Overview / Commentary
Pinellas Federal Credit Union is headquartered in Largo and is the 57th largest credit union in the state of Florida. It is also the 1,375th largest credit union in the nation. It was established in 1956 and as of March of 2025, it had grown to 24 employees and 11,246 members at 3 locations. Pinellas Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Pinellas Federal Credit Union is open to those who live, work, worship, attend school, or regularly do business in Pinellas County, Florida. Employees of the State of Florida, or a Florida county or Florida municipality also qualify for membership. Employees of more than 70 Select Employee Group are eligible to join.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 10880 |
| Year Chartered | 1956 |
| Employees | 24 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.35% |
| Return on Equity - YTD | 11.24% |
| Annual Interest Income | $1.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $175MM$167.9MM |
| Loans | Q1 2025vs Q1 2024 | $94.1MM$100MM |
| Deposits | Q1 2025vs Q1 2024 | $152.5MM$146.5MM |
| Equity Capital | Q1 2025vs Q1 2024 | $20.9MM$19.8MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $503K$764K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $563K$562K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $42K$0 |