Overview / Commentary
413-733-2800
246 Brookdale Dr
Springfield, MA 01104

Pioneer Valley Credit Union is headquartered in Springfield and is the 59th largest credit union in the state of Massachusetts. It is also the 1,685th largest credit union in the nation. It was established in 1923 and as of September of 2018, it had grown to 25 employees and 9,608 members at 3 locations. Pioneer Valley Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Pioneer Valley Credit Union is open to anyone living in Connecticut, Massachusetts, New Hampshire, New York, Rhode Island, and Vermont, by joining the Massachusetts chapter of the American Consumer Council ($5 lifetime membership fee). Residents of the Massachusetts counties of Berkshire, Franklin, Hampden, or Hampshire can also qualify for Credit Union membership by joining Pioneer Valley Local First ($25 membership fee). Membership is also open to employees of Baystate Health, Springfield Division federal employees, and more than 25 other Select Employer Groups.
See current membership details

Related Posts

Pioneer Valley CU 13-Month Special Ends 9/29 - 9/19/2018

Pioneer Valley's 13 month promotion (2.80% APY) ends on Sept. 29. https://3603db.campgn5.com/13-Month-Certificate-Special

Pioneer Valley Credit Union: 37-Month, 3.05% - 9/15/2018

Pioneer Valley CU is offering a 37-month CD, with an APY of 3.05%. $1000 minimum. https://3603db.campgn5.com/Summer-CD-Special?vsmaid=162&vcid=1927

Pioneer Valley Credit Union Adds 13-Month CD Special - 9/10/2018

Pioneer Valley Credit Union (easy membership for CT,MA,NH,NY,RI) has added a 13-month Share Certificate Special (2.80% APY). Minimum deposit is $1k of new money.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Pioneer Valley Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #24443
Year Chartered1923
Employees25
Primary Regulator
Profit Margin
Return on Assets - YTD1.81%
Return on Equity - YTD16.84%
Annual Interest Income$3.0MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$92.9MM$68.9MM
LoansQ3 2018vs Q3 2017$70.0MM$52.5MM
DepositsQ3 2018vs Q3 2017$74.1MM$56.8MM
Equity CapitalQ3 2018vs Q3 2017$9.6MM$8.1MM
Loan Loss AllowanceQ3 2018vs Q3 2017$408.00K$347.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$208.00K$349.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Pioneer Valley CU 13-Month Special Ends 9/29

alan1   |  
Pioneer Valley's 13 month promotion (2.80% APY) ends on Sept. 29.
https://3603db.campgn5.com/13-Month-Certificate-Special

Pioneer Valley Credit Union: 37-Month, 3.05%

alan1   |  
Pioneer Valley CU is offering a 37-month CD, with an APY of 3.05%.
$1000 minimum.
https://3603db.campgn5.com/Summer-CD-Special?vsmaid=162&vcid=1927

Rates
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Always verify rates and promotions with the bank or credit union. We are not Pioneer Valley Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pioneer Valley Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$25-Share Account
0.03%$10-Holiday Club Account
0.03%$10-Vacation Club Account
0.03%$10-Emergency Fund Account
0.03%$10-IRA Account

Pioneer Valley Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$100k*-Money Market Account
OTHER TIERS: 1.00% $2.5k - $20k | 1.10% $20k - $50k | 1.15% $50k - $100k

Pioneer Valley Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%*-$25kInvestor Rewards Checking Account
OTHER TIERS: 0.30% $25k+

Pioneer Valley Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%*$50k*-60 Month Share Certificate
OTHER TIERS: 3.00% $1k - $50k
2.75%*$50k*-48 Month Share Certificate
OTHER TIERS: 2.50% $1k - $50k
2.50%*$50k*-36 Month Share Certificate
OTHER TIERS: 2.25% $1k - $50k
2.30%*$50k*-24 Month Share Certificate
OTHER TIERS: 2.10% $1k - $50k
2.25%*$50k*-18 Month Direct FLEX Share Certificate
OTHER TIERS: 2.00% $500 - $50k
1.90%$1k-12 Month Share Certificate
1.60%$1k-6 Month Share Certificate

Pioneer Valley Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%*$50k*-60 Month IRA Certificate
OTHER TIERS: 3.00% $500 - $50k
2.75%*$50k*-48 Month IRA Certificate
OTHER TIERS: 2.50% $500 - $50k
2.50%*$50k*-36 Month IRA Certificate
OTHER TIERS: 2.25% $500 - $50k
2.30%*$50k*-24 Month IRA Certificate
OTHER TIERS: 2.10% $500 - $50k
2.25%*$50k*-18 Month IRA Certificate
OTHER TIERS: 2.00% $500 - $50k
1.90%$500-12 Month IRA Certificate
1.60%$500-6 Month IRA Certificate
Locations


Pioneer Valley Credit Union Locations
Branch Office2 Medical Center DrSpringfield, MA 01107
Branch Office246 Brookdale DrSpringfield, MA 01104
Branch Office100 Springdale RdWestfield, MA 01085-1624

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