Point Breeze Credit Union is headquartered in Hunt Valley and is the 10th largest credit union in the state of Maryland. It is also the 425th largest credit union in the nation. It was established in 1935 and as of December of 2020, it had grown to 116 employees and 59,746 members at 5 locations. Point Breeze Credit Union has an A+ health rating.
Membership in Point Breeze Credit Union is open to employees, retirees or volunteers of businesses or community organizations within a 20-mile radius of one of the Credit Union's branches or employees of over 300 area Select Employer Groups.
See current membership details
I've been with Point Breeze CU for several years now and have no complaints. I've been with the big named banks but longed for the personal touch only a credit union could offer. Quality and respect is number one. Thanks Point Breeze.
Overall | |
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NCUA # | 66585 |
Year Chartered | 1935 |
Employees | 116 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.35% |
Return on Equity - YTD | 2.48% |
Annual Interest Income | $24.1MM |
Assets and Liabilities | ||
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Assets | Q4 2020vs Q4 2019 | $870.8MM$773.9MM |
Loans | Q4 2020vs Q4 2019 | $489.7MM$488.0MM |
Deposits | Q4 2020vs Q4 2019 | $745.6MM$653.0MM |
Equity Capital | Q4 2020vs Q4 2019 | $120.9MM$116.3MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $2.1MM$2.0MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $1.5MM$1.9MM |
Real Estate Owned | Q4 2020vs Q4 2019 | $78.00K$78.00K |
Always verify rates and promotions with the bank or credit union. We are not Point Breeze Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.25% | $10 | - | IRA Savings | |
0.10% | $5 | - | Share Savings | |
0.10% | $10 | - | Holiday Club |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.00%* | - | $10k | Free Checking Plus+ | ||
OTHER TIERS: 0.10% → $10k+ |
Point Breeze Credit Union Locations | ||
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Branch Office | 11104 McCormick Rd | Hunt Valley, MD 21031-1404 |
Branch Office | 410 S Atwood Rd | Bel Air, MD 21014-4170 |
Branch Office | 2 Philadelphia Ct | Baltimore, MD 21237 |
Branch Office | 405 Englar Rd | Westminster, MD 21157-4851 |
Branch Office | 10110 Reisterstown Rd | Owings Mills, MD 21117-3815 |