Point Breeze Credit Union

Overview / Commentary
11104 McCormick Rd
Hunt Valley, MD 21031

Point Breeze Credit Union is headquartered in Hunt Valley and is the 10th largest credit union in the state of Maryland. It is also the 427th largest credit union in the nation. It was established in 1935 and as of March of 2022, it had grown to 110 employees and 61,535 members at 5 locations. Point Breeze Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Point Breeze Credit Union is open to employees, retirees or volunteers of businesses or community organizations within a 20-mile radius of one of the Credit Union's branches or employees of over 300 area Select Employer Groups.
See current membership details

Reviews (1)

Great Financial Institution!

Posted by: |

I've been with Point Breeze CU for several years now and have no complaints. I've been with the big named banks but longed for the personal touch only a credit union could offer. Quality and respect is number one. Thanks Point Breeze.


Health Grade Components

NCUA #66585
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.14%
Return on Equity - YTD1.13%
Annual Interest Income$5.3MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$966.6MM$917.9MM
LoansQ1 2022vs Q1 2021$536.4MM$489.0MM
DepositsQ1 2022vs Q1 2021$842.1MM$792.8MM
Equity CapitalQ1 2022vs Q1 2021$113.7MM$120.4MM
Loan Loss AllowanceQ1 2022vs Q1 2021$1.2MM$2.0MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$1.2MM$1.2MM
Real Estate OwnedQ1 2022vs Q1 2021$0$78.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Point Breeze Credit Union Savings Account Rates

0.25%$10-IRA Savings
0.10%$5-Share Savings
0.10%$10-Holiday Club

Point Breeze Credit Union Checking Account Rates

3.00%*-$10kFree Checking Plus+
OTHER TIERS: 0.10% $10k+

Point Breeze Credit Union CD Rates

0.50%$500-36 Month CD
0.50%$10k-36 Month Jumbo CD
0.45%$500-24 Month CD
0.45%$10k-24 Month Jumbo CD
0.40%$500-12 Month CD
0.40%$10k-12 Month Jumbo CD
0.30%$500-6 Month CD
0.30%$10k-6 Month Jumbo CD

Point Breeze Credit Union IRA Rates

0.50%$500-36 Month IRA
0.50%$10k-36 Month Jumbo IRA
0.45%$500-24 Month IRA
0.45%$10k-24 Month Jumbo IRA
0.40%$500-12 Month IRA
0.40%$10k-12 Month Jumbo IRA
0.30%$500-6 Month IRA
0.30%$10k-6 Month Jumbo IRA

Point Breeze Credit Union Locations
Branch Office11104 McCormick RdHunt Valley, MD 21031-1404
Branch Office410 S Atwood RdBel Air, MD 21014-4170
Branch Office2 Philadelphia CtBaltimore, MD 21237
Branch Office405 Englar RdWestminster, MD 21157-4851
Branch Office10110 Reisterstown RdOwings Mills, MD 21117-3815

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