Pioneer Appalachia Federal Credit Union
Pioneer Appalachia Federal Credit Union is headquartered in Charleston and is the 5th largest credit union in the state of West Virginia. It is also the 1,144th largest credit union in the nation. It was established in 1940 and as of December of 2022, it had grown to 41 employees and 17,924 members at 6 locations. Pioneer Appalachia Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Pioneer Appalachia Federal Credit Union is open to anyone who lives, works, worships, or volunteers in Braxton, Cabell, Clay, Calhoun, Fayette, Greenbrier, Harrison, Jackson, Kanawha, Logan, Mingo, Mercer, Monongalia, Monroe, Nicholas, Preston, Pocahontas, Putnam, Randolph, Ritchie, Roane, Summers, Upshur, Webster, Wayne, or Wyoming counties in West Virginia, Lawrence County, Ohio, or Boyd County, Kentucky. Volunteer members of WVSSPA that are headquartered in Charleston, West Virginia, and immediate family of current credit union members also qualify.
See current membership details
Great Place for Banking
I love that I can do all of my banking online if need be. Pioneer is also great with customer security. When I was setting up my account there were several verification steps that I had to go through to verify my identity. This process made me feel very secure and I never worry about my account being compromised. The customer service provided is also outstanding.
Data as of Q4 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 3576 |
| Year Chartered | 1940 |
| Employees | 41 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.59% |
| Return on Equity - YTD | 6.47% |
| Annual Interest Income | $7.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2022vs Q4 2021 | $237.3MM$226.2MM |
| Loans | Q4 2022vs Q4 2021 | $158.7MM$161.1MM |
| Deposits | Q4 2022vs Q4 2021 | $199.0MM$201.4MM |
| Equity Capital | Q4 2022vs Q4 2021 | $21.5MM$22.5MM |
| Loan Loss Allowance | Q4 2022vs Q4 2021 | $382.00K$480.00K |
| Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $368.00K$627.00K |
| Real Estate Owned | Q4 2022vs Q4 2021 | $0$14.00K |