Phenix-Girard Bank is headquartered in Phenix City and is the 67th largest bank in the state of Alabama. It is also the 3,286th largest bank in the nation. It was established in 1904 and as of September of 2017, it had grown to 38 employees at 4 locations. Phenix-Girard Bank has a B+ health rating.
I have been banking with Phenix-Girard Bank since the age of 18. The very first bank I ever banked with, I have never once had a single issue in the 15 years I've been a member of this bank. The energetic and friendly tellers always greet you by name and with a bright smile on their faces. Their check cashing, savings and deposit services can rival any corporate bank and they offer all of the modern services that any nation-wide bank offers (i.e. mobile deposits, mobile check cashing, overnight deposits, etc). If you're local to the greater Columbus, Georgia or Phenix City metro area, Phenix-Girard comes highly recommended by this long time customer and I can assure you all that you won't be disappointed.
|FDIC Certificate #||41|
|Return on Assets - YTD||1.1%|
|Return on Equity - YTD||7.34%|
|Annual Interest Income||$4.2MM|
|Assets and Liabilities|
|Assets||Q3 2017vs Q3 2016||$169.8MM$181.2MM|
|Loans||Q3 2017vs Q3 2016||$67.6MM$65.8MM|
|Deposits||Q3 2017vs Q3 2016||$130.3MM$135.8MM|
|Equity Capital||Q3 2017vs Q3 2016||$26.8MM$27.5MM|
|Loan Loss Allowance||Q3 2017vs Q3 2016||$954.00K$887.00K|
|Unbacked Noncurrent Loans||Q3 2017vs Q3 2016||$535.00K$329.00K|
|Real Estate Owned||Q3 2017vs Q3 2016||$2.7MM$5.5MM|
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|Phenix-Girard Bank Locations|
|Stadium Drive Branch||1803 Stadium Drive||Phenix City, AL 36867|
|Smith Station Branch||2481 Lee Road 430||Smiths, AL 36877|
|Highway 280 Branch||3650 US 280||Phenix City, AL 36867|
|Phenix-Girard Bank||801 13th Street||Phenix City, AL 36867|