Phelps County Bank

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

4.20%

Our Rating

3.8 / 5

Jenius Bank

Jenius Savings Account

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Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.mypcb.com

573-364-5202

718 North Pine Street
Rolla, MO 65401-3110

Phelps County Bank is headquartered in ROLLA and is the 66^th largest bank in the state of Missouri. It is also the 1,717^th largest bank in the nation. It was established in 1963 and as of March of 2025, it had grown to 123 employees at 5 locations. Phelps County Bank has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	18841
Year Established	1963
Employees	123
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.52%
Return on Equity - YTD	19.94%
Annual Interest Income	$6.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$535.1MM$486.2MM
Loans	Q1 2025vs Q1 2024	$407MM$360.9MM
Deposits	Q1 2025vs Q1 2024	$458.6MM$413MM
Equity Capital	Q1 2025vs Q1 2024	$41.5MM$33.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$4MM$3.7MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$456K$749K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.20%

Our Rating

3.8 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Phelps County Bank.

Locations

Phelps County Bank Locations
St. James Branch	220 N. Jefferson	Saint James, MO 65559
Phelps County Bank	718 N Pine St	Rolla, MO 65401
Drive-In Facility	Highway 72 and Salem Avenue	Rolla, MO 65401
Phelps County Bank - Umr Branch	718 N. Pine Street	Rolla, MO 65409

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