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Overview / Commentary
11104 McCormick Rd
Hunt Valley, MD 21031-1404

Point Breeze Credit Union is headquartered in Hunt Valley and is the 9th largest credit union in the state of Maryland. It is also the 380th largest credit union in the nation. It was established in 1935 and as of September of 2017, it had grown to 110 employees and 53,681 members at 5 locations. Point Breeze Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Point Breeze Credit Union is open to employees, retirees or volunteers of businesses or community organizations within a 20-mile radius of one of the credit union's branches or employees of over 300 area Select Employer Groups.
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Reviews (1)

Great Financial Institution!

Posted by: fesheva | Jan 20, 2012

I've been with Point Breeze CU for several years now and have no complaints. I've been with the big named banks but longed for the personal touch only a credit union could offer. Quality and respect is number one. Thanks Point Breeze.


Health Grade Components

NCUA #66585
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD2.69%
Annual Interest Income$15.9MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$753.3MM$748.1MM
LoansQ3 2017vs Q3 2016$393.4MM$364.1MM
DepositsQ3 2017vs Q3 2016$645.8MM$638.6MM
Equity CapitalQ3 2017vs Q3 2016$103.5MM$102.4MM
Loan Loss AllowanceQ3 2017vs Q3 2016$2.3MM$1.6MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$3.0MM$2.9MM
Real Estate OwnedQ3 2017vs Q3 2016$268.00K$352.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Point Breeze Credit Union Savings Account Rates

0.50%--IRA Savings
0.35%--Share Savings
0.35%--Holiday Club

Point Breeze Credit Union Checking Account Rates

0.25%--Interest Checking

Point Breeze Credit Union CD Rates

0.75%*$10k*-36 Month CD
OTHER TIERS: 0.70% $500 - $10k
0.60%*$10k*-24 Month CD
OTHER TIERS: 0.55% $500 - $10k
0.40%$500-12 Month CD
0.35%$500-6 Month CD

Point Breeze Credit Union Locations
Branch Office11104 McCormick RdHunt Valley, MD 21031-1404
Branch Office410 S Atwood RdBel Air, MD 21014-4170
Branch Office2 Philadelphia CtBaltimore, MD 21237
Branch Office405 Englar RdWestminster, MD 21157-4851
Branch Office10110 Reisterstown RdOwings Mills, MD 21117-3815