Point Breeze Credit Union

Overview / Commentary
11104 McCormick Rd
Hunt Valley, MD 21031

Point Breeze Credit Union is headquartered in Hunt Valley and is the 10th largest credit union in the state of Maryland. It is also the 445th largest credit union in the nation. It was established in 1935 and as of December of 2022, it had grown to 117 employees and 62,319 members at 5 locations. Point Breeze Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Point Breeze Credit Union is open to employees, retirees or volunteers of businesses or community organizations within a 20-mile radius of one of the Credit Union's branches or employees of over 300 area Select Employer Groups.
See current membership details

Reviews (1)

Great Financial Institution!

Posted by: |

I've been with Point Breeze CU for several years now and have no complaints. I've been with the big named banks but longed for the personal touch only a credit union could offer. Quality and respect is number one. Thanks Point Breeze.


Health Grade Components

NCUA #66585
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD1.97%
Annual Interest Income$22.9MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$947.2MM$935.5MM
LoansQ4 2022vs Q4 2021$579.2MM$525.6MM
DepositsQ4 2022vs Q4 2021$821.2MM$812.1MM
Equity CapitalQ4 2022vs Q4 2021$109.3MM$119.6MM
Loan Loss AllowanceQ4 2022vs Q4 2021$1.3MM$1.3MM
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$1.0MM$1.3MM
Real Estate OwnedQ4 2022vs Q4 2021$0$32.00K

Rates for Point Breeze Credit Union are currently being reviewed.


Point Breeze Credit Union Locations
Branch Office11104 McCormick RdHunt Valley, MD 21031-1404
Branch Office410 S Atwood RdBel Air, MD 21014-4170
Branch Office2 Philadelphia CtBaltimore, MD 21237
Branch Office405 Englar RdWestminster, MD 21157-4851
Branch Office10110 Reisterstown RdOwings Mills, MD 21117-3815

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