Pioneer Appalachia Federal Credit Union

Overview / Commentary
1316 Kanawha Blvd E
Charleston, WV 25301

Pioneer Appalachia Federal Credit Union is headquartered in Charleston and is the 5th largest credit union in the state of West Virginia. It is also the 1,172nd largest credit union in the nation. It was established in 1940 and as of December of 2023, it had grown to 41 employees and 16,329 members at 5 locations. Pioneer Appalachia Federal Credit Union has an A health rating.

Field of Membership Restrictions

Pioneer Appalachia Federal Credit Union is open to anyone who lives, works, worships, or volunteers in Braxton, Cabell, Clay, Calhoun, Fayette, Greenbrier, Harrison, Jackson, Kanawha, Logan, Mingo, Mercer, Monongalia, Monroe, Nicholas, Preston, Pocahontas, Putnam, Randolph, Ritchie, Roane, Summers, Upshur, Webster, Wayne, or Wyoming counties in West Virginia, Lawrence County, Ohio, or Boyd County, Kentucky. Volunteer members of WVSSPA that are headquartered in Charleston, West Virginia, and immediate family of current credit union members also qualify.
See current membership details

Reviews (1)

Great Place for Banking

Posted by: |

I love that I can do all of my banking online if need be. Pioneer is also great with customer security. When I was setting up my account there were several verification steps that I had to go through to verify my identity. This process made me feel very secure and I never worry about my account being compromised. The customer service provided is also outstanding.


Health Grade Components

NCUA #3576
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD7.45%
Annual Interest Income$8.1MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$227.8MM$237.3MM
LoansQ4 2023vs Q4 2022$141.4MM$158.7MM
DepositsQ4 2023vs Q4 2022$199.4MM$199MM
Equity CapitalQ4 2023vs Q4 2022$24.1MM$21.5MM
Loan Loss AllowanceQ4 2023vs Q4 2022$164K$382K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$306K$368K
Real Estate OwnedQ4 2023vs Q4 2022$0$24K

Rates for Pioneer Appalachia Federal Credit Union are currently being reviewed.


Pioneer Appalachia Federal Credit Union Locations
Branch Office1316 Kanawha Blvd ECharleston, WV 25301
Branch Office4802 MacCorkle Ave SWSouth Charleston, WV 25309
Branch Office3746 Teays Valley RdHurricane, WV 25526-9705
Branch Office416 Main StHuntington, WV 25702
Branch Office8980 University Town Centre DriveMorgantown, WV 26501

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