First Point Federal Credit Union is headquartered in HAMILTON and is the 58th largest credit union in the state of New Jersey. It is also the 2,998th largest credit union in the nation. It was established in 1955 and as of September of 2020, it had grown to 4 employees and 1,922 members at 2 locations. First Point Federal Credit Union has a B+ health rating.
Membership is open to employees of Fort Dodge Animal Health Division, J-Star Research, Inc., Wyeth, Ford Farewell Mills & Gatsch Architects, LLC, M. Dorell Wood II, CPA, Comgenex International, Chemspeed, Inc., Guards and Security Local 1412, Sports Arena Employees Local #137, Silgan Container Corporation, Enemine LTD, Nutter’s Landscaping, Schweitzer-Maudit who work in Spotswood, TYRX, Inc who work in Monmouth Jct NJ.
See current membership details
Overall | |
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NCUA # | 10319 |
Year Chartered | 1955 |
Employees | 4 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.03% |
Return on Equity - YTD | 0.3% |
Annual Interest Income | $589.00K |
Assets and Liabilities | ||
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Assets | Q3 2020vs Q3 2019 | $29.8MM$27.5MM |
Loans | Q3 2020vs Q3 2019 | $7.8MM$9.0MM |
Deposits | Q3 2020vs Q3 2019 | $26.6MM$25.0MM |
Equity Capital | Q3 2020vs Q3 2019 | $3.1MM$2.4MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $141.00K$139.00K |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $220.00K$139.00K |
Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not First Point Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.80% | $500 | - | 5 Year CD | |
0.60% | $500 | - | 3 Year CD | |
0.50% | $500 | - | 2 Year CD | |
0.40% | $500 | - | 1 Year CD | |
0.40% | $500 | - | 18 Month CD | |
0.30% | $500 | - | 6 Month CD | |
0.25% | $500 | - | 3 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.80% | $1k | - | 5 Year IRA | |
0.60% | $1k | - | 3 Year IRA | |
0.50% | $1k | - | 2 Year IRA | |
0.40% | $1k | - | 1 Year IRA | |
0.40% | $1k | - | 18 Month IRA | |
0.30% | $1k | - | 6 Month IRA | |
0.25% | $1k | - | 3 Month IRA |
First Point Federal Credit Union Locations | ||
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Branch Office | 2430 HAMILTON AVE STE 2 | HAMILTON, NJ 08619 |
Branch Office | 1130 US HIGHWAY 202 STE B4 | RARITAN, NJ 08869-1494 |