Point Breeze Credit Union

Overview / Commentary
11104 McCormick Rd
Hunt Valley, MD 21031

Point Breeze Credit Union is headquartered in Hunt Valley and is the 10th largest credit union in the state of Maryland. It is also the 462nd largest credit union in the nation. It was established in 1935 and as of June of 2023, it had grown to 111 employees and 63,453 members at 5 locations. Point Breeze Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Point Breeze Credit Union is open to employees, retirees or volunteers of businesses or community organizations within a 20-mile radius of one of the Credit Union's branches or employees of over 300 area Select Employer Groups.
See current membership details

Reviews (1)

Great Financial Institution!

Posted by: |

I've been with Point Breeze CU for several years now and have no complaints. I've been with the big named banks but longed for the personal touch only a credit union could offer. Quality and respect is number one. Thanks Point Breeze.


Health Grade Components

NCUA #66585
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD2.53%
Annual Interest Income$12.7MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$929.1MM$957.1MM
LoansQ2 2023vs Q2 2022$574.1MM$557.5MM
DepositsQ2 2023vs Q2 2022$803.2MM$837.1MM
Equity CapitalQ2 2023vs Q2 2022$113.5MM$108.8MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$1.2MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$2.0MM$1.1MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Point Breeze Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Point Breeze Credit Union Savings Account Rates

0.25%$10-IRA Savings
0.10%$5-Share Savings
0.10%$10-Holiday Club
0.10%$5-Business Share Savings

Point Breeze Credit Union Checking Account Rates

3.00%*-$10kFree Checking Plus+
OTHER TIERS: 0.10% $10k+
0.05%--Essential Business Checking

Point Breeze Credit Union CD Rates

5.25%$500-Business 3 Month CD Special - New Money
5.12%$500-9 Month CD Special
4.50%$500-Business 12 Month CD
4.50%$10k-Business 12 Month Jumbo CD
4.40%$500-12 Month CD
4.40%$10k-12 Month Jumbo CD
4.20%$500-Business 6 Month CD
4.20%$10k-Business 6 Month Jumbo CD
4.20%$500-Business 24 Month CD
4.20%$10k-Business 24 Month Jumbo CD
4.12%$500-6 Month CD
4.12%$500-24 Month CD
4.12%$10k-6 Month Jumbo CD
4.12%$10k-24 Month Jumbo CD
3.75%$500-Business 36 Month CD
3.75%$10k-Business 36 Month Jumbo CD
3.68%$500-36 Month CD
3.68%$10k-36 Month Jumbo CD

Point Breeze Credit Union IRA Rates

4.50%$500-Business 12 Month IRA
4.50%$10k-Business 12 Month Jumbo IRA
4.40%$500-12 Month IRA
4.40%$10k-12 Month Jumbo IRA
4.20%$500-Business 6 Month IRA
4.20%$10k-Business 6 Month Jumbo IRA
4.20%$500-Business 24 Month IRA
4.20%$10k-Business 24 Month Jumbo IRA
4.12%$500-6 Month IRA
4.12%$500-24 Month IRA
4.12%$10k-6 Month Jumbo IRA
4.12%$10k-24 Month Jumbo IRA
3.75%$500-Business 36 Month IRA
3.75%$10k-Business 36 Month Jumbo IRA
3.68%$500-36 Month IRA
3.68%$10k-36 Month Jumbo IRA

Point Breeze Credit Union Locations
Branch Office11104 McCormick RdHunt Valley, MD 21031-1404
Branch Office410 S Atwood RdBel Air, MD 21014-4170
Branch Office5 Philadelphia CtBaltimore, MD 21237
Branch Office405 Englar RdWestminster, MD 21157-4851
Branch Office10110 Reisterstown RdOwings Mills, MD 21117-3815

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.