Pioneer Appalachia Federal Credit Union


Overview / Commentary
304-348-6648
1316 Kanawha Blvd E
Charleston, WV 25301

Pioneer Appalachia Federal Credit Union is headquartered in Charleston and is the 5th largest credit union in the state of West Virginia. It is also the 1,164th largest credit union in the nation. It was established in 1940 and as of June of 2023, it had grown to 39 employees and 16,777 members at 6 locations. Pioneer Appalachia Federal Credit Union's money market rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Pioneer Appalachia Federal Credit Union is open to anyone who lives, works, worships, or volunteers in Braxton, Cabell, Clay, Calhoun, Fayette, Greenbrier, Harrison, Jackson, Kanawha, Logan, Mingo, Mercer, Monongalia, Monroe, Nicholas, Preston, Pocahontas, Putnam, Randolph, Ritchie, Roane, Summers, Upshur, Webster, Wayne, or Wyoming counties in West Virginia, Lawrence County, Ohio, or Boyd County, Kentucky. Volunteer members of WVSSPA that are headquartered in Charleston, West Virginia, and immediate family of current credit union members also qualify.
See current membership details

Reviews (1)

Great Place for Banking

Posted by: |

I love that I can do all of my banking online if need be. Pioneer is also great with customer security. When I was setting up my account there were several verification steps that I had to go through to verify my identity. This process made me feel very secure and I never worry about my account being compromised. The customer service provided is also outstanding.



Health
B+

Health Grade Components

Overall
NCUA #3576
Year Chartered1940
Employees39
Primary Regulator
Profit Margin
Return on Assets - YTD0.87%
Return on Equity - YTD8.79%
Annual Interest Income$4.0MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$230.2MM$232.0MM
LoansQ2 2023vs Q2 2022$148.3MM$157.3MM
DepositsQ2 2023vs Q2 2022$202.5MM$205.2MM
Equity CapitalQ2 2023vs Q2 2022$22.8MM$21.4MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$387.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$240.00K$317.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Pioneer Appalachia Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pioneer Appalachia Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%--IRA Share Accounts
0.10%*$250k*-Share Savings Accounts
OTHER TIERS: 0.01% Up to $25k | 0.02% $25k - $50k | 0.03% $50k - $75k | 0.04% $75k - $100k | 0.05% $100k - $150k | 0.08% $150k - $250k
0.10%--Christmas Club Accounts
0.10%--Vacation Club Accounts
0.10%--"You Choose" Savings

Pioneer Appalachia Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$75k*-Money Market
OTHER TIERS: 0.25% Up to $25k | 0.50% $25k - $50k | 0.75% $50k - $75k

Pioneer Appalachia Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$500-Free Checking
0.01%$500-Second Chance Share Draft/Checking

Pioneer Appalachia Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$250k*-60 Months Share Certificate
OTHER TIERS: 0.30% $500 - $100k | 0.40% $100k - $250k
0.35%*$250k*-24 Months Share Certificate
OTHER TIERS: 0.15% $500 - $100k | 0.20% $100k - $250k
0.35%*$250k*-48 Months Share Certificate
OTHER TIERS: 0.30% $500 - $250k
0.32%*$250k*-18 Months Share Certificate
OTHER TIERS: 0.12% $500 - $100k | 0.22% $100k - $250k
0.30%*$250k*-12 Months Share Certificate
OTHER TIERS: 0.10% $500 - $100k | 0.20% $100k - $250k
0.30%*$250k*-36 Months Share Certificate
OTHER TIERS: 0.20% $500 - $100k | 0.25% $100k - $250k
0.28%*$250k*-30 Months Share Certificate
OTHER TIERS: 0.18% $500 - $100k | 0.23% $100k - $250k
0.12%*$250k*-6 Months Share Certificate
OTHER TIERS: 0.07% $500 - $100k | 0.10% $100k - $250k
0.10%*$250k*-3 Months Share Certificate
OTHER TIERS: 0.05% $500 - $100k | 0.07% $100k - $250k

Pioneer Appalachia Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$1k-60 Months IRA
0.25%$1k-48 Months IRA
0.20%$1k-36 Months IRA
Locations


Pioneer Appalachia Federal Credit Union Locations
Branch Office12256 Veterans Memorial HwyReedsville, WV 26547
Branch Office3746 Teays Valley RdHurricane, WV 25526-9705
Branch Office416 Main StHuntington, WV 25702
Branch Office1 Warrior WayBelle, WV 25015
Branch Office1316 Kanawha Blvd ECharleston, WV 25301
Branch Office4802 MacCorkle Ave SWSouth Charleston, WV 25309

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