Phenix-Girard Bank is headquartered in Phenix City and is the 49th largest bank in the state of Alabama. It is also the 2,576th largest bank in the nation. It was established in 1904 and as of March of 2022, it had grown to 57 employees at 4 locations. Phenix-Girard Bank has a B+ health rating.
Phenix-Girard is a top notch bank!
I have been banking with Phenix-Girard Bank since the age of 18. The very first bank I ever banked with, I have never once had a single issue in the 15 years I've been a member of this bank. The energetic and friendly tellers always greet you by name and with a bright smile on their faces. Their check cashing, savings and deposit services can rival any corporate bank and they offer all of the modern services that any nation-wide bank offers (i.e. mobile deposits, mobile check cashing, overnight deposits, etc). If you're local to the greater Columbus, Georgia or Phenix City metro area, Phenix-Girard comes highly recommended by this long time customer and I can assure you all that you won't be disappointed.
Data as of Q1 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 41 |
| Year Established | 1904 |
| Employees | 57 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1% |
| Return on Equity - YTD | 10.3% |
| Annual Interest Income | $2.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2022vs Q1 2021 | $285.5MM$245.0MM |
| Loans | Q1 2022vs Q1 2021 | $73.4MM$76.2MM |
| Deposits | Q1 2022vs Q1 2021 | $258.1MM$205.2MM |
| Equity Capital | Q1 2022vs Q1 2021 | $19.6MM$33.5MM |
| Loan Loss Allowance | Q1 2022vs Q1 2021 | $1.1MM$1.1MM |
| Unbacked Noncurrent Loans | Q1 2022vs Q1 2021 | $264.00K$462.00K |
| Real Estate Owned | Q1 2022vs Q1 2021 | $571.00K$1.3MM |