Point Breeze Credit Union is headquartered in Hunt Valley and is the 10th largest credit union in the state of Maryland. It is also the 462nd largest credit union in the nation. It was established in 1935 and as of June of 2023, it had grown to 111 employees and 63,453 members at 5 locations. Point Breeze Credit Union's CD rates are 5X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Point Breeze Credit Union is open to employees, retirees or volunteers of businesses or community organizations within a 20-mile radius of one of the Credit Union's branches or employees of over 300 area Select Employer Groups.
See current membership details
Great Financial Institution!
I've been with Point Breeze CU for several years now and have no complaints. I've been with the big named banks but longed for the personal touch only a credit union could offer. Quality and respect is number one. Thanks Point Breeze.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 66585 |
| Year Chartered | 1935 |
| Employees | 111 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.31% |
| Return on Equity - YTD | 2.53% |
| Annual Interest Income | $12.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $929.1MM$957.1MM |
| Loans | Q2 2023vs Q2 2022 | $574.1MM$557.5MM |
| Deposits | Q2 2023vs Q2 2022 | $803.2MM$837.1MM |
| Equity Capital | Q2 2023vs Q2 2022 | $113.5MM$108.8MM |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$1.2MM |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $2.0MM$1.1MM |
| Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |