Plains Commerce Bank

Overview / Commentary
220 Main Street
Hoven, SD 57450

Plains Commerce Bank is headquartered in Hoven and is the 17th largest bank in the state of South Dakota. It is also the 1,091st largest bank in the nation. It was established in 1931 and as of December of 2019, it had grown to 249 employees at 9 locations. Plains Commerce Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #1678
Year Established1931
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.59%
Return on Equity - YTD11.42%
Annual Interest Income$34.9MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$707.3MM$656.2MM
LoansQ4 2019vs Q4 2018$544.3MM$510.7MM
DepositsQ4 2019vs Q4 2018$605.2MM$561.4MM
Equity CapitalQ4 2019vs Q4 2018$96.6MM$90.4MM
Loan Loss AllowanceQ4 2019vs Q4 2018$8.2MM$7.8MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$18.4MM$24.7MM
Real Estate OwnedQ4 2019vs Q4 2018$617.00K$500.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Plains Commerce Bank Savings Account Rates

1.00%*-$50kKasasa Saver
OTHER TIERS: 0.30% $50k+

Plains Commerce Bank Checking Account Rates

2.51%*-$25kKasasa Cash
OTHER TIERS: 0.30% $25k+

Plains Commerce Bank Locations
Watertown Branch109 First Avenue SoutheastWatertown, SD 57201
Plains Commerce Bank1411 East 10th StreetSioux Falls, SD 57103
Plains Commerce Bank220 Main StreetHoven, SD 57450
Conde Branch280 Broadway StConde, SD 57434
Sioux Falls Branch3905 West 49th StreetSioux Falls, SD 57106
Aberdeen Branch524 South Dakota StreetAberdeen, SD 57401
Watertown South Branch920 Fifth Street S.E.Watertown, SD 57201
Plains Commerce Bank404 South 3rd StreetBismarck, ND 58504
Mitchell Branch1130 South Burr Street, Suite 100Mitchell, SD 57301

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