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Point Breeze Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.pbcu.com
410-584-7228
11104 McCormick Rd
Hunt Valley, MD 21031

Point Breeze Credit Union is headquartered in Hunt Valley and is the 10th largest credit union in the state of Maryland. It is also the 472nd largest credit union in the nation. It was established in 1935 and as of March of 2025, it had grown to 117 employees and 66,001 members at 5 locations. Point Breeze Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Point Breeze Credit Union is open to employees, retirees or volunteers of businesses or community organizations within a 20-mile radius of one of the Credit Union's branches or employees of over 300 area Select Employer Groups.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #66585
Year Chartered1935
Employees117
Primary Regulator
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD3.09%
Annual Interest Income$9.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$956.1MM$942.9MM
LoansQ1 2025vs Q1 2024$645.9MM$606.8MM
DepositsQ1 2025vs Q1 2024$821.7MM$798.6MM
Equity CapitalQ1 2025vs Q1 2024$126.5MM$120.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2.3MM$1.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.8MM$2.6MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Point Breeze Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Point Breeze Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-Share Savings
0.10%$5-Holiday Club
0.10%$0-Business Share Savings

Point Breeze Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$0$10kFree Checking Plus+
OTHER TIERS: 0.10% → $10k+
0.05%$0-Essential Business Checking

Point Breeze Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$500-12 Month CD
4.10%$10k-12 Month Jumbo CD
4.10%$500-Business 12 Month CD
4.10%$10k-Business 12 Month Jumbo CD
3.95%$500-6 Month CD
3.95%$10k-6 Month Jumbo CD
3.95%$500-Business 6 Month CD
3.95%$10k-Business 6 Month Jumbo CD
3.75%$500-24 Month CD
3.75%$500-36 Month CD
3.75%$10k-24 Month Jumbo CD
3.75%$10k-36 Month Jumbo CD
3.75%$500-Business 24 Month CD
3.75%$10k-Business 24 Month Jumbo CD
3.75%$500-Business 36 Month CD
3.75%$10k-Business 36 Month Jumbo CD

Point Breeze Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$0-IRA Savings
Locations


Point Breeze Credit Union Locations
Branch Office11104 McCormick RdHunt Valley, MD 21031-1404
Branch Office410 S Atwood RdBel Air, MD 21014-4170
Branch Office5 Philadelphia CtBaltimore, MD 21237
Branch Office405 Englar RdWestminster, MD 21157-4851
Branch Office10110 Reisterstown RdOwings Mills, MD 21117-3815

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