Cottonwood Community Federal Credit Union is headquartered in Cottonwood and is the 12th largest credit union in the state of Idaho. It is also the 1,106th largest credit union in the nation. It was established in 1942 and as of March of 2025, it had grown to 43 employees and 9,840 members at 7 locations. Cottonwood Community Federal Credit Union's money market rates are 8X the national average, and it has an A health rating.
Membership in Cottonwood Community Federal Credit Union is open to those who live, regularly work, attend school, worship, or volunteer in Idaho or Lewis Counties in Idaho.
See current membership details
Overall | |
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NCUA # | 4960 |
Year Chartered | 1942 |
Employees | 43 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.49% |
Return on Equity - YTD | 10.35% |
Annual Interest Income | $3.5MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $261.4MM$238.4MM |
Loans | Q1 2025vs Q1 2024 | $168.6MM$162.9MM |
Deposits | Q1 2025vs Q1 2024 | $223.4MM$202.6MM |
Equity Capital | Q1 2025vs Q1 2024 | $37.1MM$34.8MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $1.6MM$1.5MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.8MM$911K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Cottonwood Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.50% | $0 | - | Regular Share Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.40%* | $75k* | - | High Yield Share Account | ||
OTHER TIERS: 2.88% → $0 - $2.5k | 2.99% → $2.5k - $10k | 3.09% → $10k - $20k | 3.19% → $20k - $50k | 3.30% → $50k - $75k |
Cottonwood Community Federal Credit Union Locations | ||
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Branch Office | 200 W Main Street | Craigmont, ID 83523 |
Branch Office | 410 Oak St | Nezperce, ID 83543 |
Branch Office | 1606 Lewiston St | Cottonwood, ID 83522 |
Branch Office | 316 Main St | Cottonwood, ID 83522 |
Branch Office | 1 S Main St | Kooskia, ID 83539 |
Branch Office | 230 E Main St | Grangeville, ID 83530 |
Branch Office | 603 N Main St | Riggins, ID 83549 |