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MembersFirst Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.membersfirstga.com
404-978-0080
2476 Lawrenceville Hwy.
Decatur, GA 30033-3226

MembersFirst Credit Union is headquartered in Decatur and is the 15th largest credit union in the state of Georgia. It is also the 826th largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 86 employees and 26,928 members at 12 locations. MembersFirst Credit Union's CD rates are 5X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in MembersFirst Credit Union is open to those who live or work in the Georgia counties of Bryan, Chatham, Cobb, DeKalb, Douglas, Effingham, Fulton, or Paulding, or the city of Sandy Springs. Membership is also open to employees of WellStar Health System and affiliated groups, Emory Healthcare Decatur, Piedmont Healthcare and affiliates, St. Joseph’s/Candler Healthcare, Douglas County Board of Education, and Paulding County Board of Education. Employees, students, and members of more than 50 groups, schools, and organizations are also eligible for membership.
See current membership details

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #67538
Year Chartered1953
Employees86
Primary Regulator
Profit Margin
Return on Assets - YTD0.25%
Return on Equity - YTD2.3%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$423MM$407MM
LoansQ1 2025vs Q1 2024$273.9MM$279MM
DepositsQ1 2025vs Q1 2024$373.8MM$359.3MM
Equity CapitalQ1 2025vs Q1 2024$45.8MM$42.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.5MM$1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$291K$463K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MembersFirst Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$0-Educational IRA Share Account
0.25%$100-Christmas Club Accounts
0.21%$5-MembersFirst 55 Plus Share Account
0.21%$25-Savasaurus Club Savings
0.21%$0-CU Succeed Savings
0.20%$100-Membership Savings
0.20%$0-Special Purpose Accounts
0.15%$100-Business Savings

MembersFirst Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.62%*$100k*-Money Market Account
OTHER TIERS: 1.27% → $100 - $10k | 1.32% → $10k - $25k | 1.52% → $25k - $50k | 1.57% → $50k - $100k

MembersFirst Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$0-CU Succeed Checking
0.03%$1k-Direct Deposit Checking
0.03%$1k-Interest Checking Accounts
0.03%$100-MembersFirst 55 Plus Checking
0.03%$1.5k-Personal Business Checking

MembersFirst Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$1k-MembersFirst 55 Plus 12 Month CD
4.00%$1k-12 Month CD
4.00%$500-CU Succeed 12 Month CD
3.90%$1k-MembersFirst 55 Plus 24 Month CD
3.90%$1k-MembersFirst 55 Plus 36 Month CD
3.90%$1k-MembersFirst 55 Plus 48 Month CD
3.90%$1k-MembersFirst 55 Plus 60 Month CD
3.85%$1k-MembersFirst 55 Plus 6 Month CD
3.85%$1k-MembersFirst 55 Plus 18 Month CD
3.65%$1k-24 Month CD
3.65%$1k-36 Month CD
3.65%$1k-48 Month CD
3.65%$1k-60 Month CD
3.65%$500-CU Succeed 24 Month CD
3.65%$500-CU Succeed 36 Month CD
3.65%$500-CU Succeed 48 Month CD
3.65%$500-CU Succeed 60 Month CD
3.60%$1k-6 Month CD
3.60%$1k-18 Month CD
3.60%$500-CU Succeed 6 Month CD
3.60%$500-CU Succeed 18 Month CD
2.90%$1k-MembersFirst 55 Plus 90 Day CD
2.65%$1k-90 Day CD
2.65%$500-CU Succeed 90 Day CD

MembersFirst Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-12 Month IRA
3.65%$1k-24 Month IRA
3.65%$1k-36 Month IRA
3.65%$1k-48 Month IRA
3.65%$1k-60 Month IRA
3.60%$1k-6 Month IRA
3.60%$1k-18 Month IRA
2.65%$1k-90 Day IRA
0.30%$0-Traditional IRA Share Account
0.30%$0-Roth IRA Share Account
Locations

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