Overview / Commentary
Phelps County Bank is headquartered in ROLLA and is the 68th largest bank in the state of Missouri. It is also the 1,820th largest bank in the nation. It was established in 1963 and as of December of 2023, it had grown to 101 employees at 4 locations. Phelps County Bank has a B health rating.
Health
B
Data as of Q4 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 18841 |
| Year Established | 1963 |
| Employees | 101 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.65% |
| Return on Equity - YTD | 27.69% |
| Annual Interest Income | $20.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2023vs Q4 2022 | $484.1MM$498.1MM |
| Loans | Q4 2023vs Q4 2022 | $346.7MM$286.3MM |
| Deposits | Q4 2023vs Q4 2022 | $428.6MM$457.9MM |
| Equity Capital | Q4 2023vs Q4 2022 | $32.5MM$27.6MM |
| Loan Loss Allowance | Q4 2023vs Q4 2022 | $3.7MM$3.4MM |
| Unbacked Noncurrent Loans | Q4 2023vs Q4 2022 | $828K$697K |
| Real Estate Owned | Q4 2023vs Q4 2022 | $0$93K |