Featured Savings Rates
Featured Accounts
Overview / Commentary
2733 Nottingham Way Ste 5

First Point Federal Credit Union is headquartered in HAMILTON and is the 58th largest credit union in the state of New Jersey. It is also the 2,968th largest credit union in the nation. It was established in 1955 and as of September of 2017, it had grown to 5 employees and 2,669 members at 3 locations. First Point Federal Credit Union's CD rates are 11% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to employees of Fort Dodge Animal Health Division, J-Star Research, Inc., Wyeth, Ford Farewell Mills & Gatsch Architects, LLC, M. Dorell Wood II, CPA, Comgenex International, Chemspeed, Inc., Guards and Security Local 1412, Sports Arena Employees Local #137, Silgan Container Corporation, Enemine LTD, Nutter’s Landscaping, Schweitzer-Maudit who work in Spotswood, TYRX, Inc who work in Monmouth Jct NJ.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First Point Federal Credit Union has a low asset base.

Health Grade Components

NCUA #10319
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.13%
Return on Equity - YTD1.29%
Annual Interest Income$533.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$28.9MM$23.0MM
LoansQ3 2017vs Q3 2016$10.2MM$8.1MM
DepositsQ3 2017vs Q3 2016$26.1MM$20.3MM
Equity CapitalQ3 2017vs Q3 2016$2.6MM$2.6MM
Loan Loss AllowanceQ3 2017vs Q3 2016$88.00K$92.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$168.00K$115.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First Point Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Point Federal Credit Union Savings Account Rates

0.20%$100-IRA Share Account
0.20%*$35k*$1mRegular Share Account
OTHER TIERS: 0.05% $50 - $5k | 0.10% $5k - $20k | 0.15% $20k - $35k
0.20%$100-CESA Share Account
0.05%--Christmas Club
0.05%--Vacation Club

First Point Federal Credit Union CD Rates

2.02%$500-5 Year CD
1.71%$500-3 Year CD
1.51%$500-2 Year CD
1.00%$500-1 Year CD
0.50%$500-6 Month CD
0.30%$500-3 Month CD
0.25%$500-1 Month CD

First Point Federal Credit Union IRA Rates

2.02%$1k-5 Year IRA
1.71%$1k-3 Year IRA
1.51%$1k-2 Year IRA
1.00%$1k-1 Year IRA
0.50%$1k-6 Month IRA
0.30%$1k-3 Month IRA
0.25%$1k-1 Month IRA

First Point Federal Credit Union Locations
Branch Office2733 Nottingham Way Ste 5HAMILTON, NJ 08619
Branch Office85 MAIN STSPOTSWOOD, NJ 08884
Branch Office1130 US HIGHWAY 202 STE B4RARITAN, NJ 08869-1494