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Overview / Commentary
727-586-4422
10273 Ulmerton Rd
Largo, FL 33771

Pinellas Federal Credit Union is headquartered in Largo and is the 57th largest credit union in the state of Florida. It is also the 1,416th largest credit union in the nation. It was established in 1956 and as of September of 2017, it had grown to 32 employees and 12,314 members at 5 locations. Pinellas Federal Credit Union has an A health rating.

Field of Membership Restrictions

Must be an employee of the Pinellas County Government or one of the several Select Employee Groups (SEGs). Also open to those who live, work, worship or attend school the underserved areas of Pinellas County. The Select Employee Group includes employees of the cities of Gulfport, Indian Rocks Beach, Largo, Madeira Beach, and Seminole, employees of select organizations of Pinellas County, and others.
See current membership details

Reviews (4)

Personal Service Makes All the Difference

I have been a customer of Pinellas Federal Credit Union for going on 5 years now. Prior to that, I was with Wells Fargo. I will never go back to a big-name bank. This credit union has always treated us right. They are our first stop anytime we make a large purchase (car loan, home equity) and the rates have always been very competitive with the larger banks. The fees are fair, and often there are no fees at all. The quality of service I receive far exceeds the quality of service that the larger banks can offer. The larger banks have one priority and that is to make money out of you. The Pinellas Federal Credit Union is a non-profit financial company and that means that their priority is helping YOU. This makes all the difference. Everyone should have access to a credit union. If you don't quality for this one, then find another. You will never do business with a for-profit bank ever again.

Ridiculous

Posted by: Bailey | Aug 21, 2015

Inside bank customer service is sub-par. Technologically challenged. Website was modified and old password no longer worked, so a trip to a branch with the ho-hum staff was required. Even calling them doesn't result in satisfaction. Wish I hadn't opened an account here.

VARY BAD SERVICE

Posted by: MIKEYE | Sep 9, 2014

THEY CUT OFF ON LINE BILL PAY FOR OVER A WEEK WITH NO NOTICE. NOW WE HAVE TO RE-ESTABLISH ALL BANKING SIGN ON AND SECURITY SET UPS.
THEY EVEN CHARGE FIVE BUCKS A MONTH FOR THIS "SERVICE" GETTING RID OF THEM.

Bad Service

Posted by: Anonymous | Jun 23, 2012

We changed banks because big banks customer service was disappointing. We've been trying to use online banking, and it's been 8 months since we opened the account and requested a code number, but they always give us excuses, "we can't provide it to you right now, please come back in two weeks," and then when we come back, they still don't have it.

We are considering changing banks again.



Health

Health Grade Components

Overall
NCUA #10880
Year Chartered1956
Employees32
Primary Regulator
Profit Margin
Return on Assets - YTD-0.05%
Return on Equity - YTD-0.38%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$121.3MM$117.3MM
LoansQ3 2017vs Q3 2016$56.0MM$57.7MM
DepositsQ3 2017vs Q3 2016$103.2MM$100.3MM
Equity CapitalQ3 2017vs Q3 2016$16.9MM$16.3MM
Loan Loss AllowanceQ3 2017vs Q3 2016$855.00K$1.8MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$424.00K$508.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Rates
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Pinellas Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$200-Regular Savings
0.10%$200-Club Savings
0.10%$100-MyCa$h Savings
0.10%$200-IRA Savings
0.10%$200-EZ Saver

Pinellas Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.90%$500-5 Year CD
1.65%$500-4 Year CD
1.40%$500-3 Year CD
1.05%$500-2 Year CD
0.65%$500-1 Year CD
0.40%$500-6 Month CD

Pinellas Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.90%$500-5 Year IRA
1.65%$500-4 Year IRA
1.40%$500-3 Year IRA
1.05%$500-2 Year IRA
0.65%$500-1 Year IRA
Locations


Pinellas Federal Credit Union Locations
Branch Office15201 Roosevelt Blvd Ste 113Clearwater, FL 33760
Branch Office3100 5th Ave NSt Petersburg, FL 33713-7610
Branch Office1601 Gulf To Bay BlvdClearwater, FL 33755-6419
Branch Office10273 Ulmerton RdLargo, FL 33771
Branch Office30645 US Highway 19 N Unit 11Palm Harbor, FL 34684-4410