Pioneer Appalachia Federal Credit Union

Overview / Commentary

www.pioneerwv.org

304-348-6648

1316 Kanawha Blvd E
Charleston, WV 25301

Pioneer Appalachia Federal Credit Union is headquartered in Charleston and is the 5^th largest credit union in the state of West Virginia. It is also the 1,164^th largest credit union in the nation. It was established in 1940 and as of June of 2023, it had grown to 39 employees and 16,777 members at 6 locations. Pioneer Appalachia Federal Credit Union's money market rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Pioneer Appalachia Federal Credit Union is open to anyone who lives, works, worships, or volunteers in Braxton, Cabell, Clay, Calhoun, Fayette, Greenbrier, Harrison, Jackson, Kanawha, Logan, Mingo, Mercer, Monongalia, Monroe, Nicholas, Preston, Pocahontas, Putnam, Randolph, Ritchie, Roane, Summers, Upshur, Webster, Wayne, or Wyoming counties in West Virginia, Lawrence County, Ohio, or Boyd County, Kentucky. Volunteer members of WVSSPA that are headquartered in Charleston, West Virginia, and immediate family of current credit union members also qualify.
See current membership details

Reviews (1)

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Great Place for Banking

Posted by: mryder83 | Jun 9, 2016

I love that I can do all of my banking online if need be. Pioneer is also great with customer security. When I was setting up my account there were several verification steps that I had to go through to verify my identity. This process made me feel very secure and I never worry about my account being compromised. The customer service provided is also outstanding.

Comment

Health

B+

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
NCUA #	3576
Year Chartered	1940
Employees	39
Primary Regulator

Profit Margin
Return on Assets - YTD	0.87%
Return on Equity - YTD	8.79%
Annual Interest Income	$4.0MM

Assets and Liabilities
Assets	Q2 2023vs Q2 2022	$230.2MM$232.0MM
Loans	Q2 2023vs Q2 2022	$148.3MM$157.3MM
Deposits	Q2 2023vs Q2 2022	$202.5MM$205.2MM
Equity Capital	Q2 2023vs Q2 2022	$22.8MM$21.4MM
Loan Loss Allowance	Q2 2023vs Q2 2022	$0$387.00K
Unbacked Noncurrent Loans	Q2 2023vs Q2 2022	$240.00K$317.00K
Real Estate Owned	Q2 2023vs Q2 2022	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Pioneer Appalachia Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pioneer Appalachia Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%	-	-	IRA Share Accounts
0.10%^*	$250k^*	-	Share Savings Accounts
OTHER TIERS: 0.01% → Up to $25k \| 0.02% → $25k - $50k \| 0.03% → $50k - $75k \| 0.04% → $75k - $100k \| 0.05% → $100k - $150k \| 0.08% → $150k - $250k
0.10%	-	-	Christmas Club Accounts
0.10%	-	-	Vacation Club Accounts
0.10%	-	-	"You Choose" Savings

Pioneer Appalachia Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$75k^*	-	Money Market
OTHER TIERS: 0.25% → Up to $25k \| 0.50% → $25k - $50k \| 0.75% → $50k - $75k

Pioneer Appalachia Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.01%	$500	-	Free Checking
0.01%	$500	-	Second Chance Share Draft/Checking

Pioneer Appalachia Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%^*	$250k^*	-	60 Months Share Certificate
OTHER TIERS: 0.30% → $500 - $100k \| 0.40% → $100k - $250k
0.35%^*	$250k^*	-	24 Months Share Certificate
OTHER TIERS: 0.15% → $500 - $100k \| 0.20% → $100k - $250k
0.35%^*	$250k^*	-	48 Months Share Certificate
OTHER TIERS: 0.30% → $500 - $250k
0.32%^*	$250k^*	-	18 Months Share Certificate
OTHER TIERS: 0.12% → $500 - $100k \| 0.22% → $100k - $250k
0.30%^*	$250k^*	-	12 Months Share Certificate
OTHER TIERS: 0.10% → $500 - $100k \| 0.20% → $100k - $250k
0.30%^*	$250k^*	-	36 Months Share Certificate
OTHER TIERS: 0.20% → $500 - $100k \| 0.25% → $100k - $250k
0.28%^*	$250k^*	-	30 Months Share Certificate
OTHER TIERS: 0.18% → $500 - $100k \| 0.23% → $100k - $250k
0.12%^*	$250k^*	-	6 Months Share Certificate
OTHER TIERS: 0.07% → $500 - $100k \| 0.10% → $100k - $250k
0.10%^*	$250k^*	-	3 Months Share Certificate
OTHER TIERS: 0.05% → $500 - $100k \| 0.07% → $100k - $250k

Pioneer Appalachia Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%	$1k	-	60 Months IRA
0.25%	$1k	-	48 Months IRA
0.20%	$1k	-	36 Months IRA

Locations

Pioneer Appalachia Federal Credit Union Locations
Branch Office	12256 Veterans Memorial Hwy	Reedsville, WV 26547
Branch Office	3746 Teays Valley Rd	Hurricane, WV 25526-9705
Branch Office	416 Main St	Huntington, WV 25702
Branch Office	1 Warrior Way	Belle, WV 25015
Branch Office	1316 Kanawha Blvd E	Charleston, WV 25301
Branch Office	4802 MacCorkle Ave SW	South Charleston, WV 25309

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