Pioneer Valley Credit Union


Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.80%1-year CD13 Month CD Special - New Money Only
2.80%1-year IRA13 Month IRA Special - New Money Only (Traditional, Roth, CESA)
1.01%Reward CheckingInvestor Rewards Checking Account

Overview / Commentary
413-733-2800
246 Brookdale Dr
Springfield, MA 01104

Pioneer Valley Credit Union is headquartered in Springfield and is the 61st largest credit union in the state of Massachusetts. It is also the 1,780th largest credit union in the nation. It was established in 1923 and as of June of 2018, it had grown to 23 employees and 9,391 members at 3 locations. Pioneer Valley Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Pioneer Valley Credit Union is open to anyone living in Connecticut, Massachusetts, New Hampshire, New York, Rhode Island, and Vermont, by joining the Massachusetts chapter of the American Consumer Council ($5 lifetime membership fee). Residents of the Massachusetts counties of Berkshire, Franklin, Hampden, or Hampshire can also qualify for Credit Union membership by joining Pioneer Valley Local First ($25 membership fee). Membership is also open to employees of Baystate Health, Springfield Division federal employees, and more than 25 other Select Employer Groups.
See current membership details

Related Posts

Pioneer Valley Credit Union: 37-Month, 3.05% - 9/15/2018

Pioneer Valley CU is offering a 37-month CD, with an APY of 3.05%. $1000 minimum. https://3603db.campgn5.com/Summer-CD-Special?vsmaid=162&vcid=1927

Pioneer Valley Credit Union Adds 13-Month CD Special, 2.80% APY - 9/10/2018

Pioneer Valley Credit Union (easy membership for CT,MA,NH,NY,RI) has added a 13-month Share Certificate Special (2.80% APY). Minimum deposit is $1k of new money.

13-Month Certificate Special - 9/6/2018

2.80% APY on 13-month certificates; new money to Pioneer Valley only. Limited time only.

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Pioneer Valley Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #24443
Year Chartered1923
Employees23
Primary Regulator
Profit Margin
Return on Assets - YTD1.7%
Return on Equity - YTD15.25%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$84.7MM$65.1MM
LoansQ2 2018vs Q2 2017$64.3MM$48.8MM
DepositsQ2 2018vs Q2 2017$67.6MM$56.5MM
Equity CapitalQ2 2018vs Q2 2017$9.0MM$7.8MM
Loan Loss AllowanceQ2 2018vs Q2 2017$412.00K$361.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$123.00K$356.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Pioneer Valley Credit Union: 37-Month, 3.05%

alan1   |  
Pioneer Valley CU is offering a 37-month CD, with an APY of 3.05%.
$1000 minimum.
https://3603db.campgn5.com/Summer-CD-Special?vsmaid=162&vcid=1927

13-Month Certificate Special

pioneervalleycu Pioneer Valley Credit Union   |  
2.80% APY on 13-month certificates; new money to Pioneer Valley only. Limited time only.

37-Month CD; 3.05% APY

alan1   |  
https://www.pioneervalley.coop/Rates.aspx?tab=shares#certificates-and-iras

Can join via membership in Massachusetts chapter of American Consumer Council.

According to DepositAccounts.com, membership in the MA chapter is available to
"anyone living in Connecticut, Massachusetts, New Hampshire, New York, Rhode Island, and Vermont".
https://www.depositaccounts.com/banks/pioneer-valley-cu.html

Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Pioneer Valley Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pioneer Valley Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$25-Share Account
0.03%$10-Holiday Club Account
0.03%$10-Vacation Club Account
0.03%$10-Emergency Fund Account
0.03%$10-IRA Account

Pioneer Valley Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100k*-Money Market Account
OTHER TIERS: 0.70% $2.5k - $20k | 0.80% $20k - $50k | 0.90% $50k - $100k

Pioneer Valley Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%*-$25kInvestor Rewards Checking Account
OTHER TIERS: 0.30% $25k+

Pioneer Valley Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.05%$1k-37 Month Share Certificate Special
2.95%*$50k*-60 Month Share Certificate
OTHER TIERS: 2.75% $1k - $50k
2.80%$1k-13 Month CD Special - New Money Only
2.60%*$50k*-48 Month Share Certificate
OTHER TIERS: 2.40% $1k - $50k
2.20%*$50k*-24 Month Share Certificate
OTHER TIERS: 2.00% $1k - $50k
2.20%*$50k*-36 Month Share Certificate
OTHER TIERS: 2.10% $1k - $50k
1.90%*$50k*-18 Month Direct FLEX Share Certificate
OTHER TIERS: 1.70% $500 - $50k
1.30%$1k-12 Month Share Certificate
1.10%$1k-6 Month Share Certificate

Pioneer Valley Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.05%$500-37 Month IRA Certificate Special
2.95%*$50k*-60 Month IRA Certificate
OTHER TIERS: 2.75% $500 - $50k
2.80%$1k-13 Month IRA Special - New Money Only
2.60%*$50k*-48 Month IRA Certificate
OTHER TIERS: 2.40% $500 - $50k
2.20%*$50k*-24 Month IRA Certificate
OTHER TIERS: 2.00% $500 - $50k
2.20%*$50k*-36 Month IRA Certificate
OTHER TIERS: 2.10% $500 - $50k
1.90%*$50k*-18 Month IRA Certificate
OTHER TIERS: 1.70% $500 - $50k
1.00%$500-12 Month IRA Certificate
0.75%$500-6 Month IRA Certificate
Locations


Pioneer Valley Credit Union Locations
Branch Office2 Medical Center DrSpringfield, MA 01107
Branch Office246 Brookdale DrSpringfield, MA 01104
Branch Office100 Springdale RdWestfield, MA 01085-1624

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.