Robins Financial Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.50% | 5-year CD | 3.10% - Synchrony Bank 60 Month CD |
| 0.75% | 1-year CD | 2.50% - Synchrony Bank 12 Month CD |
| 0.50% | Savings |
Robins Financial Credit Union is headquartered in Warner Robins and is the 2nd largest credit union in the state of Georgia. It is also the 97th largest credit union in the nation. It was established in 1954 and as of June of 2018, it had grown to 414 employees and 197,883 members at 21 locations. Robins Financial Credit Union's money market rates are 93% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership in Robins Financial Credit Union is open to those who live or work in Baldwin, Barrow, Bibb, Bleckley, Butts, Clarke, Crawford, Crisp, Dodge, Dooly, Emanuel, Henry, Houston, Jackson, Jeff Davis, Jones, Larmar, Laurens, Macon, Madison, Monroe, Oconee, Peach, Pulaski, Putnam, Taylor, Telfair, Twiggs, Wilcox or Wilkinson Counties in Georgia.
See current membership details
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Robins FCU Checking and Savings Review
I've been banking with Robins Federal Credit Union for over 8 years now and have yet to have a single issue in regards my checking and savings accounts deposits and transfers. I receive funding from six different sources throughout every year and have never had an issue with any of my deposits. As far as fees are concerned, I haven't been charged with a single fee for having a checking or savings account, so I'm unsure if fees even exist for having these accounts with Robins Federal. Any time you have a question or concern regarding either of your accounts, Robins is available M-F in person, online or via phone. Their customer service phone department can have long waits during lunch hours, otherwise I typically get through between 2-5 minutes.
Robins FCU Is Great!
My family and I have banked with Robins Federal Credit Union for many many years. They have always treated us well and addressed any questions / problems we may had. The service is usually swift, whether you are using the drive through or the walk up teller. The loan department is amazing, and we've gotten quick approvals when applying for loans. My favorite part is their website. It allows us complete account access, with real time information that helps us make critical financial decisions without a lot of research. We have used this service to track payments / checks / debits, as well as track open loans. The login is easy and the interface is easily navigated. It’s not as complicated as some bank software I have used in the past. I hope they never change, and continue to provide us with great service for years to come. We’ve been more than impressed with them.
Holding Pay Checks
My mobile deposit pay check is being held "5 business days" which is really 7 business days. I was told they do not know if the funds will be available for this check. However, they told my husband last week when he deposited a check they were holding it because they outsource check processing from their own atms, if he would have come inside they could tell him immediately and the check would be released. I moved out of the banking area, but stayed with this bank because of the excellent customer service. However, I work for a living and depend on my pay. I cannot use a company with twisted policies.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68670 |
| Year Chartered | 1954 |
| Employees | 414 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.52% |
| Return on Equity - YTD | 9.06% |
| Annual Interest Income | $38.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $2.50B$2.36B |
| Loans | Q2 2018vs Q2 2017 | $1.62B$1.39B |
| Deposits | Q2 2018vs Q2 2017 | $2.04B$1.93B |
| Equity Capital | Q2 2018vs Q2 2017 | $416.2MM$399.5MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $11.0MM$9.9MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $4.9MM$4.3MM |
| Real Estate Owned | Q2 2018vs Q2 2017 | $49.00K$102.00K |
Always verify rates and promotions with the bank or credit union. We are not Robins Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Robins Financial Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.60% | - | - | IRA Account | |
| 0.50% | - | - | Savings Account |
Robins Financial Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.85%* | $100k* | - | Prestige Money Market Account | ||
| OTHER TIERS: 0.55% → $2.5k - $10k | 0.60% → $10k - $25k | 0.70% → $25k - $50k | 0.75% → $50k - $100k | |||||
Robins Financial Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.70% | $10k | - | Advantage Checking Account |
