First Point Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.78% | 5-year CD | 2.27% - National Average |
| 2.02% | 1-year CD | 1.37% - National Average |
| 0.25% | Savings | 2.20% - Barclays Online Savings Account |
First Point Federal Credit Union is headquartered in HAMILTON and is the 59th largest credit union in the state of New Jersey. It is also the 2,920th largest credit union in the nation. It was established in 1955 and as of December of 2018, it had grown to 2 employees and 2,670 members at 4 locations. First Point Federal Credit Union's CD rates are 2X the national average, and it has a B health rating.
Field of Membership Restrictions
Membership is open to employees of Fort Dodge Animal Health Division, J-Star Research, Inc., Wyeth, Ford Farewell Mills & Gatsch Architects, LLC, M. Dorell Wood II, CPA, Comgenex International, Chemspeed, Inc., Guards and Security Local 1412, Sports Arena Employees Local #137, Silgan Container Corporation, Enemine LTD, Nutter’s Landscaping, Schweitzer-Maudit who work in Spotswood, TYRX, Inc who work in Monmouth Jct NJ.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 10319 |
| Year Chartered | 1955 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.23% |
| Return on Equity - YTD | -3.04% |
| Annual Interest Income | $869.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $28.7MM$28.8MM |
| Loans | Q4 2018vs Q4 2017 | $9.5MM$10.1MM |
| Deposits | Q4 2018vs Q4 2017 | $26.2MM$26.2MM |
| Equity Capital | Q4 2018vs Q4 2017 | $2.2MM$2.5MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $186.00K$70.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $154.00K$144.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not First Point Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First Point Federal Credit Union Savings Account Rates
First Point Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.78% | $500 | - | 5 Year CD | |
| 2.43% | $500 | - | 3 Year CD | |
| 2.27% | $500 | - | 2 Year CD | |
| 2.02% | $500 | - | 1 Year CD | |
| 0.85% | $500 | - | 6 Month CD | |
| 0.50% | $500 | - | 3 Month CD | |
| 0.30% | $500 | - | 1 Month CD |
First Point Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.78% | $1k | - | 5 Year IRA | |
| 2.43% | $1k | - | 3 Year IRA | |
| 2.27% | $1k | - | 2 Year IRA | |
| 2.02% | $1k | - | 1 Year IRA | |
| 0.85% | $1k | - | 6 Month IRA | |
| 0.50% | $1k | - | 3 Month IRA | |
| 0.30% | $1k | - | 1 Month IRA |
| First Point Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 2733 Nottingham Way Ste 5 | HAMILTON, NJ 08619 |
| Branch Office | 85 MAIN ST | SPOTSWOOD, NJ 08884 |
| Branch Office | 1130 US HIGHWAY 202 STE B4 | RARITAN, NJ 08869-1494 |
| Branch Office | 200 SOMERSET CORP BLVD STE 700 | BRIDGEWATER, NJ 08807-2862 |