Pinnacle Bank (NE)

Overview / Commentary
1401 N Street
Lincoln, NE 68508

Pinnacle Bank (NE) is headquartered in Lincoln and is the 2nd largest bank in the state of Nebraska. It is also the 190th largest bank in the nation. It was established in 1880 and as of December of 2021, it had grown to 876 employees at 77 locations. Pinnacle Bank (NE) has an A health rating.

Reviews (1)

Pinnacle Bank Nebraska Review

My first account ever at a bank was a checking account with Pinnacle Bank. At the time I opened the account, I did not realize how lucky I was to open an account with a bank which charged so little in fees and provided everything I needed in a checking account at the time. I have never been charged a fee on my checking account, whatsoever. This is incredible considering the requirements many other banks have for someone to qualify for a checking account. I also had a savings account with Pinnacle Bank which I was also never charged a fee for. The interest rate on the savings account was very low, so I closed the account and opened a savings account with an online bank. The negative to banking with a small bank, such as Pinnacle Bank, is the lack of access to your funds across the country. The online platform also does not allow customers to move their money to accounts outside of Pinnacle Bank.


Health Grade Components

FDIC Certificate #10634
Year Established1880
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.38%
Return on Equity - YTD14.45%
Annual Interest Income$225.2MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$7.85B$6.32B
LoansQ4 2021vs Q4 2020$4.69B$4.43B
DepositsQ4 2021vs Q4 2020$6.98B$5.37B
Equity CapitalQ4 2021vs Q4 2020$697.6MM$641.1MM
Loan Loss AllowanceQ4 2021vs Q4 2020$65.4MM$64.0MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$9.1MM$11.0MM
Real Estate OwnedQ4 2021vs Q4 2020$0$0
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Pinnacle Bank (NE) Savings Account Rates


Pinnacle Bank (NE) Money Market Rates

0.25%*$250k*-PinnCheck Market Account
OTHER TIERS: 0.05% Up to $25k | 0.08% $25k - $50k | 0.14% $50k - $100k | 0.20% $100k - $250k

Pinnacle Bank (NE) Checking Account Rates

0.23%*$1m*-Relationship Account
OTHER TIERS: 0.06% $1k - $10k | 0.08% $10k - $50k | 0.14% $50k - $250k | 0.18% $250k - $1m
0.21%*$1m*-Interest Checking Account
OTHER TIERS: 0.05% $1k - $50k | 0.11% $50k - $250k | 0.16% $250k - $1m


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