Pointbank is headquartered in Pilot Point and is the 114th largest bank in the state of Texas. It is also the 1,332nd largest bank in the nation. It was established in 1892 and as of June of 2019, it had grown to 126 employees at 10 locations. Pointbank has an A health rating.
I had exactly the opposite experience from the previous reviewer--in fact, a large national bank hit me for over $300 in OD charges by arranging my debits in the order that favored them. Point Bank has been responsive, helped me get past the financial crisis that the national bank's charges caused me, and has given stellar service. I have dealt with a lot of banks in my life, and not in many, many years have I seen customer service of this quality.
Pointbank hit me a $247.00 in overdraft fees in one day by arranging my debits to maximize their charges largest first instead of transaction date and time. I called and spoke to my banker hoping they would see the problem but, all I got I'll see what I can do with no help. My wife and I are seriously struggling this was like a knife in the back. How can this be legal? Anybody watching what this banking intitutions are doing to the little guys???
Even large banks don't do this. Is this how the little banks survived the recession?
| Overall | |
|---|---|
| FDIC Certificate # | 3389 |
| Year Established | 1892 |
| Employees | 126 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.11% |
| Return on Equity - YTD | 10.59% |
| Annual Interest Income | $11.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $544.2MM$526.1MM |
| Loans | Q2 2019vs Q2 2018 | $305.8MM$283.1MM |
| Deposits | Q2 2019vs Q2 2018 | $480.6MM$470.0MM |
| Equity Capital | Q2 2019vs Q2 2018 | $59.7MM$51.5MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $5.1MM$5.1MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $74.00K$96.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Sorry, we do not have rate data for Pointbank.
| Pointbank Locations | ||
|---|---|---|
| Denton Bank North Branch | 1700 North Carroll Boulevard | Denton, TX 76201 |
| Pointbank | 200 South Highway 377 | Pilot Point, TX 76258 |
| Little Elm Branch | 2103 E Eldorado Parkway | Little Elm, TX 75068 |
| Argyle Branch | 302 N Hwy 377 | Argyle, TX 76226 |
| Corinth Branch | 3971 F.M. 2181 | Denton, TX 76210 |
| Aubrey Branch | 922 South Hwy 377 | Aubrey, TX 76227 |
| Flower Mound Branch | 4920 Long Prairie Road | Flower Mound, TX 75028 |
| Denton Bank South Branch | 525 I-35e | Denton, TX 76205 |
| Lewisville Branch | 915 West Main | Lewisville, TX 75067 |