | Sep 28, 2016

I've been banking with Robins Federal Credit Union for over 8 years now and have yet to have a single issue in regards my checking and savings accounts deposits and transfers. I receive funding from six different sources throughout every year and have never had an issue with any of my deposits. As far as fees are concerned, I haven't been charged with a single fee for having a checking or savings account, so I'm unsure if fees even exist for having these accounts with Robins Federal. Any time you have a question or concern regarding either of your accounts, Robins is available M-F in person, online or via phone. Their customer service phone department can have long waits during lunch hours, otherwise I typically get through between 2-5 minutes.

Comment

1

Robins FCU Is Great!

Posted by: orion365 | Mar 5, 2011

My family and I have banked with Robins Federal Credit Union for many many years. They have always treated us well and addressed any questions / problems we may had. The service is usually swift, whether you are using the drive through or the walk up teller. The loan department is amazing, and we've gotten quick approvals when applying for loans. My favorite part is their website. It allows us complete account access, with real time information that helps us make critical financial decisions without a lot of research. We have used this service to track payments / checks / debits, as well as track open loans. The login is easy and the interface is easily navigated. It’s not as complicated as some bank software I have used in the past. I hope they never change, and continue to provide us with great service for years to come. We’ve been more than impressed with them.

Comment

4

Holding Pay Checks

Posted by: Autumn Brookins | Mar 14, 2017

My mobile deposit pay check is being held "5 business days" which is really 7 business days. I was told they do not know if the funds will be available for this check. However, they told my husband last week when he deposited a check they were holding it because they outsource check processing from their own atms, if he would have come inside they could tell him immediately and the check would be released. I moved out of the banking area, but stayed with this bank because of the excellent customer service. However, I work for a living and depend on my pay. I cannot use a company with twisted policies.

Comment

1

Health

A+

Data as of Q2 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68670
Year Chartered	1954
Employees	392
Primary Regulator

Profit Margin
Return on Assets - YTD	1.77%
Return on Equity - YTD	10.36%
Annual Interest Income	$34.5MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$2.36B$2.21B
Loans	Q2 2017vs Q2 2016	$1.39B$1.23B
Deposits	Q2 2017vs Q2 2016	$1.93B$1.82B
Equity Capital	Q2 2017vs Q2 2016	$399.5MM$373.2MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$9.9MM$9.7MM
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$4.3MM$3.3MM
Real Estate Owned	Q2 2017vs Q2 2016	$102.00K$1.9MM

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