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Overview / Commentary
200 South Highway 377
Pilot Point, TX 76258

Pointbank is headquartered in Pilot Point and is the 126th largest bank in the state of Texas. It is also the 1,512th largest bank in the nation. It was established in 1892 and as of June of 2016, it had grown to 117 employees at 9 locations. Pointbank has an A+ health rating.

Reviews (2)

Unbelieveable Service!

I had exactly the opposite experience from the previous reviewer--in fact, a large national bank hit me for over $300 in OD charges by arranging my debits in the order that favored them. Point Bank has been responsive, helped me get past the financial crisis that the national bank's charges caused me, and has given stellar service. I have dealt with a lot of banks in my life, and not in many, many years have I seen customer service of this quality.

Overdraft Mint Machine.

Posted by: Littleguy | Apr 18, 2012

Pointbank hit me a $247.00 in overdraft fees in one day by arranging my debits to maximize their charges largest first instead of transaction date and time. I called and spoke to my banker hoping they would see the problem but, all I got I'll see what I can do with no help. My wife and I are seriously struggling this was like a knife in the back. How can this be legal? Anybody watching what this banking intitutions are doing to the little guys???

Even large banks don't do this. Is this how the little banks survived the recession? 


Health Grade Components

FDIC Certificate #3389
Year Established1892
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD9.68%
Annual Interest Income$8.3MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$458.4MM$429.9MM
LoansQ2 2016vs Q2 2015$235.7MM$208.5MM
DepositsQ2 2016vs Q2 2015$406.1MM$382.7MM
Equity CapitalQ2 2016vs Q2 2015$48.1MM$42.6MM
Loan Loss AllowanceQ2 2016vs Q2 2015$4.3MM$4.0MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$1.3MM$772.00K
Real Estate OwnedQ2 2016vs Q2 2015$126.00K$141.00K

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Pointbank Locations
Denton Bank North Branch1700 North Carroll BoulevardDenton, TX 76201
Pointbank200 South Highway 377Pilot Point, TX 76258
Little Elm Branch2103 E Eldorado ParkwayLittle Elm, TX 75068
Argyle Branch302 N Hwy 377Argyle, TX 76226
Corinth Branch3971 F.m. 2181Denton, TX 76205
Aubrey Branch922 South Hwy 377Aubrey, TX 76227
Flower Mound Branch4920 Long Prairie RoadFlower Mound, TX 75028
Denton Bank South Branch525 I-35eDenton, TX 76205
Lewisville Branch915 West MainLewisville, TX 75067