Pointbank Reviews and Rates

Pointbank

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.pointbank.com

940-686-7000

200 South Highway 377
Pilot Point, TX 76258

Pointbank is headquartered in PILOT POINT and is the 89^th largest bank in the state of Texas. It is also the 1,010^th largest bank in the nation. It was established in 1892 and as of March of 2025, it had grown to 108 employees at 10 locations. Pointbank has a B health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	3389
Year Established	1892
Employees	108
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.25%
Return on Equity - YTD	19.33%
Annual Interest Income	$12.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.02B$1.06B
Loans	Q1 2025vs Q1 2024	$530.4MM$541.1MM
Deposits	Q1 2025vs Q1 2024	$901MM$998.8MM
Equity Capital	Q1 2025vs Q1 2024	$68.9MM$58.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$8.5MM$8.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$151K$177K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Pointbank.

Locations

Pointbank Locations
Denton Bank North Branch	1700 North Carroll Boulevard	Denton, TX 76201
Pointbank	200 S Highway 377	Pilot Point, TX 76258
Little Elm Branch	2103 E Eldorado Parkway	Little Elm, TX 75068
Argyle Branch	302 N Hwy 377	Argyle, TX 76226
Corinth Branch	3971 F.M. 2181	Denton, TX 76210
Aubrey Branch	922 South Hwy 377	Aubrey, TX 76227
Flower Mound Branch	4920 Long Prairie Road	Flower Mound, TX 75028
Denton Bank South Branch	525 I-35e	Denton, TX 76205
Lewisville Branch	915 West Main	Lewisville, TX 75067

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