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Overview / Commentary
11104 McCormick Rd
Hunt Valley, MD 21031-1404

Point Breeze Credit Union is headquartered in Hunt Valley and is the 9th largest credit union in the state of Maryland. It is also the 365th largest credit union in the nation. It was established in 1935 and as of December of 2016, it had grown to 100 employees and 51,760 members at 3 locations. Point Breeze Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Point Breeze Credit Union is open to employees, retirees or volunteers of businesses or community organizations within a 20-mile radius of one of the credit union's branches or employees of over 300 area Select Employer Groups.
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Reviews (1)

Great Financial Institution!

Posted by: fesheva | Jan 20, 2012

I've been with Point Breeze CU for several years now and have no complaints. I've been with the big named banks but longed for the personal touch only a credit union could offer. Quality and respect is number one. Thanks Point Breeze.


Health Grade Components

NCUA #66585
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD4.12%
Annual Interest Income$20.3MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$746.4MM$734.9MM
LoansQ4 2016vs Q4 2015$367.2MM$345.8MM
DepositsQ4 2016vs Q4 2015$640.0MM$633.0MM
Equity CapitalQ4 2016vs Q4 2015$101.1MM$97.6MM
Loan Loss AllowanceQ4 2016vs Q4 2015$2.0MM$1.5MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$2.9MM$3.1MM
Real Estate OwnedQ4 2016vs Q4 2015$333.00K$292.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Point Breeze Credit Union Savings Account Rates

0.50%--IRA Savings
0.35%--Share Savings
0.35%--Holiday Club

Point Breeze Credit Union Checking Account Rates

0.25%--Interest Checking

Point Breeze Credit Union CD Rates

0.75%*$10k*-36 Month CD
OTHER TIERS: 0.70% $500 - $10k
0.60%*$10k*-24 Month CD
OTHER TIERS: 0.55% $500 - $10k
0.40%$500-12 Month CD
0.35%$500-6 Month CD

Point Breeze Credit Union Locations
Branch Office11104 McCormick RdHunt Valley, MD 21031-1404
Branch Office410 S Atwood RdBel Air, MD 21014-4170
Branch Office2 Philadelphia CtBaltimore, MD 21237