Featured Savings Rates
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Phelps County Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.11%Reward CheckingUltimate Checking
1.26%5-year CD60 Month CD
0.35%1-year CD12 Month CD

Overview / Commentary
573-364-5202
718 North Pine Street
Rolla, MO 65401

Phelps County Bank is headquartered in Rolla and is the 62nd largest bank in the state of Missouri. It is also the 1,807th largest bank in the nation. It was established in 1963 and as of March of 2017, it had grown to 91 employees at 4 locations. Phelps County Bank has an A health rating.

Reviews (1)

It's Not A Bank. It's A Mess.

Posted by: Pj Shams | Jul 1, 2017

This bank is just awful. No one really knows how their systems are working.

We have a business account and opening that was our biggest mistake. Now it is tied to our federal registrations so we cannot just switch banks.

This bank is made for some retired people maybe. People who might only use their cards at Walmart and for $50. They keep bringing down the card's limit to $200 every weekend. HOW CAN I RUN A COMPANY WITH $200 LIMITS?

I have to call them every week to increase it. All of our vendors are mad at us for the constant rejection of payments.

We cannot direct deposit our employee's salaries because it keeps assuming that it is a fraud and blocks us for a day. I have employees who have to get their salaries 4 days late!!!!

AVOID THIS BANK AT ALL COST.



Health

Health Grade Components

Overall
FDIC Certificate #18841
Year Established1963
Employees91
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.25%
Return on Equity - YTD19.29%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$381.0MM$359.6MM
LoansQ1 2017vs Q1 2016$203.7MM$196.0MM
DepositsQ1 2017vs Q1 2016$345.2MM$325.8MM
Equity CapitalQ1 2017vs Q1 2016$25.4MM$25.6MM
Loan Loss AllowanceQ1 2017vs Q1 2016$2.3MM$2.1MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$427.00K$444.00K
Real Estate OwnedQ1 2017vs Q1 2016$135.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Phelps County Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$25-Minor Savings
0.25%$50-Personal Savings
0.25%$50-Business Savings

Phelps County Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$25k*-Premier Money Market Accounts
OTHER TIERS: 0.10% Up to $10k | 0.20% $10k - $25k

Phelps County Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.11%*-$25kUltimate Checking
OTHER TIERS: 0.25% $25k+
0.05%--50+Free Checking
0.05%--VIP Free Checking
0.05%--Business Interest Checking

Phelps County Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%$1k-60 Month CD
1.00%$1k-48 Month CD
0.75%$1k-36 Month CD
0.65%$1k-30 Month CD
0.55%$1k-24 Month CD
0.45%$1k-18 Month CD
0.35%$1k-12 Month CD
0.25%$1k-6 Month CD
0.15%$1k-3 Month CD

Phelps County Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%$100-60 Month IRA
1.00%$100-48 Month IRA
0.75%$100-36 Month IRA
0.65%$100-30 Month IRA
0.55%$100-24 Month IRA
0.45%$100-18 Month IRA
0.35%$100-12 Month IRA
0.25%$100-6 Month IRA
Locations


Phelps County Bank Locations
St. James Branch220 N. JeffersonSaint James, MO 65559
Phelps County Bank718 North Pine StreetRolla, MO 65401
Drive-In FacilityHighway 72 and Salem AvenueRolla, MO 65401