Phenix-Girard Bank is headquartered in Phenix City and is the 51st largest bank in the state of Alabama. It is also the 2,630th largest bank in the nation. It was established in 1904 and as of September of 2021, it had grown to 49 employees at 4 locations. Phenix-Girard Bank has an A+ health rating.
Phenix-Girard is a top notch bank!
I have been banking with Phenix-Girard Bank since the age of 18. The very first bank I ever banked with, I have never once had a single issue in the 15 years I've been a member of this bank. The energetic and friendly tellers always greet you by name and with a bright smile on their faces. Their check cashing, savings and deposit services can rival any corporate bank and they offer all of the modern services that any nation-wide bank offers (i.e. mobile deposits, mobile check cashing, overnight deposits, etc). If you're local to the greater Columbus, Georgia or Phenix City metro area, Phenix-Girard comes highly recommended by this long time customer and I can assure you all that you won't be disappointed.
Data as of Q3 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 41 |
| Year Established | 1904 |
| Employees | 49 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.01% |
| Return on Equity - YTD | 14.36% |
| Annual Interest Income | $5.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2021vs Q3 2020 | $276.2MM$221.2MM |
| Loans | Q3 2021vs Q3 2020 | $74.7MM$74.0MM |
| Deposits | Q3 2021vs Q3 2020 | $232.6MM$176.9MM |
| Equity Capital | Q3 2021vs Q3 2020 | $36.3MM$37.6MM |
| Loan Loss Allowance | Q3 2021vs Q3 2020 | $1.1MM$1.0MM |
| Unbacked Noncurrent Loans | Q3 2021vs Q3 2020 | $366.00K$330.00K |
| Real Estate Owned | Q3 2021vs Q3 2020 | $663.00K$1.6MM |