Point Breeze Credit Union is headquartered in Hunt Valley and is the 9th largest credit union in the state of Maryland. It is also the 419th largest credit union in the nation. It was established in 1935 and as of June of 2020, it had grown to 117 employees and 59,813 members at 5 locations. Point Breeze Credit Union has an A+ health rating.
Field of Membership Restrictions
Membership in Point Breeze Credit Union is open to employees, retirees or volunteers of businesses or community organizations within a 20-mile radius of one of the Credit Union's branches or employees of over 300 area Select Employer Groups.
See current membership details
Great Financial Institution!
I've been with Point Breeze CU for several years now and have no complaints. I've been with the big named banks but longed for the personal touch only a credit union could offer. Quality and respect is number one. Thanks Point Breeze.
Data as of Q2 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66585 |
| Year Chartered | 1935 |
| Employees | 117 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.38% |
| Return on Equity - YTD | 2.6% |
| Annual Interest Income | $12.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2020vs Q2 2019 | $840.0MM$784.2MM |
| Loans | Q2 2020vs Q2 2019 | $492.1MM$452.6MM |
| Deposits | Q2 2020vs Q2 2019 | $720.6MM$666.4MM |
| Equity Capital | Q2 2020vs Q2 2019 | $120.2MM$114.3MM |
| Loan Loss Allowance | Q2 2020vs Q2 2019 | $1.9MM$2.3MM |
| Unbacked Noncurrent Loans | Q2 2020vs Q2 2019 | $2.4MM$1.4MM |
| Real Estate Owned | Q2 2020vs Q2 2019 | $78.00K$117.00K |