Overview / Commentary
Pheple FCU is headquartered in Greensburg and is the 77th largest credit union in the state of Pennsylvania. It is also the 1,798th largest credit union in the nation. It was established in 1951 and as of September of 2020, it had grown to 31 employees and 16,107 members at 7 locations. Pheple FCU has an A health rating.
Field of Membership Restrictions
Pheple Federal Credit Union is open to anyone who lives, works, attends school, or worships in Westmoreland County, Pennsylvania.
See current membership details
Health
A
Data as of Q3 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Pheple FCU has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 7297 |
| Year Chartered | 1951 |
| Employees | 31 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.13% |
| Return on Equity - YTD | 1.44% |
| Annual Interest Income | $2.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2020vs Q3 2019 | $93.5MM$82.9MM |
| Loans | Q3 2020vs Q3 2019 | $69.8MM$69.9MM |
| Deposits | Q3 2020vs Q3 2019 | $84.9MM$74.0MM |
| Equity Capital | Q3 2020vs Q3 2019 | $8.2MM$8.3MM |
| Loan Loss Allowance | Q3 2020vs Q3 2019 | $381.00K$399.00K |
| Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $236.00K$382.00K |
| Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |