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Pittsford Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.pittsfordfcu.org
585-624-7474
20 Tobey Village Rd
Pittsford, NY 14534

Pittsford Federal Credit Union is headquartered in Pittsford and is the 33rd largest credit union in the state of New York. It is also the 717th largest credit union in the nation. It was established in 1968 and as of March of 2025, it had grown to 60 employees and 20,235 members at 2 locations. Pittsford Federal Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Pittsford Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in the New York communities of Avon, Brighton, East Bloomfield, East Rochester, Henrietta, Honeoye Falls, Lima, Mendon, Perinton, Pittsford, Rush, Victor, or West Bloomfield. Immediate family members and household occupants of existing or eligible account holders may also join.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #19085
Year Chartered1968
Employees60
Primary Regulator
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD4.9%
Annual Interest Income$5.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$534.4MM$535.9MM
LoansQ1 2025vs Q1 2024$361.4MM$380.8MM
DepositsQ1 2025vs Q1 2024$471.9MM$476MM
Equity CapitalQ1 2025vs Q1 2024$60.8MM$58.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$773K$1.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$267K$1.1MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Pittsford Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Pittsford Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$0-Super Savings Account

Pittsford Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-Checking Account

Pittsford Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%†$50$50012 Month In The Money (ITM) Youth CD (Age 13-21)
4.00%$50-12 Month CD
3.85%$50-6 Month CD
3.75%$50-24 Month CD
3.75%$50-18 Month CD
3.75%$50-36 Month CD
3.75%$50-48 Month CD
3.50%$50-1 Month CD

Pittsford Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$50-12 Month IRA
3.85%$50-6 Month IRA
3.75%$50-24 Month IRA
3.75%$50-18 Month IRA
3.75%$50-36 Month IRA
3.75%$50-48 Month IRA
3.50%$50-1 Month IRA
0.40%$0-IRA Savings
Locations


Pittsford Federal Credit Union Locations
Branch Office1321 Pittsford Mendon RdMendon, NY 14506-9733
Branch Office20 Tobey Village RdPittsford, NY 14534-1702

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