Point Breeze Credit Union

Overview / Commentary
11104 McCormick Rd
Hunt Valley, MD 21031

Point Breeze Credit Union is headquartered in Hunt Valley and is the 10th largest credit union in the state of Maryland. It is also the 470th largest credit union in the nation. It was established in 1935 and as of March of 2024, it had grown to 122 employees and 64,147 members at 5 locations. Point Breeze Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Point Breeze Credit Union is open to employees, retirees or volunteers of businesses or community organizations within a 20-mile radius of one of the Credit Union's branches or employees of over 300 area Select Employer Groups.
See current membership details

Reviews (1)

Great Financial Institution!

Posted by: |

I've been with Point Breeze CU for several years now and have no complaints. I've been with the big named banks but longed for the personal touch only a credit union could offer. Quality and respect is number one. Thanks Point Breeze.


Health Grade Components

NCUA #66585
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.14%
Return on Equity - YTD1.11%
Annual Interest Income$7.8MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$942.9MM$938.1MM
LoansQ1 2024vs Q1 2023$606.8MM$577.2MM
DepositsQ1 2024vs Q1 2023$798.6MM$813.4MM
Equity CapitalQ1 2024vs Q1 2023$120.6MM$112.4MM
Loan Loss AllowanceQ1 2024vs Q1 2023$1.8MM$1.7MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$2.6MM$926K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Point Breeze Credit Union Savings Account Rates

0.25%$10-IRA Savings
0.10%$5-Share Savings
0.10%$10-Holiday Club
0.10%$5-Business Share Savings

Point Breeze Credit Union Checking Account Rates

3.00%*$0$10kFree Checking Plus+
OTHER TIERS: 0.10% $10k+
0.05%$0-Essential Business Checking

Point Breeze Credit Union CD Rates

5.15%$500-Business 3 Month CD Special - New Money
4.85%$1k-11 Month Featured CD - New Money
4.50%$500-12 Month CD
4.50%$10k-12 Month Jumbo CD
4.50%$500-Business 12 Month CD
4.50%$10k-Business 12 Month Jumbo CD
4.20%$500-6 Month CD
4.20%$10k-6 Month Jumbo CD
4.20%$500-Business 6 Month CD
4.20%$10k-Business 6 Month Jumbo CD
3.75%$500-24 Month CD
3.75%$10k-24 Month Jumbo CD
3.75%$500-Business 24 Month CD
3.75%$10k-Business 24 Month Jumbo CD
3.50%$500-36 Month CD
3.50%$10k-36 Month Jumbo CD
3.50%$500-Business 36 Month CD
3.50%$10k-Business 36 Month Jumbo CD

Point Breeze Credit Union Locations
Branch Office11104 McCormick RdHunt Valley, MD 21031-1404
Branch Office410 S Atwood RdBel Air, MD 21014-4170
Branch Office5 Philadelphia CtBaltimore, MD 21237
Branch Office405 Englar RdWestminster, MD 21157-4851
Branch Office10110 Reisterstown RdOwings Mills, MD 21117-3815

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