Point Breeze Credit Union


Overview / Commentary
410-584-7228
11104 McCormick Rd
Hunt Valley, MD 21031

Point Breeze Credit Union is headquartered in Hunt Valley and is the 10th largest credit union in the state of Maryland. It is also the 471st largest credit union in the nation. It was established in 1935 and as of September of 2023, it had grown to 110 employees and 64,401 members at 5 locations. Point Breeze Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Point Breeze Credit Union is open to employees, retirees or volunteers of businesses or community organizations within a 20-mile radius of one of the Credit Union's branches or employees of over 300 area Select Employer Groups.
See current membership details

Reviews (1)

Great Financial Institution!

Posted by: |

I've been with Point Breeze CU for several years now and have no complaints. I've been with the big named banks but longed for the personal touch only a credit union could offer. Quality and respect is number one. Thanks Point Breeze.



Health
B+

Health Grade Components

Overall
NCUA #66585
Year Chartered1935
Employees110
Primary Regulator
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD2.19%
Annual Interest Income$19.4MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$907.4MM$950.2MM
LoansQ3 2023vs Q3 2022$582.9MM$567.6MM
DepositsQ3 2023vs Q3 2022$778.5MM$828.3MM
Equity CapitalQ3 2023vs Q3 2022$115.5MM$108.1MM
Loan Loss AllowanceQ3 2023vs Q3 2022$1.8MM$1.3MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$2.9MM$1MM
Real Estate OwnedQ3 2023vs Q3 2022$0$44K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Point Breeze Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Point Breeze Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$10-IRA Savings
0.10%$5-Share Savings
0.10%$10-Holiday Club
0.10%$5-Business Share Savings

Point Breeze Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$10kFree Checking Plus+
OTHER TIERS: 0.10% $10k+
0.05%--Essential Business Checking

Point Breeze Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.40%$5k-10 Month Featured CD - New Money
5.15%$500-Business 3 Month CD Special - New Money
4.50%$500-12 Month CD
4.50%$10k-12 Month Jumbo CD
4.50%$500-Business 12 Month CD
4.50%$10k-Business 12 Month Jumbo CD
4.20%$500-6 Month CD
4.20%$10k-6 Month Jumbo CD
4.20%$500-Business 6 Month CD
4.20%$10k-Business 6 Month Jumbo CD
4.10%$500-24 Month CD
4.10%$10k-24 Month Jumbo CD
4.10%$500-Business 24 Month CD
4.10%$10k-Business 24 Month Jumbo CD
3.50%$500-36 Month CD
3.50%$10k-36 Month Jumbo CD
3.50%$500-Business 36 Month CD
3.50%$10k-Business 36 Month Jumbo CD
Locations


Point Breeze Credit Union Locations
Branch Office11104 McCormick RdHunt Valley, MD 21031-1404
Branch Office410 S Atwood RdBel Air, MD 21014-4170
Branch Office5 Philadelphia CtBaltimore, MD 21237
Branch Office405 Englar RdWestminster, MD 21157-4851
Branch Office10110 Reisterstown RdOwings Mills, MD 21117-3815

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