Pinellas Federal Credit Union


Overview / Commentary
727-586-4422
10273 Ulmerton Rd
Largo, FL 33771

Pinellas Federal Credit Union is headquartered in Largo and is the 57th largest credit union in the state of Florida. It is also the 1,391st largest credit union in the nation. It was established in 1956 and as of June of 2023, it had grown to 29 employees and 11,915 members at 3 locations. Pinellas Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Pinellas Federal Credit Union is open to those who live, work, worship, attend school, or regularly do business in Pinellas County, Florida. Employees of the State of Florida, or a Florida county or Florida municipality also qualify for membership. Employees of more than 70 Select Employee Group are eligible to join.
See current membership details

Reviews (4)

Personal Service Makes All the Difference

I have been a customer of Pinellas Federal Credit Union for going on 5 years now. Prior to that, I was with Wells Fargo. I will never go back to a big-name bank. This credit union has always treated us right. They are our first stop anytime we make a large purchase (car loan, home equity) and the rates have always been very competitive with the larger banks. The fees are fair, and often there are no fees at all. The quality of service I receive far exceeds the quality of service that the larger banks can offer. The larger banks have one priority and that is to make money out of you. The Pinellas Federal Credit Union is a non-profit financial company and that means that their priority is helping YOU. This makes all the difference. Everyone should have access to a credit union. If you don't quality for this one, then find another. You will never do business with a for-profit bank ever again.

Ridiculous

Posted by: |

Inside bank customer service is sub-par. Technologically challenged. Website was modified and old password no longer worked, so a trip to a branch with the ho-hum staff was required. Even calling them doesn't result in satisfaction. Wish I hadn't opened an account here.

VARY BAD SERVICE

Posted by: |

THEY CUT OFF ON LINE BILL PAY FOR OVER A WEEK WITH NO NOTICE. NOW WE HAVE TO RE-ESTABLISH ALL BANKING SIGN ON AND SECURITY SET UPS.
THEY EVEN CHARGE FIVE BUCKS A MONTH FOR THIS "SERVICE" GETTING RID OF THEM.

Bad Service

Posted by: |

We changed banks because big banks customer service was disappointing. We've been trying to use online banking, and it's been 8 months since we opened the account and requested a code number, but they always give us excuses, "we can't provide it to you right now, please come back in two weeks," and then when we come back, they still don't have it.

We are considering changing banks again.



Health

Health Grade Components

Overall
NCUA #10880
Year Chartered1956
Employees29
Primary Regulator
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD3.56%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$168.4MM$168.3MM
LoansQ2 2023vs Q2 2022$109.0MM$96.0MM
DepositsQ2 2023vs Q2 2022$148.3MM$149.1MM
Equity CapitalQ2 2023vs Q2 2022$18.6MM$17.9MM
Loan Loss AllowanceQ2 2023vs Q2 2022$358.00K$186.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$374.00K$287.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates

Rates for Pinellas Federal Credit Union are currently being reviewed.

Locations


Pinellas Federal Credit Union Locations
Branch Office3100 5th Ave NSt Petersburg, FL 33713-7610
Branch Office30645 US Highway 19 N Unit 11Palm Harbor, FL 34684-4410
Corporate Office350 E Bay DrLargo, FL 33770-3716

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.