Robins Financial Credit Union is headquartered in Warner Robins and is the 2nd largest credit union in the state of Georgia. It is also the 102nd largest credit union in the nation. It was established in 1954 and as of December of 2020, it had grown to 421 employees and 226,820 members at 22 locations. Robins Financial Credit Union has an A+ health rating.
Membership in Robins Financial Credit Union is open to those who live or work in Baldwin, Barrow, Bibb, Bleckley, Butts, Clarke, Crawford, Crisp, Dodge, Dooly, Emanuel, Henry, Houston, Jackson, Jeff Davis, Jones, Larmar, Laurens, Macon, Madison, Monroe, Oconee, Peach, Pulaski, Putnam, Taylor, Telfair, Twiggs, Wilcox or Wilkinson Counties in Georgia.
See current membership details
I have been with Robins for about 3 years. I love the CD promotions. It allowed me to earn as much as 2.50% on my money. I recently renewed a 2 yr CD for 4 yrs. It was a surprise to have money deposited in my account for being a member. No other banking institution has ever done that.
I've been banking with Robins Federal Credit Union for over 8 years now and have yet to have a single issue in regards my checking and savings accounts deposits and transfers. I receive funding from six different sources throughout every year and have never had an issue with any of my deposits. As far as fees are concerned, I haven't been charged with a single fee for having a checking or savings account, so I'm unsure if fees even exist for having these accounts with Robins Federal. Any time you have a question or concern regarding either of your accounts, Robins is available M-F in person, online or via phone. Their customer service phone department can have long waits during lunch hours, otherwise I typically get through between 2-5 minutes.
My family and I have banked with Robins Federal Credit Union for many many years. They have always treated us well and addressed any questions / problems we may had. The service is usually swift, whether you are using the drive through or the walk up teller. The loan department is amazing, and we've gotten quick approvals when applying for loans. My favorite part is their website. It allows us complete account access, with real time information that helps us make critical financial decisions without a lot of research. We have used this service to track payments / checks / debits, as well as track open loans. The login is easy and the interface is easily navigated. It’s not as complicated as some bank software I have used in the past. I hope they never change, and continue to provide us with great service for years to come. We’ve been more than impressed with them.
My mobile deposit pay check is being held "5 business days" which is really 7 business days. I was told they do not know if the funds will be available for this check. However, they told my husband last week when he deposited a check they were holding it because they outsource check processing from their own atms, if he would have come inside they could tell him immediately and the check would be released. I moved out of the banking area, but stayed with this bank because of the excellent customer service. However, I work for a living and depend on my pay. I cannot use a company with twisted policies.
Robbins does not seem to care much for their borrowers. They take full advantage of being in control and choose not to work out any compromise with their borrowers.
They said they would help out during the Covid-19 crisis but only added interest to the deal without notifying me. After I asked about it they simply said too bad.
During a time when companies, businesses and individuals were hurting they showed no empathy or willingness to help out.
I bet they got money from the Government to help.
They should be investigated.
|Return on Assets - YTD||1.17%|
|Return on Equity - YTD||6.91%|
|Annual Interest Income||$91.5MM|
|Assets and Liabilities|
|Assets||Q4 2020vs Q4 2019||$3.34B$2.74B|
|Loans||Q4 2020vs Q4 2019||$1.88B$1.86B|
|Deposits||Q4 2020vs Q4 2019||$2.75B$2.21B|
|Equity Capital||Q4 2020vs Q4 2019||$555.3MM$502.4MM|
|Loan Loss Allowance||Q4 2020vs Q4 2019||$17.7MM$13.2MM|
|Unbacked Noncurrent Loans||Q4 2020vs Q4 2019||$6.3MM$8.0MM|
|Real Estate Owned||Q4 2020vs Q4 2019||$31.00K$150.00K|
Always verify rates and promotions with the bank or credit union. We are not Robins Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|0.40%||$10k||-||Advantage Checking Account|