Phenix-Girard Bank is headquartered in PHENIX CITY and is the 49th largest bank in the state of Alabama. It is also the 2,399th largest bank in the nation. It was established in 1904 and as of March of 2025, it had grown to 38 employees at 4 locations. Phenix-Girard Bank has a B+ health rating.
Overall | |
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FDIC Certificate # | 41 |
Year Established | 1904 |
Employees | 38 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 0.91% |
Return on Equity - YTD | 220.48% |
Annual Interest Income | $3.6MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $321.2MM$283MM |
Loans | Q1 2025vs Q1 2024 | $80MM$76.3MM |
Deposits | Q1 2025vs Q1 2024 | $309.9MM$276.5MM |
Equity Capital | Q1 2025vs Q1 2024 | $3.3MM($534,000) |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $1.2MM$1.2MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $155K$459K |
Real Estate Owned | Q1 2025vs Q1 2024 | $209K$272K |
Rates for Phenix-Girard Bank are currently being reviewed.
Phenix-Girard Bank Locations | ||
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Stadium Drive Branch | 1803 Stadium Drive | Phenix City, AL 36867 |
Smith Station Branch | 2481 Lee Road 430 | Smiths, AL 36877 |
Highway 280 Branch | 3650 US 280 | Phenix City, AL 36867 |
Phenix-Girard Bank | 801 13th St | Phenix City, AL 36867 |
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