Pinnacle Bank - Wyoming

Overview / Commentary
1702 Sheridan Ave
Cody, WY 82414-0218

Pinnacle Bank - Wyoming is headquartered in CODY and is the largest bank in the state of Wyoming. It is also the 792nd largest bank in the nation. It was established in 1918 and as of March of 2024, it had grown to 151 employees at 16 locations. Pinnacle Bank - Wyoming's money market rates are 6X the national average, and it has a B+ health rating.

Reviews (2)

Best Bank in Wyoming

Pinnacle Bank has the best quality and customer service in Wyoming. I have had a checking and savings account with them for many years, and they offer the best services and competitive rates in the basin. Particularly, I enjoy the Bank located in Gillette, WY. They always go above and beyond my expectations and have an exceptional fraud department that monitors my account and activity to secure protection. I will continue to use them for many years as I feel they look out for the best interest in their customers and not just trying to make a dollar.


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My husband and I moved to a new town and had to change banks yet again. The person who greeted us was very friendly plus also helpful. She opened our new account quickly. In the following days to come we had some more questions and she and her coworkers helped us with some of the problems we were having setting up our pin numbers and getting online. I have never been welcomed so in any other bank I have been a customer at. I would strongly recommend this bank.


Health Grade Components

FDIC Certificate #2232
Year Established1918
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD11.41%
Annual Interest Income$15.1MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$1.36B$1.27B
LoansQ1 2024vs Q1 2023$807.8MM$784.7MM
DepositsQ1 2024vs Q1 2023$1.16B$1.16B
Equity CapitalQ1 2024vs Q1 2023$97.4MM$92.4MM
Loan Loss AllowanceQ1 2024vs Q1 2023$10.8MM$11.2MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$4.1MM$2.5MM
Real Estate OwnedQ1 2024vs Q1 2023$67K$242K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pinnacle Bank - Wyoming Savings Account Rates


Pinnacle Bank - Wyoming Money Market Rates

OTHER TIERS: 1.00% $0 - $25k | 1.75% $25k+ | 2.07% $250k - $500k

Pinnacle Bank - Wyoming Checking Account Rates

1.00%*$1m*-Interest Checking Account
OTHER TIERS: 0.10% $1k - $10k | 0.25% $10k - $50k | 0.50% $50k - $250k | 0.75% $250k - $1m
1.00%*$1m*-Relationship Account
OTHER TIERS: 0.10% $1k - $10k | 0.25% $10k - $50k | 0.50% $50k - $250k | 0.75% $250k - $1m


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