Point Breeze Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.35%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.pbcu.com

410-584-7228

11104 McCormick Rd
Hunt Valley, MD 21031

Point Breeze Credit Union is headquartered in Hunt Valley and is the 10^th largest credit union in the state of Maryland. It is also the 466^th largest credit union in the nation. It was established in 1935 and as of December of 2024, it had grown to 116 employees and 65,206 members at 5 locations. Point Breeze Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Point Breeze Credit Union is open to employees, retirees or volunteers of businesses or community organizations within a 20-mile radius of one of the Credit Union's branches or employees of over 300 area Select Employer Groups.
See current membership details

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Health

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	66585
Year Chartered	1935
Employees	116
Primary Regulator

Profit Margin
Return on Assets - YTD	0.19%
Return on Equity - YTD	1.4%
Annual Interest Income	$35.1MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$950.8MM$922.5MM
Loans	Q4 2024vs Q4 2023	$642.9MM$593.2MM
Deposits	Q4 2024vs Q4 2023	$814MM$783.5MM
Equity Capital	Q4 2024vs Q4 2023	$125MM$118.8MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$2MM$1.8MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$3.6MM$3.1MM
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.35%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Point Breeze Credit Union are currently being reviewed.

Locations

Point Breeze Credit Union Locations
Branch Office	11104 McCormick Rd	Hunt Valley, MD 21031-1404
Branch Office	410 S Atwood Rd	Bel Air, MD 21014-4170
Branch Office	5 Philadelphia Ct	Baltimore, MD 21237
Branch Office	405 Englar Rd	Westminster, MD 21157-4851
Branch Office	10110 Reisterstown Rd	Owings Mills, MD 21117-3815

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