Pinnacle Bank - Wyoming

Overview / Commentary
2000 Main Street
Torrington, WY 82240

Pinnacle Bank - Wyoming is headquartered in Torrington and is the largest bank in the state of Wyoming. It is also the 841st largest bank in the nation. It was established in 1918 and as of September of 2019, it had grown to 157 employees at 15 locations. Pinnacle Bank - Wyoming's money market rates are 70% higher than the national average, and it has an A health rating.

Reviews (2)

Best Bank in Wyoming

Pinnacle Bank has the best quality and customer service in Wyoming. I have had a checking and savings account with them for many years, and they offer the best services and competitive rates in the basin. Particularly, I enjoy the Bank located in Gillette, WY. They always go above and beyond my expectations and have an exceptional fraud department that monitors my account and activity to secure protection. I will continue to use them for many years as I feel they look out for the best interest in their customers and not just trying to make a dollar.


Posted by: |

My husband and I moved to a new town and had to change banks yet again. The person who greeted us was very friendly plus also helpful. She opened our new account quickly. In the following days to come we had some more questions and she and her coworkers helped us with some of the problems we were having setting up our pin numbers and getting online. I have never been welcomed so in any other bank I have been a customer at. I would strongly recommend this bank.


Health Grade Components

FDIC Certificate #2232
Year Established1918
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.58%
Return on Equity - YTD16.41%
Annual Interest Income$32.2MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$955.7MM$844.9MM
LoansQ3 2019vs Q3 2018$710.1MM$675.0MM
DepositsQ3 2019vs Q3 2018$853.0MM$735.7MM
Equity CapitalQ3 2019vs Q3 2018$93.8MM$78.4MM
Loan Loss AllowanceQ3 2019vs Q3 2018$10.0MM$9.0MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$2.2MM$6.3MM
Real Estate OwnedQ3 2019vs Q3 2018$3.2MM$1.2MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pinnacle Bank - Wyoming Savings Account Rates


Pinnacle Bank - Wyoming Money Market Rates

OTHER TIERS: 0.40% Up to $25k

Pinnacle Bank - Wyoming Checking Account Rates

0.10%*$50k*-Relationship Account
OTHER TIERS: 0.07% $1k - $50k
0.07%$1k-Interest Checking Account


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