Overview / Commentary
Point Breeze Credit Union is headquartered in Hunt Valley and is the 10th largest credit union in the state of Maryland. It is also the 477th largest credit union in the nation. It was established in 1935 and as of September of 2024, it had grown to 120 employees and 65,013 members at 5 locations. Point Breeze Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Point Breeze Credit Union is open to employees, retirees or volunteers of businesses or community organizations within a 20-mile radius of one of the Credit Union's branches or employees of over 300 area Select Employer Groups.
See current membership details
Health
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 66585 |
| Year Chartered | 1935 |
| Employees | 120 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.25% |
| Return on Equity - YTD | 1.88% |
| Annual Interest Income | $25.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2024vs Q3 2023 | $923.6MM$907.4MM |
| Loans | Q3 2024vs Q3 2023 | $630.1MM$582.9MM |
| Deposits | Q3 2024vs Q3 2023 | $786.8MM$778.5MM |
| Equity Capital | Q3 2024vs Q3 2023 | $125.3MM$115.5MM |
| Loan Loss Allowance | Q3 2024vs Q3 2023 | $1.9MM$1.8MM |
| Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $2.8MM$2.9MM |
| Real Estate Owned | Q3 2024vs Q3 2023 | $0$0 |