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Phelps County Bank

Popular Accounts at this Bank

1.11%Reward CheckingUltimate Checking
1.26%5-year CD60 Month CD
0.35%1-year CD12 Month CD

Overview / Commentary
718 North Pine Street
Rolla, MO 65401

Phelps County Bank is headquartered in Rolla and is the 62nd largest bank in the state of Missouri. It is also the 1,807th largest bank in the nation. It was established in 1963 and as of March of 2017, it had grown to 91 employees at 4 locations. Phelps County Bank has an A health rating.

Reviews (1)

PCB Lied To Me

Called on a Wednesday to inquire about a loan, they said I needed an appraiser to come out and evaluate my estate. I told them I'm a Usda breeder of dogs. And I only have dogs, I was told by Kenny that's fine get them appraised and we can start moving forward.

Three or four days pass and I try to contact PCB and you guessed it they won't answer my calls or they won't return my voice mails either.

So I show up and get Ben (one fry short of a happy meal) and hand him all the documentation they requested and asked for. They made me jump through hoops wait a week and jerked me around between several people.

But this is the kicker, as soon as I get there they say "oh dogs are worthless" I say do you take cattle? "Yes, because you can tag a cow, you can take it to Salem and get rid of it, there is a market for cows"

At this point I just think I'm trying to clear ignorance, but the level that's embedded into this establishment can't be cured. Dogs are considered live stock by Usda and Mo state and are required to be tagged, the only people that don't account for them is Phelps county bank. You take dogs to neosho and get rid of them, and there is a market for dogs as well.

So every excuse he gave me was not a valid reason this is when I decided to leave the meeting.

I forgot my keys, when I return I find four of them gossiping about me in his office like it's standard operating procedure. The lady in the office said its not proper to be/get upset. " lady what's not proper is to blatantly lie to some one" I stormed off for the second time, trying to leave before things get really bad.

I make it to the stairs just to be chased down by good ole Ben, this is where he finally gets to assert dominance over his clients and belittle them. " since your not happy here I closed out your account and a check will be in the mail"

PCB LIED to me

PCB cheated and stole from me

PCB is not a company built on ethics, scam and slam they want their money. They have been trained to mislead and to take, you have been warned.


Health Grade Components

FDIC Certificate #18841
Year Established1963
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.25%
Return on Equity - YTD19.29%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$381.0MM$359.6MM
LoansQ1 2017vs Q1 2016$203.7MM$196.0MM
DepositsQ1 2017vs Q1 2016$345.2MM$325.8MM
Equity CapitalQ1 2017vs Q1 2016$25.4MM$25.6MM
Loan Loss AllowanceQ1 2017vs Q1 2016$2.3MM$2.1MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$427.00K$444.00K
Real Estate OwnedQ1 2017vs Q1 2016$135.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Phelps County Bank Savings Account Rates

1.00%$25-Minor Savings
0.25%$50-Personal Savings
0.25%$50-Business Savings

Phelps County Bank Money Market Rates

0.30%*$25k*-Premier Money Market Accounts
OTHER TIERS: 0.10% Up to $10k | 0.20% $10k - $25k

Phelps County Bank Checking Account Rates

1.11%*-$25kUltimate Checking
OTHER TIERS: 0.25% $25k+
0.05%--50+Free Checking
0.05%--VIP Free Checking
0.05%--Business Interest Checking

Phelps County Bank CD Rates

1.26%$1k-60 Month CD
1.00%$1k-48 Month CD
0.75%$1k-36 Month CD
0.65%$1k-30 Month CD
0.55%$1k-24 Month CD
0.45%$1k-18 Month CD
0.35%$1k-12 Month CD
0.25%$1k-6 Month CD
0.15%$1k-3 Month CD

Phelps County Bank IRA Rates

1.26%$100-60 Month IRA
1.00%$100-48 Month IRA
0.75%$100-36 Month IRA
0.65%$100-30 Month IRA
0.55%$100-24 Month IRA
0.45%$100-18 Month IRA
0.35%$100-12 Month IRA
0.25%$100-6 Month IRA

Phelps County Bank Locations
St. James Branch220 N. JeffersonSaint James, MO 65559
Phelps County Bank718 North Pine StreetRolla, MO 65401
Drive-In FacilityHighway 72 and Salem AvenueRolla, MO 65401