Phelps County Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.11% | Reward Checking | Ultimate Checking 1.83% - National Average |
| 1.26% | 5-year CD | 60 Month CD 2.35% - Synchrony Bank 60 Month CD |
| 0.35% | 1-year CD | 12 Month CD 1.40% - Synchrony Bank 12 Month CD |
Phelps County Bank is headquartered in Rolla and is the 62nd largest bank in the state of Missouri. It is also the 1,807th largest bank in the nation. It was established in 1963 and as of March of 2017, it had grown to 91 employees at 4 locations. Phelps County Bank has an A health rating.
It's Not A Bank. It's A Mess.
This bank is just awful. No one really knows how their systems are working.
We have a business account and opening that was our biggest mistake. Now it is tied to our federal registrations so we cannot just switch banks.
This bank is made for some retired people maybe. People who might only use their cards at Walmart and for $50. They keep bringing down the card's limit to $200 every weekend. HOW CAN I RUN A COMPANY WITH $200 LIMITS?
I have to call them every week to increase it. All of our vendors are mad at us for the constant rejection of payments.
We cannot direct deposit our employee's salaries because it keeps assuming that it is a fraud and blocks us for a day. I have employees who have to get their salaries 4 days late!!!!
AVOID THIS BANK AT ALL COST.
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 18841 |
| Year Established | 1963 |
| Employees | 91 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.25% |
| Return on Equity - YTD | 19.29% |
| Annual Interest Income | $3.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $381.0MM$359.6MM |
| Loans | Q1 2017vs Q1 2016 | $203.7MM$196.0MM |
| Deposits | Q1 2017vs Q1 2016 | $345.2MM$325.8MM |
| Equity Capital | Q1 2017vs Q1 2016 | $25.4MM$25.6MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $2.3MM$2.1MM |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $427.00K$444.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $135.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not Phelps County Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Phelps County Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $25 | - | Minor Savings | |
| 0.25% | $50 | - | Personal Savings | |
| 0.25% | $50 | - | Business Savings |
Phelps County Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $25k* | - | Premier Money Market Accounts | ||
| OTHER TIERS: 0.10% → Up to $10k | 0.20% → $10k - $25k | |||||
Phelps County Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.11%* | - | $25k | Ultimate Checking | ||
| OTHER TIERS: 0.25% → $25k+ | |||||
| 0.05% | - | - | 50+Free Checking | ||
| 0.05% | - | - | VIP Free Checking | ||
| 0.05% | - | - | Business Interest Checking | ||
Phelps County Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.26% | $1k | - | 60 Month CD | |
| 1.00% | $1k | - | 48 Month CD | |
| 0.75% | $1k | - | 36 Month CD | |
| 0.65% | $1k | - | 30 Month CD | |
| 0.55% | $1k | - | 24 Month CD | |
| 0.45% | $1k | - | 18 Month CD | |
| 0.35% | $1k | - | 12 Month CD | |
| 0.25% | $1k | - | 6 Month CD | |
| 0.15% | $1k | - | 3 Month CD |
Phelps County Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.26% | $100 | - | 60 Month IRA | |
| 1.00% | $100 | - | 48 Month IRA | |
| 0.75% | $100 | - | 36 Month IRA | |
| 0.65% | $100 | - | 30 Month IRA | |
| 0.55% | $100 | - | 24 Month IRA | |
| 0.45% | $100 | - | 18 Month IRA | |
| 0.35% | $100 | - | 12 Month IRA | |
| 0.25% | $100 | - | 6 Month IRA |
| Phelps County Bank Locations | ||
|---|---|---|
| St. James Branch | 220 N. Jefferson | Saint James, MO 65559 |
| Phelps County Bank | 718 North Pine Street | Rolla, MO 65401 |
| Drive-In Facility | Highway 72 and Salem Avenue | Rolla, MO 65401 |