Pointbank is headquartered in Pilot Point and is the 119th largest bank in the state of Texas. It is also the 1,354th largest bank in the nation. It was established in 1892 and as of June of 2018, it had grown to 123 employees at 10 locations. Pointbank has an A health rating.
I had exactly the opposite experience from the previous reviewer--in fact, a large national bank hit me for over $300 in OD charges by arranging my debits in the order that favored them. Point Bank has been responsive, helped me get past the financial crisis that the national bank's charges caused me, and has given stellar service. I have dealt with a lot of banks in my life, and not in many, many years have I seen customer service of this quality.
Pointbank hit me a $247.00 in overdraft fees in one day by arranging my debits to maximize their charges largest first instead of transaction date and time. I called and spoke to my banker hoping they would see the problem but, all I got I'll see what I can do with no help. My wife and I are seriously struggling this was like a knife in the back. How can this be legal? Anybody watching what this banking intitutions are doing to the little guys???
Even large banks don't do this. Is this how the little banks survived the recession?
|FDIC Certificate #||3389|
|Return on Assets - YTD||1.12%|
|Return on Equity - YTD||11.25%|
|Annual Interest Income||$10.7MM|
|Assets and Liabilities|
|Assets||Q2 2018vs Q2 2017||$526.1MM$506.7MM|
|Loans||Q2 2018vs Q2 2017||$283.1MM$270.5MM|
|Deposits||Q2 2018vs Q2 2017||$470.0MM$451.1MM|
|Equity Capital||Q2 2018vs Q2 2017||$51.5MM$50.7MM|
|Loan Loss Allowance||Q2 2018vs Q2 2017||$5.1MM$4.6MM|
|Unbacked Noncurrent Loans||Q2 2018vs Q2 2017||$96.00K$192.00K|
|Real Estate Owned||Q2 2018vs Q2 2017||$0$0|
Sorry, we do not have rate data for Pointbank.
|Denton Bank North Branch||1700 North Carroll Boulevard||Denton, TX 76201|
|Pointbank||200 South Highway 377||Pilot Point, TX 76258|
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