Picatinny Federal Credit Union


Overview / Commentary
973-361-5225
100 Mineral Springs Rd
Dover, NJ 07801-1635

Picatinny Federal Credit Union is headquartered in Dover and is the 7th largest credit union in the state of New Jersey. It is also the 773rd largest credit union in the nation. It was established in 1939 and as of March of 2025, it had grown to 63 employees and 19,782 members at 5 locations. Picatinny Federal Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Picatinny Federal Credit Union is available to anyone who lives, works, worship, or attends school in Morris County, New Jersey. Immediate family members of anyone eligible to join also qualifies for membership.
See current membership details

Reviews (2)

Pictatinny Federal Union Clueless Banking For Clueless People

If you want to do banking with a bunch of clueless, we dont know what we are doing, but we are here just to collect a paycheck. Go to Picattiny Federal Credit! The most disorganized, don't know what they are talking about, but we will just say it anyways, bank!

Lets just start off with, they have ONE ATM MACHINE WORKING FOR THE PAST MONTH! No matter which branch you go to, you'll see a sign up saying they've been out of service since August 2024, Rockaway pulled out their ATM Machine and you're just left with one branch!

DO NOT USE YOUR DEBIT CARD FROM THIS BANK. They will tell you that you have no rights to file a chargeback when they are legally obligated by both Visa and the Electronic Funds Act to dispute any and all transactions a customer's account has. You contact them, and they are that stupid that they will say in writting to go back to the merchant who charged your card. Why do you think people are filing charge backs morons! Because they attempted to work things out. Thats who this bank thinks and operates!

Everytime you walk into the Denville Branch your not welcomed, your treated as if your some sort of criminal and they give you the absolute run around with their lies. The branch manager needs to be fired and a new group of people need to be rehired.

We usually try to limit our banking to the ATM but you CANNOT trust Picatinny Whatsoever! At least 2 to 4 times a month, you'll drive to Denville only having to go to another location because their ATM is always down!

Online Banking

Picatinny tried to roll out a new app.and online baking system ,complete disaster! Could not use my app or get online for two days,no access to baking information or to pay bills. Talk Ed to numerous representatives and they could not helped w,was told they are working on it. No advance notice of system update complete mess



Health
B+

Health Grade Components

Overall
NCUA #3291
Year Chartered1939
Employees63
Primary Regulator
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD3.58%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$476MM$458.2MM
LoansQ1 2025vs Q1 2024$254.2MM$259MM
DepositsQ1 2025vs Q1 2024$393.9MM$391.6MM
Equity CapitalQ1 2025vs Q1 2024$36.6MM$32MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.2MM$1.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2MM$1.3MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Picatinny Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Picatinny Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$5-Share Savings Account
0.03%$5-Holiday Club Account
0.03%$5-Vacation Club Account

Picatinny Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Money Market Account
OTHER TIERS: 0.15% $1k - $50k | 0.30% $50k - $100k

Picatinny Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$0-Share Draft Checking

Picatinny Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.90%$500-18 Month CD
3.90%$500-24 Month CD
3.75%$500-12 Month CD
3.75%$500-36 Month CD
3.75%$500-48 Month CD
3.75%$500-60 Month CD
3.50%$500-6 Month CD

Picatinny Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.90%$500-18 Month IRA
3.90%$500-24 Month IRA
3.75%$500-12 Month IRA
3.75%$500-36 Month IRA
3.75%$500-48 Month IRA
3.75%$500-60 Month IRA
0.10%$500-IRA Account
Locations


Picatinny Federal Credit Union Locations
Branch OfficeArdec S Bldg 30Picatinny Arsenal, NJ 07806
Branch Office10 International DR SFlanders, NJ 07836
Branch Office340 E Main StDenville, NJ 07834-2527
Branch Office100 Mineral Springs RDDover, NJ 07801
Branch Office200 Baldwin Rd # 128Parsippany, NJ 07054-2010

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.