Pinnacle Bank (TX)

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.pinnbanktx.com

817-810-9110

250 W Lancaster Avenue Ste 170
Fort Worth, TX 76102

Pinnacle Bank (TX) is headquartered in FORT WORTH and is the 42^nd largest bank in the state of Texas. It is also the 462^nd largest bank in the nation. It was established in 1970 and as of March of 2025, it had grown to 260 employees at 28 locations. Pinnacle Bank (TX)'s money market rates are 3X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	20231
Year Established	1970
Employees	260
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.97%
Return on Equity - YTD	8.44%
Annual Interest Income	$31.4MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$2.74B$2.75B
Loans	Q1 2025vs Q1 2024	$1.74B$1.65B
Deposits	Q1 2025vs Q1 2024	$2.41B$2.32B
Equity Capital	Q1 2025vs Q1 2024	$319.8MM$295.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$20.9MM$20.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$454K$8.5MM
Real Estate Owned	Q1 2025vs Q1 2024	$28.7MM$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pinnacle Bank (TX) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	$0	-	PinnSavings Account

Pinnacle Bank (TX) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.51%^*	$250k^*	-	Money Market Account
OTHER TIERS: 0.25% → $0 - $25k \| 0.50% → $25k - $50k \| 0.75% → $50k - $100k \| 1.26% → $100k - $250k

Pinnacle Bank (TX) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.85%^*	$1m^*	-	Interest Checking (Relationship Account)
OTHER TIERS: 0.10% → $1k - $10k \| 0.25% → $10k - $50k \| 0.40% → $50k - $250k \| 0.65% → $250k - $1m
0.75%^*	$1m^*	-	Interest Checking Account
OTHER TIERS: 0.10% → $1k - $10k \| 0.25% → $10k - $50k \| 0.40% → $50k - $250k \| 0.50% → $250k - $1m

Locations

Availability

Dallas Area

Dallas Area bank & credit union details

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