Pinellas Federal Credit Union is headquartered in Largo and is the 57th largest credit union in the state of Florida. It is also the 1,389th largest credit union in the nation. It was established in 1956 and as of September of 2022, it had grown to 27 employees and 11,602 members at 4 locations. Pinellas Federal Credit Union has an A health rating.
Must be an employee of the Pinellas County Government or one of the several Select Employee Groups (SEGs). Also open to those who live, work, worship or attend school the underserved areas of Pinellas County. The Select Employee Group includes employees of the cities of Gulfport, Indian Rocks Beach, Largo, Madeira Beach, and Seminole, employees of select organizations of Pinellas County, and others.
See current membership details
I have been a customer of Pinellas Federal Credit Union for going on 5 years now. Prior to that, I was with Wells Fargo. I will never go back to a big-name bank. This credit union has always treated us right. They are our first stop anytime we make a large purchase (car loan, home equity) and the rates have always been very competitive with the larger banks. The fees are fair, and often there are no fees at all. The quality of service I receive far exceeds the quality of service that the larger banks can offer. The larger banks have one priority and that is to make money out of you. The Pinellas Federal Credit Union is a non-profit financial company and that means that their priority is helping YOU. This makes all the difference. Everyone should have access to a credit union. If you don't quality for this one, then find another. You will never do business with a for-profit bank ever again.
Inside bank customer service is sub-par. Technologically challenged. Website was modified and old password no longer worked, so a trip to a branch with the ho-hum staff was required. Even calling them doesn't result in satisfaction. Wish I hadn't opened an account here.
We changed banks because big banks customer service was disappointing. We've been trying to use online banking, and it's been 8 months since we opened the account and requested a code number, but they always give us excuses, "we can't provide it to you right now, please come back in two weeks," and then when we come back, they still don't have it.
We are considering changing banks again.
|Return on Assets - YTD||0.37%|
|Return on Equity - YTD||3.42%|
|Annual Interest Income||$3.4MM|
|Assets and Liabilities|
|Assets||Q3 2022vs Q3 2021||$169.1MM$157.9MM|
|Loans||Q3 2022vs Q3 2021||$96.0MM$85.7MM|
|Deposits||Q3 2022vs Q3 2021||$150.0MM$139.1MM|
|Equity Capital||Q3 2022vs Q3 2021||$18.2MM$17.6MM|
|Loan Loss Allowance||Q3 2022vs Q3 2021||$208.00K$137.00K|
|Unbacked Noncurrent Loans||Q3 2022vs Q3 2021||$604.00K$4.00K|
|Real Estate Owned||Q3 2022vs Q3 2021||$0$0|
Rates for Pinellas Federal Credit Union are currently being reviewed.
|Pinellas Federal Credit Union Locations|
|Branch Office||3100 5th Ave N||St Petersburg, FL 33713-7610|
|Branch Office||1601 Gulf To Bay Blvd||Clearwater, FL 33755-6419|
|Branch Office||10273 Ulmerton Rd||Largo, FL 33771|
|Branch Office||30645 US Highway 19 N Unit 11||Palm Harbor, FL 34684-4410|